The top-rated life insurance agent in Camarillo, California is Ryan Charlon - State Farm Insurance Agent, rated 5.0 stars across 363 reviews. Other highly rated options include Charles Allison - State Farm Insurance Agent, Tom Logan - State Farm Insurance Agent, Decker Insurance Solutions, Inc. This directory lists 20 life insurance agents serving Camarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Charlon - State Farm Insurance Agent | 340 Rosewood Ave STE I | (805) 482-2735 |
| 2 | Charles Allison - State Farm Insurance Agent | 2401 Ventura Blvd | (805) 383-0907 |
| 3 | Tom Logan - State Farm Insurance Agent | 267 Village Commons Blvd suite 13 | (805) 484-0418 |
| 4 | Decker Insurance Solutions, Inc | 1203 Flynn Rd UNIT 170 | (805) 384-1645 |
| 5 | AAA Camarillo Insurance and Member Services | 2570 Las Posas Rd Suite B | (805) 389-3523 |
| 6 | Insurance Incorporated - Camarillo | 360 Mobil Ave # 205B | (805) 738-7333 |
| 7 | All Ways Insurance Services Inc. | 350 N Lantana St Ste 204 | (877) 218-8833 |
| 8 | Bob Knutsen - State Farm Insurance Agent | 1601 Carmen Dr Ste 205 | (805) 484-8626 |
| 9 | Farmers Insurance - Desmond Sandlin | 1297 Flynn Rd STE 220 | (805) 389-6822 |
| 10 | Chambers & Company Insurance Brokers | 751 E Daily Dr # 230 | (805) 388-7130 |
Ryan Charlon - State Farm Insurance Agent serves the Camarillo, CA metro area by offering professional guidance on life insurance products. As a local life insurance agent, this office helps individuals and families assess their financial protection needs. They work with clients to explore coverage options that may provide financial security for loved ones. Common services include term life policies that offer coverage for a set period and whole life insurance that can build cash value over time.
Charles Allison, a local Life Insurance Agent in Camarillo, California, primarily assists residents with their personal life insurance needs, helping to secure financial protection for families. Commercial coverage is also available for small business owners in the greater Camarillo area, addressing key person policies or buy-sell funding. The agent provides these services across Ventura County and neighboring communities. Clients often rely on the agency for follow-up adjustments to policies or beneficiary updates between their regular annual reviews.
Tom Logan - State Farm Insurance Agent in Camarillo, CA provides a range of life insurance options, including term and whole life policies, to help clients plan for long-term financial security. Its services include policy reviews to adjust coverage as circumstances change, with ongoing support for beneficiaries when claims are filed. The agency serves local households, individual professionals, and small businesses, working with single-family homes, apartments, retail spaces, and restaurants.
Serving Camarillo and the surrounding Ventura County communities, Decker Insurance Solutions, Inc focuses on helping clients navigate the complexities of life insurance. It handles term, whole, and universal life policies to address financial protection needs. Planning often involves evaluating a client's income, debts, and long-term family goals to determine suitable coverage amounts. The agency typically begins this process by completing a complimentary needs analysis to identify gaps and priorities, then presenting policy options that match those specific requirements.
Homeowners and small business owners in the Camarillo area rely on AAA Camarillo Insurance and Member Services for life insurance agent needs. The team helps clients evaluate term, whole, and universal life policies to secure financial protection for their families. They also guide customers through comparing coverage options to fit individual budgets and long-term goals. Additionally, the agency serves clients in Oxnard and the surrounding Ventura County communities.
Insurance Incorporated - Camarillo distinguishes between offering a single comprehensive policy review or providing ongoing management of a life insurance portfolio, tailoring their services to specific client needs. Coverage options typically address income replacement during working years or final expense planning for individuals in the Camarillo, CA area. Their services are available on either a one-time consultation basis or as a scheduled annual review to adjust coverage as life circumstances change.
All Ways Insurance Services Inc. in Camarillo provides life insurance policies that help protect families from financial hardship. The agency assists local residents in reviewing their coverage needs and selecting appropriate plans for income replacement or final expenses. Its agents typically guide clients through underwriting and policy options for term or permanent insurance. As estate planning and college funding needs evolve, the company also helps clients review their beneficiary designations during open enrollment periods or after major life changes like a new marriage.
As families in Camarillo review their financial plans for the new year, Bob Knutsen - State Farm Insurance Agent provides guidance on securing their family’s future through life insurance. The agency helps residents evaluate term and whole life options to build stability and income protection. Policies are tailored to individual budgets and long-term goals, ensuring clients find appropriate coverage for their needs. The process begins with a personal conversation to assess current health and financial priorities.
Farmers Insurance - Desmond Sandlin provides life insurance coverage for individuals and families in Camarillo, CA. The agency specializes in term life policies that offer financial protection for a specified period, along with whole life options for lifelong coverage and cash value growth. These plans can help beneficiaries manage final expenses, debts, and income replacement needs. In addition to personal clients, the agency serves commercial sectors such as local offices, warehouses, and food service businesses.
Chambers & Company Insurance Brokers provides residential life insurance services to individuals and families in Camarillo, California. The agency also assists clients with commercial life coverage needs for local businesses in the surrounding area. Their work involves helping residents assess coverage options for financial protection and estate planning needs. A discussion with the agent typically reviews current policies and future goals. Follow-up appointments are scheduled as needed to adjust coverage between regular annual reviews.
What Does a a Life Insurance Agent in Camarillo Cost?
Life insurance costs in California vary by age health and coverage amount. A healthy 35 year old might pay around 30 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies are more expensive often starting at 100 to 200 dollars per month for similar coverage. Costs also depend on the insurer and policy features. This is general information not insurance advice.
About life insurance agents in Camarillo
Life insurance agents in Camarillo California help residents choose policies that protect their families and meet financial goals. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the Ventura County market and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid Life license from the California Department of Insurance. They must also complete continuing education every two years to maintain their license.
How long does it take to get a life insurance policy in Camarillo?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly while fully underwritten policies require a medical exam and underwriting review.
Are there special rules for life insurance in California?
Yes California has a free look period of 30 days for life insurance policies. This means you can cancel the policy within 30 days of receiving it for a full refund. California also requires agents to provide a buyer guide and policy summary.
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