The top-rated life insurance agent in Semmes, Alabama is John McCants - State Farm Insurance Agent, rated 4.9 stars across 167 reviews. Other highly rated options include E-Z Insurance Agency, LLC, Mikki Watson - State Farm Insurance Agent, Sam Boyce - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Semmes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John McCants - State Farm Insurance Agent | 8976 Moffett Rd | (251) 649-4087 |
| 2 | E-Z Insurance Agency, LLC | 7875 Moffett Rd Suite B | (251) 645-7283 |
| 3 | Mikki Watson - State Farm Insurance Agent | 1751 Schillinger Rd N suite a | (251) 408-9400 |
| 4 | Sam Boyce - State Farm Insurance Agent | 7930 Moffett Rd ste a | (251) 345-6931 |
| 5 | Alfa Insurance - The Kalagian Agency | 2035 Schillinger Rd N Ste 240 | (251) 308-1155 |
| 6 | Farmers Insurance - Eugene Moseley | 3578 Oak Tree Dr | (251) 649-5521 |
| 7 | Aflac: Chappell Jennifer | Semmes, AL 36575 | (251) 455-8400 |
| 8 | THE MOSELEY GROUP, LLC An Insurance Agency | 3578 Oak Tree Dr | (251) 649-9924 |
| 9 | Cornerstone Coverage LLC | 8985 Moffett Rd | (251) 901-0219 |
| 10 | Claude C. Jones "The Agent" | Semmes, AL 36575 | — |
What Does a a Life Insurance Agent in Semmes Cost?
Term life insurance for a healthy 35 year old in Alabama typically costs between 20 and 50 dollars per month for a 250,000 dollar policy. Whole life insurance premiums are higher, often ranging from 100 to 300 dollars per month for similar coverage. Costs depend on age, health, tobacco use, and policy amount. This is general information, not insurance advice.
About life insurance agents in Semmes
Life insurance agents in Semmes, Alabama help residents find coverage that fits their needs and budget. Alabama law requires agents to hold a valid state license and follow regulations set by the Alabama Department of Insurance. Local agents can explain policy options and guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent in Semmes need?
Agents must hold an Alabama life insurance license issued by the Alabama Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get a life insurance policy in Semmes?
The timeline varies by policy type. Term life policies may be issued in a few days if you are in good health. Whole life policies with medical underwriting can take several weeks. Some policies offer accelerated underwriting for faster approval.
Can I buy life insurance online from a Semmes agent?
Many local agents offer online consultations and digital application processes. You can complete paperwork and sign documents electronically. Some insurers still require a medical exam in person at a clinic in Mobile County.
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