The top-rated life insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 16 life insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Supreme Health Insurance CA | 1501 Lake Blvd | (530) 464-5222 |
| 8 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 9 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 10 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California, area by providing life insurance coverage to local residents and families. The agency helps individuals assess their long-term financial protection needs and locate suitable policy options. A life insurance agent in this region typically works with clients to understand how a policy can offer support for loved ones after a loss. The company handles term life policies and whole life insurance plans for those planning their family's future financial security.
Dave Scheiber - State Farm Insurance Agent provides life insurance coverage and related financial planning services to clients in the Davis, California area. The agency helps individuals evaluate their long-term protection needs, offering term and permanent life policies that can support beneficiaries after a policyholder’s passing. Policyholders receive ongoing support through regular policy reviews and claims assistance. This agent serves a range of property owners, including single-family homes, apartments, retail establishments, and restaurants.
Doug Prichard - State Farm Insurance Agent in Davis, California serves homeowners, renters, and local business owners seeking personal financial protection. The agency offers life insurance policies designed to help cover final expenses, replace lost income, and support long-term family financial security. As a neighborhood provider, it focuses on guiding clients through policy options with clear explanations of coverage benefits and terms. The agency also provides services to individuals and families in the Woodland area and throughout the surrounding Yolo County communities.
Serving Davis and the surrounding communities in Yolo County, Greg Phister: Allstate Insurance handles life insurance policies designed to help protect clients' financial futures. This agency provides coverage intended to offer beneficiaries financial resources following a policyholder's passing, helping to manage expenses and debts. Standard consultations involve reviewing individual client needs, assessing potential coverage amounts, and discussing policy options that align with personal goals. To handle a typical job, the agency works through a straightforward process of gathering financial information, explaining policy features, and presenting suitable choices for the client's review.
In life insurance, a one-time purchase covers a defined period, whereas a recurring policy can build cash value over time. Heather Copeland - State Farm Insurance Agent, based in Davis, CA, offers both options. The agent also provides whole life, term life, and other coverage types designed for local families and individuals. Service for consultations and new policy setup runs on a one-time or as-needed basis depending on the client’s request.
Purves & Associates Insurance Agency offers specialized life insurance solutions, including term, whole, and universal life policies designed to protect families in Davis, CA. The agency works closely with clients to assess their long-term financial needs, ensuring coverage aligns with retirement planning and income replacement goals. It also provides guidance on policy adjustments during major life events. As families face rising educational costs, agents help policyholders evaluate how life insurance can secure coverage for future college tuition needs.
Supreme Health Insurance CA provides life insurance solutions to residents in Davis, California, offering policies designed for financial protection and long-term planning. The agency specializes in term and whole life coverage to help clients manage future needs. Its advisors guide individuals through plan selection for estate security and income replacement. The company serves commercial sectors including offices, warehouses, and food service providers, addressing employee benefit options and business continuity coverage for these local industries.
As Davis residents prepare for life milestone changes like marriage or the arrival of a child, the need for dependable coverage grows. Farmers Insurance - David Mann helps local families evaluate options for financial security through tailored life insurance plans. Serving the Davis, CA area, the agency focuses on identifying policy terms that match individual protection goals and budget. The initial step involves a personal consultation to review current coverage, discuss future needs, and inspect existing policy details for potential adjustments.
C C Cooper & Sons provides life insurance services to residences throughout the Davis, California area, offering guidance on policies that help protect families financially. The agency also assists local businesses with commercial life insurance coverage, ensuring continuity planning in the community. Serving clients in Davis and the surrounding region, the firm focuses on matching individuals and organizations with suitable plans. After an initial placement, the agency follows up between regular visits to address policy questions and adjust coverage as client needs evolve.
Cedarwood Financial & Insurance Services, based in Davis, California, is known for guiding local residents through life insurance agent work. This includes the process of assessing coverage needs and selecting appropriate policy terms for income replacement and final expenses. The company advises on converting temporary policies into permanent arrangements for long-term financial planning. In addition to standard whole life and term offerings, Cedarwood can add on services for underwriting examinations and application submissions with selected carriers.
What Does a a Life Insurance Agent in Davis Cost?
Life insurance costs in California depend on age, health, and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Costs vary by insurer and individual risk factors. This is general information, not insurance advice.
About life insurance agents in Davis
Life insurance agents in Davis, California help residents find coverage that fits their needs. California law requires agents to hold a valid license from the California Department of Insurance. Agents in Davis can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Davis need?
Agents must hold a valid California life insurance license. They must complete pre-licensing education and pass a state exam. The California Department of Insurance oversees all agent licensing.
How does California community property law affect life insurance?
In California, community property rules apply to married couples. A spouse may have rights to a policy purchased during marriage. An agent can explain how to name beneficiaries correctly under these laws.
What is the free look period for life insurance in California?
California gives policyholders a 30 day free look period. You can cancel the policy within 30 days for a full refund. This rule applies to most individual life insurance policies sold in the state.
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