The top-rated life insurance agent in Fairfield, California is Steele Insurance Agency, Inc., rated 4.9 stars across 227 reviews. Other highly rated options include Cost-U-Less Insurance, Corina Marler - State Farm Insurance Agent, Manuel Morillo - State Farm Insurance Agent. This directory lists 25 life insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steele Insurance Agency, Inc. | 1411 Oliver Rd Ste #120B | (707) 207-5700 |
| 2 | Cost-U-Less Insurance | 2202 W Texas St Ste B | (707) 518-0593 |
| 3 | Corina Marler - State Farm Insurance Agent | 3338 N Texas St D | (707) 419-5636 |
| 4 | Manuel Morillo - State Farm Insurance Agent | 1000 Texas St Suite E | (707) 399-9623 |
| 5 | Rena MacDonald - State Farm Insurance Agent | 1300 Oliver Rd #110 | (707) 422-1313 |
| 6 | Gigi Horton - State Farm Insurance Agent | 4775 Mangels Blvd | (707) 864-4073 |
| 7 | Firebird Insurance Solutions Llc | 1000 Texas St # F | (707) 430-5333 |
| 8 | Jerry Olive - State Farm Insurance Agent | 1530 Webster St # A | (707) 422-6777 |
| 9 | Insurance On The Go Services, Inc | 1656 N Texas St | (707) 474-4848 |
| 10 | Farmers Insurance - Matthew Hague | 1327 Oliver Rd | (707) 422-3221 |
Steele Insurance Agency, Inc. serves the Fairfield, California area, specializing in life insurance agent services. The agency assists clients with evaluating their financial needs and securing coverage for income replacement and final expenses. Policy options are reviewed to help individuals and families plan for long-term security. Personal consultations are offered to explain term life and whole life policies available in this region.
Cost-U-Less Insurance in Fairfield, California is known for providing life insurance policies that help residents secure financial protection for their families. Its service range typically includes term and whole life options, allowing clients to choose a plan that fits their budget and long-term needs. The agents assist with policy applications and can explain how coverage functions. For local families, this office often adds the specialty service of guaranteed issue life insurance for those who face health challenges.
Corina Marler - State Farm Insurance Agent serves homeowners, renters, and local business owners in Fairfield, California, with individual life insurance policies designed to protect families and secure financial futures. The agency also assists clients with term life and whole life coverage, helping to match policy options to personal needs and budgets. In addition to serving Fairfield residents, this office provides insurance services to customers in the nearby Suisun City community.
Manuel Morillo - State Farm Insurance Agent serves Fairfield, California, and the surrounding communities, handling life insurance policies designed to provide financial protection for families and individuals. The agency works with clients to understand their long-term needs and offer coverage options that align with their circumstances. Each typical job is approached through a personal consultation that assesses the client’s situation, followed by presenting suitable plan choices and guiding them through the selection and application process.
Rena MacDonald - State Farm Insurance Agent in Fairfield, CA, helps clients understand the difference between term life policies that provide coverage for a set period and whole life policies that build cash value over a longer term. The agency guides individuals and families in selecting appropriate coverage amounts based on their financial goals and household needs. This life insurance agent works with clients to review existing policies and explore options for additional protection when circumstances change. Appointments and policy reviews are available on an as-needed basis.
Gigi Horton - State Farm Insurance Agent in Fairfield, California provides a full range of life insurance policies designed to help clients protect their families’ financial futures. The agency offers ongoing policy reviews and personalized service to adjust coverage as customers’ needs evolve over time. New policy enrollment includes straightforward guidance through the application process. Existing clients receive regular check-ins to ensure their plans remain aligned with life changes. The agency services single-family homes, apartments, retail businesses, and restaurants.
Firebird Insurance Solutions Llc offers life insurance coverage and financial protection planning services to residents of Fairfield, California. As a life insurance agent, the company helps clients evaluate various policy types to match individual needs and budgets, guiding them through the application and selection process. This work includes assisting with beneficiary designations and policy reviews. During open enrollment periods or following major life changes such as a new marriage or the birth of a child, Firebird Insurance Solutions Llc helps families adjust their coverage to meet their evolving circumstances.
As the year-end approaches and families in Fairfield assess their financial protection strategies, Jerry Olive - State Farm Insurance Agent provides life insurance guidance. The agency helps residents evaluate coverage options for needs like income replacement and final expenses. Policies from the company offer a way to address long-term financial security for loved ones. New clients begin with a risk-free, no-obligation initial consultation to review their personal situation and current coverage before any recommendations are made.
Insurance On The Go Services, Inc. assists individuals and families in Fairfield, CA with securing life insurance coverage. The agency specializes in helping clients understand different policy types to suit their unique needs and financial goals. They also offer guidance on adjusting coverage as personal circumstances change. Commercial sectors served include offices, warehouses, and food service operations, providing tailored options for protecting business owners and their employees against unforeseen financial loss.
Featuring life insurance options for residential clients in the Fairfield area, Farmers Insurance - Matthew Hague also provides commercial coverage solutions to local businesses. Service is available throughout the region for those seeking financial protection. This agency helps customers review their needs and secure appropriate policies. After an initial policy is in place, the agent remains available to assess changes in coverage requirements and offers follow-up service between regular visits to adjust plans as needed.
What Does a a Life Insurance Agent in Fairfield Cost?
Term life insurance for a healthy 35-year-old in Fairfield typically costs $20 to $40 per month for a 20-year $500,000 policy. Whole life policies often range from $150 to $300 per month for similar coverage. Costs vary by age, health, tobacco use, and policy type. This is general information, not insurance advice.
About life insurance agents in Fairfield
Life insurance agents in Fairfield, California help residents find term life, whole life, and universal life policies. California law requires agents to hold a valid state license and follow strict disclosure rules under the California Insurance Code. Working with a local agent can simplify comparing carriers and understanding Solano County-specific underwriting factors.
Frequently Asked Questions
What license does a life insurance agent in Fairfield need?
Agents must hold a valid California life insurance license issued by the California Department of Insurance. They must complete pre-licensing education and pass the state exam. You can verify an agents license on the CDI website.
How long does it take to get a life insurance policy in Fairfield?
The process usually takes 2 to 6 weeks from application to approval. Medical exams and underreview can add time. California law allows a free look period of at least 10 days after you receive the policy.
Are there California-specific rules for life insurance beneficiaries?
Yes. Under California Probate Code, a beneficiary designation overrides a will. If no beneficiary is named, the death benefit goes to the estate. Agents must explain these rules during the sales process.
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