The top-rated landlord insurance agent in Madison, Wisconsin is Cliff Insurance Agency, Inc, rated 4.9 stars across 1,014 reviews. Other highly rated options include Action Insurance Agency, Prairie Grove Insurance, C4 Insurance Services, LLC. This directory lists 20 landlord insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cliff Insurance Agency, Inc | 2009 W Beltline Hwy Ste 100 | (608) 203-8585 |
| 2 | Action Insurance Agency | 2009 W Beltline Hwy Suite 101 | (608) 222-4555 |
| 3 | Prairie Grove Insurance | 5231 Voges Rd | (608) 839-0275 |
| 4 | C4 Insurance Services, LLC | 8446 Excelsior Dr Ste 2 | (608) 824-7267 |
| 5 | Prairie Land Insurance Agency | 2045 Atwood Ave Suite 113A | (608) 251-3009 |
| 6 | McClone Insurance - Madison | 2601 W Beltline Hwy Suite 510 | (608) 238-2686 |
| 7 | Informed Choice Insurance Agency | 5325 Wall St Suite 2055 | (608) 819-6311 |
| 8 | Hausmann Group | 740 Regent St #400 | (608) 257-3795 |
| 9 | Arriens Insurance Services LLC | 2352 S Park St Ste 467 Fl 4 | (608) 888-4752 |
| 10 | M3 Insurance | 828 John Nolen Dr | (608) 273-0655 |
Cliff Insurance Agency, Inc. serves property owners in the Madison, Wisconsin metro area, providing landlord insurance agent services designed to protect rental investments. The agency assists with policies that address liability concerns and property damage from tenants or weather events. It also helps landlords secure coverage for loss of rental income during repairs. Its specific services include customizing dwelling policies for single-family rentals and assisting with multi-unit property portfolios.
Providing landlord insurance services in Madison, Wisconsin, Action Insurance Agency covers property damage and liability protection for rental property owners. The agency offers standard coverage options and helps maintain policies suited to managing risks associated with residential and commercial tenants. Its service approach involves reviewing policy details and assisting with claims support for local landlords. The firm services single-family homes, apartments, retail spaces, and restaurants.
Prairie Grove Insurance serves property managers, homeowners, and business owners in Madison, Wisconsin, providing specialized landlord insurance agent services. They help property owners secure coverage for rental dwellings, including protection for structures, liability, and potential income loss. Clients can expect assistance with policy selection tailored to local rental regulations and weather risks. Prairie Grove Insurance also works with clients in nearby Middleton, ensuring rental property owners throughout the greater Madison metro area have access to essential coverage for their investment properties.
C4 Insurance Services, LLC serves Madison and the surrounding Dane County communities, handling customized landlord insurance policies for residential and commercial rental properties. It addresses common concerns such as property damage, liability protection, and loss of rental income. The agency works directly with property owners to assess their specific coverage needs for single-family homes, duplexes, or multi-unit buildings. For each typical job, it reviews the property’s unique risk factors and aligns coverage limits to match the owner’s financial exposure and local lease requirements.
Prairie Land Insurance Agency provides landlord coverage tailored for Madison rental properties, distinguishing between policies for a single rental unit and broader plans for multiple properties. Coverage includes protection for dwelling damage, liability against tenant injuries, and potential loss of rental income. Service can be arranged on either a one-time basis for a newly acquired property or through a scheduled annual review. Ongoing policies are also available on an as-needed basis for claims or significant changes in tenancy.
McClone Insurance in Madison provides customized property coverage specifically designed for rental property owners and residential landlords. Its general agency work includes helping clients evaluate policy options for apartment buildings, duplexes, and single-family rentals. The company assists in securing protection for lost rental income and liability claims that may arise from tenant disputes or property damage between leases. This becomes especially helpful during Madison’s harsh winter months, when frozen pipes and ice dam damage often lead to costly emergency repairs and extended vacancies.
Informed Choice Insurance Agency specializes in policies tailored for residential landlords, offering services in risk assessment and property protection. It serves Bellevue, WI, property owners by securing coverage for rental dwellings, including liability and damage protection. The agency helps navigate insurance needs common to local landlords. It assists with policy adjustments during tenant turnover or seasonal vacancy periods, addressing winter weather exposures like frozen pipes and roof damage.
As winter approaches in Madison, property owners face the risk of frozen pipes and ice dam damage, making specialized landlord coverage essential. Hausmann Group assists local landlords in securing policies that address these seasonal concerns. They help property owners understand liability exposure, loss of rental income protection, and the specific insurance needs for multifamily dwellings. Their process typically begins with a review of the property’s current coverage and an on-site inspection to assess physical conditions and identify potential hazards that might affect risk.
M3 Insurance specializes in residential landlord insurance for property owners in Madison, Wisconsin. The agency also offers commercial coverage for larger rental properties across the broader Dane County area. Protecting landlords from liability, property damage, and income loss during tenant turnover is a core focus. Claims assistance and prompt communication help maintain smooth rental operations. Between regular policy reviews, agents follow up to adjust coverage as properties change or new units are added.
What Does a a Landlord Insurance Agent in Madison Cost?
Typical landlord insurance costs in Wisconsin range from 800 to 2,000 dollars per year for a single family rental property. Premiums are higher for older homes, properties with multiple units, or those in flood prone areas. Your agent can help you compare quotes from multiple carriers to find a competitive rate. This is general information and not insurance advice.
About landlord insurance agents in Madison
A landlord insurance agent in Madison Wisconsin helps rental property owners find policies that cover property damage, liability, and lost income. Wisconsin law does not require landlords to carry insurance, but most mortgage lenders and property management companies do require it. Working with a local agent ensures your policy accounts for Madison specific risks like severe winter weather and older building stock.
Frequently Asked Questions
What does landlord insurance cover in Wisconsin?
Landlord insurance in Wisconsin typically covers property damage from fire, wind, and vandalism, plus liability if a tenant or guest is injured on the property. It can also cover loss of rental income if the unit becomes uninhabitable due to a covered event. Policies do not cover tenant personal belongings or intentional damage.
Is landlord insurance required by law in Wisconsin?
Wisconsin state law does not require landlords to carry insurance. However, most mortgage lenders and property management companies require a landlord policy as a condition of the loan or contract. Additionally, a landlord insurance policy helps protect against lawsuits under Wisconsin premises liability laws.
How much does landlord insurance cost in Madison Wisconsin?
Costs for landlord insurance in Madison typically range from 25 to 50 percent more than a standard homeowners policy. For a single family rental, you might pay between 800 and 1,500 dollars per year. Factors include property age, location, coverage limits, and deductible chosen.
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