The top-rated life insurance agent in Commerce, California is Kimberly Salas - State Farm Insurance Agent, rated 4.9 stars across 111 reviews. Other highly rated options include Saint George Insurance Brokerage, Inc., Falcon & Associates Insurance Services, California Department of Insurance. This directory lists 10 life insurance agents serving Commerce.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kimberly Salas - State Farm Insurance Agent | 5211 E Washington Blvd suit 12 | (323) 825-0789 |
| 2 | Saint George Insurance Brokerage, Inc. | 7668 Telegraph Rd | (888) 572-7520 |
| 3 | Falcon & Associates Insurance Services | 2615 Senta Ave | (323) 869-0780 |
| 4 | California Department of Insurance | 5999 Slauson Ave | (323) 278-5000 |
| 5 | Kemper Life | 5601 E Slauson Ave Suite 105 | (323) 869-9381 |
| 6 | Stella Health Insurance Agency | 5900 S Eastern Ave Suite 158 | (855) 866-8089 |
| 7 | The Mahoney Group | 6055 E Washington Blvd #1090 | (323) 722-0812 |
| 8 | Aflac Insurance Agent: Wadner C Estrada | 6055 E Washington Blvd Suite 210 | (562) 600-0404 |
| 9 | Elizabeth's Insurance Services | 6055 E Washington Blvd Suite #120 | (909) 254-5910 |
| 10 | Lindenwood Insurance | 5906 E Washington Blvd | (323) 725-2500 |
Kimberly Salas - State Farm Insurance Agent serves the Commerce, California area. This agency provides life insurance policies designed to help protect families and individuals financially. Their work includes helping clients understand different life insurance options, such as term and whole life policies. The agency assists with evaluating coverage needs based on personal circumstances. They also handle policy adjustments and claims support for existing policyholders in the region. Life insurance planning and policy reviews are specific services this local office offers.
Saint George Insurance Brokerage, Inc. in Commerce, CA, provides a full range of life insurance agent services, including policy selection guidance and application assistance. The company offers ongoing policy review and annual coverage maintenance to ensure clients’ plans continue to meet their needs. This approach helps individuals and businesses manage risk and protect their financial future through tailored life insurance solutions. It services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, small-business owners, and property managers in Commerce, CA turn to Falcon & Associates Insurance Services for professional life insurance agent guidance. They assist clients in evaluating term and permanent life policies, helping families protect financial obligations and secure their long-term planning. With a focus on personalized coverage assessments in the vibrant Los Angeles metro area, the office consistently works to align options with each household’s unique budget and goals. They also regularly serve residents in nearby Downey and surrounding communities.
Serving Commerce, California, and the surrounding Los Angeles County communities, the California Department of Insurance handles a wide range of life insurance agent services for local residents. It assists clients with policy applications, coverage options, and beneficiary designations to meet individual needs. The agency also manages policy changes, premium payments, and claim filings for families across the area. For a typical job, it begins with a thorough consultation to assess the client’s financial situation, then works through the entire process step by step.
In Commerce, CA, a client may engage a life insurance agent for a single policy purchase or establish an ongoing relationship for periodic policy reviews and adjustments. Coverage consultations focus on term, whole, or universal life policies that address income replacement, debt protection, or final expenses. The agent explains policy terms, underwriting requirements, and benefit structures to help align protection with financial goals. Service arrangements are available on either a one-time, scheduled, or as-needed basis depending on the client's preference and changing coverage needs.
Stella Health Insurance Agency in Commerce, CA offers term and whole life insurance policies designed to protect families and businesses. It also provides general services such as policy reviews and beneficiary consultations to help clients understand their coverage. The agency regularly assists residents with adjusting their life insurance plans following major life events like marriage or the birth of a child. It also helps individuals and families prepare for the increased financial risks and liability concerns that arise during the summer travel season.
As the seasons change in Commerce, families often revisit their financial protections, looking for someone who understands local needs. The Mahoney Group serves as a life insurance agent, helping residents navigate term and whole life policies to secure their household’s future. They guide clients through coverage options for income replacement, final expenses, and debt protection. Every consultation begins with a straightforward review of current coverage and personal financial goals, leading to a clear assessment of a client’s insurance needs during an initial in-office or phone inspection.
Aflac Insurance Agent Wadner C Estrada provides life insurance services in Commerce, California. This agency focuses on helping individuals and businesses secure financial protection through tailored policy options. Life insurance agents in this area assist clients in planning for future needs and unexpected events. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments, offering coverage solutions designed for varied workplace environments.
Elizabeth’s Insurance Services provides financial protection to homeowners, small-business owners, and property managers in Commerce, California. The agency offers life insurance policies that help families secure their futures and cover final expenses. Individual and term life options are available to match different budgets and needs. The team is dedicated to explaining coverage choices clearly so clients can make informed decisions. They also serve residents and businesses in the neighboring city of Bell Gardens.
Lindenwood Insurance serves residential clients in Commerce, CA, by assessing individual life insurance needs and recommending suitable policy options. The company also provides commercial coverage to local businesses seeking financial protection for their operations and key personnel. Their service area encompasses Commerce and surrounding communities within the region. Lindenwood Insurance offers follow-up consultations to review coverage as client circumstances change, ensuring consistent support between regular policy review visits and ongoing account maintenance.
What Does a a Life Insurance Agent in Commerce Cost?
The cost of working with a life insurance agent in California is usually paid through commissions included in your policy premium. You typically do not pay a separate fee for the agents services. Term life insurance rates for a healthy 35 year old in California can start around 25 to 40 dollars per month for a 20 year 500 thousand dollar policy. Whole life and universal life policies cost significantly more often 100 to 300 dollars per month or higher depending on coverage amount and health factors. Costs vary by age health policy type and coverage amount. This is general information not insurance advice.
About life insurance agents in Commerce
Life insurance agents in Commerce California help residents and businesses find coverage that fits their needs and budget. California law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Working with a local agent can give you access to personalized guidance on term life whole life and other policy types available in the state.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid license from the California Department of Insurance. This requires passing a state exam completing pre-licensing education and undergoing a background check. Agents must also complete continuing education every two years to keep their license active.
How do I verify a life insurance agent in Commerce is licensed?
You can check an agents license status on the California Department of Insurance website using their search tool. Enter the agents name or license number to see if they are active and if any disciplinary actions have been taken. This is a free service available to all consumers.
What is the free look period for life insurance in California?
California law gives you a free look period of 30 days after you receive a new life insurance policy. During this time you can cancel the policy for any reason and receive a full refund of any premiums paid. This rule applies to most individual life insurance policies sold in the state.
Life Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Atascadero · Auburn · Azusa · Bakersfield · Baldwin Park