The top-rated life insurance agent in Florence, Alabama is Bert Bretherick - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency, Guardian Insurance Group. This directory lists 21 life insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 2 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 3 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 4 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 5 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 6 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 7 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 8 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 9 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 10 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
Bert Bretherton – State Farm Insurance Agent serves the Florence, Alabama, metro area and provides life insurance agent services. The agency helps individuals and families assess their financial protection needs and select appropriate life insurance policies. Understanding that each client has unique long-term goals, the agent works to explain coverage options clearly. Common services handled in this area include term life insurance, which offers coverage for a set number of years, and whole life insurance, which provides lifelong protection with a cash value component.
Farmers Insurance - Mark Holley provides life insurance policies tailored for individuals and families in Florence, AL. It also offers ongoing policy reviews and beneficiary updates to help ensure coverage remains aligned with current needs. Clients can access support for policy changes and claims guidance throughout the life of their plan. The agency serves a diverse clientele that includes single-family homeowners, apartment residents, retail business owners, and restaurant operators.
Alfa Insurance - The Oakley Agency in Florence, Alabama serves homeowners, families, and small business owners seeking financial protection. The agency offers customized life insurance policies designed to provide income replacement, debt coverage, and long-term security for beneficiaries. Claims support and policy adjustments are handled directly by the local team to ensure clients understand their coverage options. This agency also serves clients in the surrounding Shoals area, including Muscle Shoals.
Guardian Insurance Group serves Florence, Alabama, and the surrounding Shoals communities. As a life insurance agent, the company handles term, whole, and universal life policies designed to address local financial planning needs. It works with individuals and families seeking coverage for income replacement or final expenses. To handle a typical job, the company begins by reviewing the client’s current balance sheet and helping them select appropriate policy features based on their objectives.
Lyndsay Warren - COUNTRY Financial Agent specializes in life insurance, including term and whole life policies, and serves clients in Florence, AL. The agency addresses broader financial service needs by helping individuals and families build customized coverage plans. It regularly assists with income replacement for loved ones, final expense planning, and mortgage protection. During fall and winter, the agency frequently guides clients through updating beneficiaries and reviewing policies before the end of the year.
Florence residents often face seasonal changes that prompt a review of their family's financial security. Garrett Batson, operating as a State Farm Insurance Agent, assists local clients in evaluating their coverage needs for life insurance. The agent works to explain how policies can provide support during unexpected events. Each consultation focuses on understanding individual circumstances and clarifying policy options. A straightforward initial assessment step is offered for those interested in examining their current situation.
Life insurance from B.J. Brewer: Allstate Insurance in Florence, AL, involves two distinct service models: a one-time policy purchase that locks in coverage for a defined term, or a recurring whole-life plan that builds cash value over time. Clients typically select coverage based on income replacement needs or final expense protection. For local residents, these options help ensure family financial stability after an unexpected loss. Service for policy setup and ongoing management runs on an as-needed basis, responding to individual inquiries for plan adjustments, beneficiary updates, or claims assistance.
Hicks & Associates provides life insurance services to residential clients in the Florence, Alabama, area. The agency also handles commercial coverage needs, offering policies for local businesses throughout the region. Their agents assist clients by evaluating individual coverage requirements and explaining available protection options. After an initial policy is issued, the agency maintains contact to address any questions or changes that arise, ensuring practical follow-up service between regular visits.
Serving clients in Florence, Alabama, Southern States Insurance assists individuals and families with their life insurance needs. As a dedicated life insurance agent, the company helps clients navigate policy options designed to provide financial protection and peace of mind. It specializes in offering term and whole life coverage tailored to different life stages and budgets. The agent can serve a variety of commercial sectors, including local offices, suburban warehouses, and casual food service establishments.
Grier Insurance in Florence, AL, is recognized for providing life insurance policies that help families secure financial protection. The agency works with clients to assess their coverage needs, explaining options for term or permanent life policies. It guides individuals through the process of selecting a plan that fits a budget and long-term goals. For those seeking additional security, the agency can also add a critical illness rider to a standard life insurance policy.
What Does a a Life Insurance Agent in Florence Cost?
Life insurance costs in Alabama vary by age, health, and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Rates can be higher for older applicants or those with health issues. This is general information, not insurance advice.
About life insurance agents in Florence
Life insurance agents in Florence, Alabama help residents find coverage that fits their needs and budget. Alabama law requires agents to be licensed through the Alabama Department of Insurance. Local agents understand the specific needs of the Shoals area and can guide you through term, whole, and universal life policies.
Frequently Asked Questions
What does a life insurance agent in Florence do?
A life insurance agent helps you compare policies from different companies. They explain coverage options and help you apply for a policy that fits your needs. In Alabama, agents must hold a valid license from the state.
How do I choose a life insurance agent in Florence Alabama?
Look for an agent who is licensed in Alabama and has experience with the type of policy you want. You can check an agents license status on the Alabama Department of Insurance website. Ask about their experience with local insurance carriers.
Do I need a medical exam for life insurance in Alabama?
Many life insurance policies in Alabama require a medical exam. Some policies offer no-exam coverage for lower amounts. An agent can help you find a policy that matches your health situation.
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