The top-rated life insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, Dan Normoyle - State Farm Insurance Agent, Dr. Aaron Williams - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 3 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 4 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 5 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 6 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 7 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 8 | Stuart Stackhouse Insurance Agency | 833 Willow Creek Dr | (916) 798-0869 |
| 9 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 10 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
Shoua Lee - State Farm Insurance Agent serves the Folsom, California area and the surrounding Sacramento County region. As a life insurance agent, this office helps local residents evaluate their financial protection needs and select appropriate coverage options. Clients can discuss how a policy might support their family’s long-term financial security or help cover final expenses. The agency also assists with term life policies designed for temporary coverage needs during working years.
Farmers Insurance - Maria Britton in Folsom, CA provides a range of life insurance services, including term and whole life policy options to address local financial planning needs. The office supports ongoing policy review and can assist with plan adjustments as personal circumstances change over time. It also offers related services through the broader agency’s network for additional coverage. This agent serves residential clients with single-family homes and apartments, as well as commercial properties, including retail spaces and restaurants in the greater Folsom area.
Homeowners, business owners, and property managers in Folsom turn to Dan Normoyle's State Farm Insurance agency for life insurance coverage designed to protect their families and financial futures. The agency provides term and whole life policies that help secure mortgages, manage estate planning needs, and replace lost income for dependents. This Folsom-based office also serves clients throughout the greater Sacramento metropolitan area, including the nearby community of El Dorado Hills.
Dr. Aaron Williams - State Farm Insurance Agent serves the city of Folsom, CA, and its surrounding communities. The agency handles a range of life insurance policies designed to provide financial protection for families and individuals. It works with clients to assess their long-term needs, from income replacement to final expenses. When handling a typical job, the agency guides the client through the application process, which includes completing health questionnaires and reviewing policy terms. Dr. Williams then coordinates with underwriters to secure a suitable coverage plan for each applicant.
Carlson Agency Insurance Services Inc. offers both one-time policy purchases and recurring service options tailored to the evolving coverage needs of residents in Folsom, California. A life insurance agent helps individuals secure financial protection for their families by selecting suitable policy types and understanding long-term benefit structures. This agency guides clients through plan comparisons to ensure appropriate coverage for their stage in life. Service runs on a scheduled or as-needed basis, accommodating annual policy reviews and urgent inquiries about beneficiary changes.
Whims Insurance and Financial Services in Folsom, CA specializes in life insurance policies for wealth transfer and final expense coverage, also assisting clients with retirement planning needs. It serves individuals and families across the broader Sacramento region, helping them select appropriate term or permanent insurance products. During open enrollment periods, it helps residents navigate Medicare supplement options and policy adjustments after major life events like a new child or marriage.
Kyle Middleton - State Farm Insurance Agent in Folsom, CA, provides life insurance coverage designed to help protect families and individuals from financial uncertainty. The agency also offers options to supplement existing policies with tailored riders or additional term products. Its work focuses on assessing long-term needs and presenting straightforward term and permanent plans. Commercial services extend to local offices, warehouses, and food service operations seeking group or key-person life insurance solutions for their businesses.
Stuart Stackhouse Insurance Agency provides life insurance services for residential clients in Folsom, helping families secure financial protection. The agency also offers commercial life insurance coverage for local businesses and their key personnel. Serving the Folsom community and surrounding areas, the agency works to match individuals with appropriate policy options. Clients can expect follow-up support between regular annual reviews to adjust coverage as life circumstances change. Thorough assistance ensures policyholders receive guidance through applications and any future claims processes that may arise.
As Folsom families begin planning for the upcoming school year, evaluating long-term financial protection often becomes a priority. Century Partners Insurance Agency: Allstate Insurance provides guidance on life insurance policies designed to cover potential income loss, final expenses, or outstanding debts. An agent meets with clients to review their current household situation and determine appropriate coverage levels. This process typically begins with an initial, no-pressure needs assessment that considers personal goals and budget before any paperwork is completed.
Sierra Mountain Insurance Agency: Allstate Insurance in Folsom, CA, is known for providing personalized life insurance coverage to local families and individuals. Its general service range includes term life and whole life policies tailored to help clients protect their financial futures. A typical life insurance agent in this area works to assess each customer’s specific needs and income goals. The agency can further assist clients by adding optional accidental death and dismemberment coverage to their policies.
What Does a a Life Insurance Agent in Folsom Cost?
Life insurance costs in California vary widely based on age health coverage amount and policy type. A healthy 35 year old in Folsom might pay 20 to 40 dollars per month for a 20 year term policy of 500000 dollars. Permanent policies cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
About life insurance agents in Folsom
Life insurance agents in Folsom California help residents and families choose policies that provide financial security. California insurance law requires agents to hold a valid license from the California Department of Insurance and follow strict disclosure rules. Local agents understand the specific needs of Folsom homeowners and workers in the Sacramento region.
Frequently Asked Questions
What license does a life insurance agent in Folsom need?
In California a life insurance agent must hold a valid Life Agent license from the California Department of Insurance. The agent must also complete continuing education every two years to maintain the license.
How long does a life insurance application take in California?
The application process can take from a few days to several weeks depending on the policy type and your health. California law gives you a free look period of 30 days after delivery to cancel the policy for a full refund.
Do Folsom agents offer term and permanent life insurance?
Yes most licensed agents in Folsom offer both term life insurance and permanent policies such as whole life and universal life. They can explain the differences and help you choose based on your budget and goals.
Life Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Atascadero · Auburn · Azusa · Bakersfield · Baldwin Park