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HomeLife Insurance AgentsCalifornia › Emeryville

Find Life Insurance Agents Near You in Emeryville, CA

Browse life insurance agents serving Emeryville, California. Updated 2026-07-14.

The top-rated life insurance agent in Emeryville, California is Farmers Insurance - Ricardo Molina, rated 4.7 stars across 15 reviews. Other highly rated options include Farmers Insurance - Frankie Flores, Karan Park, Personalumbrella.com Insurance Services, Inc.. This directory lists 10 life insurance agents serving Emeryville.

Showing 10 life insurance agents in Emeryville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Ricardo Molina1250 45th St Ste 350(415) 800-3892
2Farmers Insurance - Frankie Flores1250 45th St Ste 350(510) 654-4949
3Karan Park1719 64th St A(925) 866-9888
4Personalumbrella.com Insurance Services, Inc.5835 Doyle St Suite #115(510) 420-2820
5Farmers Insurance - Constance Joseph1250 45th St Ste 350(510) 913-3403
621st Century Annuity2000 Powell St # 1200(510) 596-1724
7Farmers Insurance4408 Market St suite a(510) 550-1604
8Monumental Life Insurance Co6425 Christie Ave(510) 547-8190
9Farmers Insurance - William Balza1250 45th St Ste 350(925) 779-9399
10American Insurance Wholesalers5835 Doyle St Suite #115(510) 992-1800
FI
1250 45th St Ste 350
Farmers Insurance - Ricardo Molina
Life Insurance Agent · Emeryville, CA

Farmers Insurance - Ricardo Molina serves Emeryville and the surrounding Alameda County area as a life insurance agent, offering personal coverage solutions to local residents. The agency focuses on helping individuals and families secure financial protection through various policy options tailored to their unique needs. By assessing each client’s situation, the agent works to provide appropriate coverage that addresses long-term security concerns. This location handles term life insurance policies for temporary needs and whole life insurance plans for permanent protection.

FI
1250 45th St Ste 350
Farmers Insurance - Frankie Flores
Life Insurance Agent · Emeryville, CA

As a life insurance agent in Emeryville, CA, Farmers Insurance - Frankie Flores provides a range of life insurance policies to help protect clients’ financial futures. Services include guidance on term and whole life coverage, assisting with policy selection based on individual needs. The agent offers ongoing support for policy maintenance, such as beneficiary updates and coverage reviews. Property types serviced include single-family homes, apartment complexes, retail establishments, and restaurants.

KP
1719 64th St A
Karan Park
Life Insurance Agent · Emeryville, CA

Karan Park in Emeryville, CA assists clients in understanding the difference between a one-time term life insurance policy, which provides coverage for a specified period, and a recurring whole life insurance plan, which offers lifelong protection coupled with a cash value component. These life insurance options are designed to help protect a family’s financial future against unexpected loss. Service is provided on a one-time, scheduled, or as-needed basis in the Emeryville area.

PC
5835 Doyle St Suite #115
Personalumbrella.com Insurance Services, Inc.
Life Insurance Agent · Emeryville, CA

Homeowners and property managers in the Emeryville area rely on Personalumbrella.com Insurance Services, Inc. for life insurance agent services. The team guides clients in securing life coverage policies that provide financial protection for families and businesses. As a registered agency, it helps individuals assess their long-term needs and select appropriate policy types. Clients from surrounding communities, including nearby Oakland, also utilize its guidance for personal life insurance planning.

FI
1250 45th St Ste 350
Farmers Insurance - Constance Joseph
Life Insurance Agent · Emeryville, CA

Farmers Insurance - Constance Joseph specializes in life insurance coverage to help individuals plan for financial stability. In Emeryville, CA, the agency provides guidance on policy options tailored to protect beneficiaries. It also assists clients with managing personal insurance needs such as auto and home protection through Farmers Insurance products. As the year’s end approaches, the agency helps families reassess their policies to ensure adequate coverage during holiday travel and seasonal gatherings.

2C
2000 Powell St # 1200
21st Century Annuity
Life Insurance Agent · Emeryville, CA

21st Century Annuity serves Emeryville and surrounding Bay Area communities, handling life insurance agent services for local residents and families. The company specializes in guiding clients through various life insurance options available in the region. It provides straightforward explanations of policy details, helping customers compare coverage amounts and premium structures. To handle a typical job, the agent reviews a client's financial situation and long-term goals, then presents tailored policy recommendations from multiple carriers to match specific needs.

FI
4408 Market St suite a
Farmers Insurance
Life Insurance Agent · Emeryville, CA

Farmers Insurance offers both single-policy term life plans and permanent whole life policies with cash value accumulation, allowing clients to choose between one-time coverage needs and recurring lifelong benefit options. Life insurance agents in the Emeryville area commonly assess financial responsibilities and future goals to recommend appropriate death benefit amounts. The agency provides guidance on riders for accidental death or critical illness to expand coverage protection. Client appointments are available on a scheduled and as-needed basis to review policy adjustments.

ML
6425 Christie Ave
Monumental Life Insurance Co
Life Insurance Agent · Emeryville, CA

As the cost of living in the Bay Area continues to rise, many Emeryville residents seek dependable financial safeguards for their families. Monumental Life Insurance Co provides life insurance agent services to help individuals secure a stable future. Covering local needs for term and whole life coverage, the agency assists clients in evaluating their long-term financial goals. An initial consultation typically includes a thorough review of personal health history and current policies, followed by a definitive in-person assessment of the applicant’s coverage requirements.

FI
1250 45th St Ste 350
Farmers Insurance - William Balza
Life Insurance Agent · Emeryville, CA

Farmers Insurance - William Balza helps individuals and families in the Emeryville area protect their financial futures. The agency specializes in supplemental life insurance policies that provide added coverage beyond basic needs. It also offers disability and accidental death benefits to further ensure long-term security. The agency serves local commercial sectors, including offices, warehouses, and food service businesses, tailoring its products to meet various professional requirements.

AI
5835 Doyle St Suite #115
American Insurance Wholesalers
Life Insurance Agent · Emeryville, CA

American Insurance Wholesalers in Emeryville, CA, serves local residents seeking life insurance to protect their households. The same agency also offers commercial coverage options for businesses in the greater Bay Area. Agents work closely with clients to explain policy features and tailor protection to individual needs or company requirements. Typical follow-up occurs between regular visits, as representatives often check in to update beneficiaries or adjust coverage after major life events without requiring an in-person appointment.

What Does a a Life Insurance Agent in Emeryville Cost?

Life insurance costs in Emeryville depend on age health coverage amount and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more often 150 to 300 dollars per month for similar coverage. California does not set premium rates so prices vary by insurer. This is general information not insurance advice.

About life insurance agents in Emeryville

Life insurance agents in Emeryville California help residents choose policies that fit their financial goals and family needs. California law requires all agents to hold a valid license from the California Department of Insurance. Emeryville agents can guide you through options like term life whole life and universal life insurance.

Frequently Asked Questions

What license does a life insurance agent need in California?

A life insurance agent in California must hold a valid life-only or life and accident and health license from the California Department of Insurance. The agent must complete pre-licensing education and pass a state exam.

How long does it take to get a life insurance policy in Emeryville?

The process usually takes 2 to 6 weeks from application to policy issue. Underwriting includes a medical exam and review of health history. California law allows a 30-day free look period after you receive the policy.

What is a free look period for life insurance in California?

California Insurance Code Section 10127.9 gives you 30 days to review a life insurance policy after delivery. If you cancel within that time you receive a full refund of any premiums paid.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.