The top-rated landlord insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,492 reviews. Other highly rated options include Karrie Dubose - State Farm Insurance Agent, Vern Fonk Insurance, Travis Hartman - State Farm Insurance Agent. This directory lists 24 landlord insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PEMCO Mutual Insurance Co. | 1300 Dexter Ave N | (800) 467-3626 |
| 2 | Karrie Dubose - State Farm Insurance Agent | 1818 Westlake Ave N Ste 315 | (206) 971-5400 |
| 3 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 4 | Travis Hartman - State Farm Insurance Agent | 6417 Fauntleroy Wy SW Ste C | (206) 935-9955 |
| 5 | Farmers Insurance - Chris Elliott Insurance Agency | 1200 Westlake Ave N #502 | (206) 838-7000 |
| 6 | Northwest Insurance Group | 5431B California Ave SW | (206) 932-2500 |
| 7 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 8 | C. Don Filer Agency | 1325 4th Ave #2100 | (206) 343-2323 |
| 9 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
| 10 | Orca Insurance | 506 2nd Ave #1400 | (206) 818-4133 |
PEMCO Mutual Insurance Co. serves the Seattle metro area as a landlord insurance agent, providing coverage solutions tailored to property owners who rent out residential or commercial spaces. The company helps landlords mitigate risks associated with tenant occupancy, such as property damage or liability claims. Policies typically cover dwelling protection, loss of rental income, and additional structures like sheds or fences. PEMCO Mutual Insurance Co. handles both fire and vandalism protection for rental properties.
Karrie Dubose - State Farm Insurance Agent in Seattle provides landlord-specific insurance policies, including coverage for property damage and liability protection. Their services extend to helping owners understand policy details and adjust coverage as needed. For ongoing property protection, they offer regular policy reviews and claims assistance to ensure clients remain adequately covered throughout the rental period. This Seattle agency serves a variety of rental properties, from single-family homes and apartment buildings to retail spaces and restaurants.
Vern Fonk Insurance in Seattle offers both one-time landlord policies for single properties and recurring plans covering multiple units or renewals. The agency specializes in coverage for rental dwellings, protecting against property damage and liability claims. Policies are tailored to local Seattle real estate conditions and regulations. Service runs entirely on an as-needed basis, with clients requesting quotes or modifications when their rental situations change.
Travis Hartman - State Farm Insurance Agent offers tailored landlord insurance policies for rental property owners in Seattle, Washington. The agency focuses on protecting residential and commercial income properties against common risks like fire damage, water leaks, and tenant liability issues. General services include property coverage assessments and policy adjustments for single-family rentals or multi-unit buildings. The agency particularly assists clients with adjusting coverage levels before new tenants move in during Seattle’s peak summer rental season.
With autumn rains in full swing across Seattle, landlords often face sudden water damage in rental properties. Farmers Insurance - Chris Elliott Insurance Agency provides tailored landlord insurance policies covering liability, structure, and loss-of-rent scenarios. They help property owners understand policy exclusions for older roofs or vacant units common in the region’s older housing stock. Every potential policy begins with a thorough inspection of the rental premises and a detailed risk assessment by the agent.
Northwest Insurance Group in Seattle, Washington, focuses on helping property owners manage the financial risks associated with renting residential real estate. Specialties include protecting single-family rentals and small multi-unit properties against tenant damage, legal liability, and income loss. Daily operations involve tailoring policies to fit individual landlord needs and local regulations. The company can design commercial coverage for a variety of business sectors, including professional offices, warehouse space, and food service establishments.
Magnolia Insurance Agency, Inc. in Seattle, Washington, is known for providing specialized coverage for residential rental properties. The company offers policies that protect landlords from property damage, liability claims, and loss of rental income. Each plan is tailored to fit individual property needs and local regulations. As a feature of its service, Magnolia Insurance Agency can also add on coverage for vandalism or tenant-caused damage beyond standard wear and tear.
C. Don Filer Agency provides landlord insurance services from its location in Seattle, Washington. The agency serves residential rental property owners in the local area, offering policies tailored for single-family homes and apartments. Commercial coverage is also available for larger multi-unit buildings and rental portfolios throughout the region. Agents work closely with clients to secure appropriate liability and property protection for their investments. The agency values maintaining ongoing relationships, often following up with policyholders between regular visits to address any changes in coverage needs.
Sav-On Insurance provides landlord insurance services to property owners in Seattle, Washington. It assists clients with policies that cover rental dwellings, including single-family homes and multi-unit buildings. The agency focuses on protecting against common risks such as property damage, liability claims, and loss of rental income. Sav-On Insurance also helps navigate specific local requirements for Seattle’s rental market. Among its offerings, it handles coverage for vacant properties and short-term rental units.
Orca Insurance provides a comprehensive range of landlord insurance services for property owners in Seattle, Washington. It offers tailored coverage plans designed to protect rental investments from property damage, liability claims, and loss of rental income. The company also assists with regular policy reviews to ensure adequate protection as property values and local regulations evolve. Orca Insurance services a variety of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Landlord Insurance Agent in Seattle Cost?
The cost of landlord insurance in Washington typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Seattle, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Seattle
A landlord insurance agent in Seattle can help you find coverage for rental properties in Washington. Washington state law requires landlords to maintain certain insurance standards, and an agent can explain what policies meet those requirements. Working with a local agent ensures your policy addresses Seattle-specific risks like earthquake or flood damage.
Frequently Asked Questions
What does a landlord insurance agent do in Seattle?
A landlord insurance agent helps you compare policies from different insurers to cover your rental property. They explain Washington-specific coverages such as liability for tenant injuries and loss of rental income. They also help you understand policy exclusions common in the Seattle area.
Is landlord insurance required by law in Washington?
Washington state does not legally require landlord insurance, but most mortgage lenders require it. Additionally, Washington landlord-tenant laws hold landlords responsible for property damage and liability, making insurance a practical necessity. An agent can advise on minimum coverage amounts.
How do I choose a landlord insurance agent in Seattle?
Look for an agent licensed in Washington with experience in rental property insurance. Ask about their knowledge of Seattle building codes and local weather risks. You can verify an agent license through the Washington State Office of the Insurance Commissioner.