The top-rated landlord insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 15 landlord insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Samantha Flores Agency LLC American Family Insurance | 320 Main St | (262) 637-4660 |
| 6 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 7 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 8 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 9 | Elite wise Inc. Agency | 1617 Morton Ave | (262) 726-1807 |
| 10 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
Michelle Christensen - State Farm Insurance Agent serves Racine County in Wisconsin, providing landlord insurance agent services. This agency assists property owners with policies that protect rental dwellings from common perils such as fire, theft, and liability claims. It also guides landlords in covering loss of rental income when a unit becomes uninhabitable due to a covered event. Business and property insurance needs are tailored for local rental property portfolios, including single-family homes and multi-unit buildings. The company handles policy review and claims assistance for residential landlords in Racine.
Compass Insurance Group provides comprehensive landlord insurance services in Racine, Wisconsin, helping property owners secure coverage for rental dwellings. It offers annual policy reviews and risk assessments to address changing coverage needs over time. The agency assists with policy adjustments following tenant turnover or property renovations, ensuring continued protection. It services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Neil Vranak - State Farm Insurance Agent provides comprehensive landlord insurance services tailored to property owners in Racine, WI. The agency guides clients through available coverage options, including dwelling protection and liability insurance, while offering ongoing policy review to maintain appropriate protection levels. Rent loss coverage and equipment breakdown plans are also available to help safeguard investment properties. The agent serves rental properties ranging from single-family homes and apartments to retail spaces and restaurants, ensuring each receives specific attention based on distinct operational requirements.
Landlord insurance agents often distinguish between one-time policies for individual rental properties and recurring service plans that cover portfolios over time. Goosehead Insurance - Benjamin Murphy in Racine, WI offers guidance on property coverage needs specific to area landlords. This includes protection for structures, liability exposures, and potential loss of rental income. Typical policies address common risks like tenant damage or equipment breakdowns. Service for existing clients runs on a scheduled, ongoing basis to review coverage as portfolios or regulations change.
Serving Racine and the surrounding communities in southeastern Wisconsin, Samantha Flores Agency LLC American Family Insurance handles landlord insurance needs for property owners. This agency provides coverage options that protect rental properties, including dwellings, liability, and loss of rental income. It works with landlords to understand their specific property types, whether single-family homes or multi-unit buildings. To handle a typical job, the agency conducts a thorough review of the property’s exposure and recommends coverage limits that adequately shield the landlord’s financial investment.
Tree Frog Insurance Services, LLC specializes in landlord insurance products designed to protect rental properties and their owners. It offers general agency services tailored to the Racine market, helping local landlords secure appropriate coverage for their specific property types and rental income needs. The company assists with policies that address common risks such as property damage and liability claims. It can particularly help landlords prepare for the freeze-thaw cycles typical of southeastern Wisconsin winters, which often lead to burst pipes and subsequent water damage.
Matthew Cobb American Family Insurance serves homeowners and property managers in Racine, Wisconsin, who need coverage for rental properties. The agency specializes in landlord insurance, helping clients protect residential investment properties against common risks like property damage, liability claims, and loss of rental income. Tailored policies can be structured for single-family homes, duplexes, or small multifamily units. The agency also extends its landlord insurance services to property owners in nearby communities such as Mount Pleasant and Caledonia.
As the Wisconsin winter freeze thaws into spring, Racine rental property owners face seasonal shifts in risk from burst pipes and roof leaks. Martinson Insurance Affiliate of Robertson Ryan Insurance provides specialized landlord insurance agent solutions to protect local residential and commercial investments in this Lake Michigan community. Serving property owners seeking coverage tailored to rental dwellings, the company thoroughly evaluates unique property exposures alongside standard liability and structure protection. A specialized consultant reviews building conditions, current tenant occupancy, and flood zone status before outlining available coverage options.
Elite Wise Inc. Agency provides residential landlord insurance to property owners in Racine, Wisconsin, while also offering commercial coverage for larger rental portfolios. Their services cater to landlords seeking protection for buildings, liability, and lost income within the local market area. The agency assists clients with policy customization for single-family homes as well as multi-unit properties. After an initial placement, the company follows up to review coverage between regular visits, ensuring policies remain aligned with changing rental needs over time.
CRB Insurance provides landlord insurance services in the Racine area, helping property owners secure coverage for rental dwellings. This agency specializes in adding optional endorsements for vandalism, water backup, and loss of rent protection. Its clientele includes owners of single-family rentals, multi-unit apartments, and mixed-use properties. The firm can also serve commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Racine Cost?
The cost of landlord insurance in Wisconsin typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Racine, annual premiums often fall between 800 and 1,800 dollars depending on coverage limits, property value, and deductible. Factors like the property age, proximity to Lake Michigan, and claims history also affect pricing. This is general information, not insurance advice.
About landlord insurance agents in Racine
A landlord insurance agent in Racine Wisconsin helps property owners protect their rental investments with policies tailored to local needs. Wisconsin law requires landlords to maintain certain coverages, such as liability protection, and a local agent can explain how state statutes like Wisconsin Statute 704 affect your policy. Working with an agent familiar with Racine market conditions ensures your rental property is properly insured against risks like winter damage or tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Wisconsin?
Landlord insurance in Wisconsin typically covers property damage, liability for tenant injuries, and loss of rental income. It does not cover tenant personal belongings, which require renters insurance. Wisconsin law does not mandate landlord insurance, but mortgage lenders often require it.
How do I choose a landlord insurance agent in Racine?
Look for an agent licensed in Wisconsin who specializes in rental property coverage. Ask about their experience with Racine specific risks like lake effect snow or older building stock. Verify they offer policies that comply with Wisconsin landlord tenant laws.
Can I get landlord insurance for a single family rental in Racine?
Yes, many insurers offer landlord policies for single family homes in Racine. Coverage options include dwelling protection, liability, and fair rental value. Premiums depend on property age, location, and rental history.
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