The top-rated landlord insurance agent in Kennewick, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,040 reviews. Other highly rated options include Vern Fonk Insurance, Finders Insurance, Rojas Insurance. This directory lists 18 landlord insurance agents serving Kennewick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 8601 W Clearwater Ave | (509) 783-5600 |
| 2 | Vern Fonk Insurance | 7520 W Clearwater Ave Suite C | (509) 281-7001 |
| 3 | Finders Insurance | 126 S Ely St | (509) 734-4455 |
| 4 | Rojas Insurance | 3311 W Clearwater Ave Suite D102 | (509) 619-0936 |
| 5 | Highstreet Insurance & Financial Services | 6816 W Rio Grande Ave C | (509) 736-3599 |
| 6 | State Farm: Scott Smith | 2555 S Quillan Pl Suite 110 | (509) 783-0172 |
| 7 | AAA Washington Insurance Agency - Tri-Cities | 8518 W Gage Blvd #1 | (509) 783-2141 |
| 8 | Graybeal Group, Inc | 4206 W 24th Ave a104 | (509) 735-4703 |
| 9 | Farmers Insurance - Owen Lea | 3205 W Kennewick Ave Ste D | (509) 783-3369 |
| 10 | Purple Tree Insurance | 8350 W Grandridge Blvd Ste 200 | (509) 866-5188 |
Mid-Columbia Insurance serves the Kennewick area and surrounding communities in Benton County as a landlord insurance agent. The company provides essential property coverage solutions tailored for residential and commercial rental property owners. These policies help protect against financial losses from tenant damage, liability claims, and weather-related incidents common to the region. Coverage options are designed to address the specific risks associated with leasing properties in Eastern Washington. Mid-Columbia Insurance assists clients with securing dwelling fire policies and comprehensive liability protection for their rental investments.
Vern Fonk Insurance in Kennewick, Washington, provides residential landlord insurance tailored to protect rental properties and local homeowners. Commercial landlord coverage is also available for larger multi-unit buildings or commercial spaces in the Tri-Cities area. Services extend throughout Kennewick and neighboring communities, ensuring consistent protection for property owners. The agency assists clients with policy reviews and adjustments to match changing occupancy needs, while encouraging follow-up contact for ongoing coverage updates between routine property inspections.
Finders Insurance provides landlord insurance policies for property owners in Kennewick, WA, covering liability, property damage, and loss of rental income. The agency assists clients in reviewing policy terms to ensure adequate protection against common rental risks. It helps landlords schedule regular property assessments to maintain coverage compliance and minimize potential claims. The company services a range of properties, including single-family homes, apartment complexes, retail spaces, and restaurants.
Rojas Insurance serves homeowners and property managers in Kennewick, Washington, who need coverage for rental dwellings. As a landlord insurance agent, it helps clients secure policies that protect against property damage, liability claims, and loss of rental income. Clients can discuss their specific portfolio needs and review coverage options for single-family homes or multi-unit properties. The agency extends its services to neighboring Richland as well, offering guidance on insurance solutions tailored to residential rental investments throughout the Tri-Cities area.
Highstreet Insurance & Financial Services serves Kennewick, Washington, and the surrounding Tri-Cities communities, handling landlord insurance coverage for residential rental properties. It addresses the unique exposures property owners face, including liability risks and building damage from tenants or weather events. The company structures policies to protect rental income streams during covered losses. To manage a typical job, it conducts a detailed property assessment to match coverage levels with the landlord’s specific portfolio needs and local rental market conditions.
State Farm: Scott Smith specializes in providing tailored coverage for rental properties, assisting landlords in Kennewick with protecting their investments. The agency works to help property owners secure appropriate insurance plans that address common risks such as property damage or liability claims on residential or commercial rentals. As with firms across the area, services often involve evaluating property-specific exposures for local landlords. During periods of wildfires or unexpected winter storms, the agency commonly helps clients review policy limits to ensure adequate coverage for potential structural repairs lost rental income.
AAA Washington Insurance Agency - Tri-Cities in Kennewick, WA distinguishes between one-time landlord insurance policies for short-term rentals and recurring annual policies for long-term residential properties. Coverage typically protects against property damage, liability claims, and lost rental income due to covered perils. Landlords in the Tri-Cities area rely on such protection for their investment properties. Service for landlord policies is provided on an as-needed basis for inquiries, claims, and policy adjustments throughout the contract term.
As winter rains often cause sudden wear to rental properties in Kennewick, Graybeal Group, Inc provides practical landlord insurance agent services to local owners and investors. The company works to match coverage options with the specific risks of residential and commercial rental units in this region. Understanding the local weather patterns and rental market dynamics helps inform the policies they present. Each client’s property is assessed by the agent, who then coordinates a thorough walkthrough inspection to finalize an initial coverage plan tailored to the landlord's needs.
As a landlord insurance agent, Farmers Insurance - Owen Lea helps property owners protect their rental investments in the Kennewick area. The agency specializes in tailored policies that cover structures, liability, and potential loss of rental income. Beyond standard coverage, it also offers add-ons such as protection against vandalism, water damage, and landlord-specific legal liabilities. Farmers Insurance - Owen Lea can serve commercial sectors including offices, warehouses, and food service operations, providing customized risk management for each business type.
Purple Tree Insurance provides residential landlord insurance in Kennewick, Washington, and also offers coverage for commercial rental properties across the surrounding area. This agency helps property owners protect their investments against common risks like tenant damage, liability claims, and loss of rental income. Policies are structured to accommodate both single-family homes and multi-unit buildings. Clients may return for policy adjustments or coverage reviews between regular service visits.
What Does a a Landlord Insurance Agent in Kennewick Cost?
The cost of a landlord insurance policy in Washington typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental in Kennewick, annual premiums often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, proximity to fire stations, and deductible choices also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Kennewick
Landlord insurance agents in Kennewick Washington help property owners protect their rental investments with specialized policies. Washington state law requires landlords to maintain certain property standards, and a local agent can explain how liability coverage and dwelling protection apply to your rental units in Benton County. Working with an agent familiar with Kennewick market conditions ensures your policy matches local replacement costs and tenant laws.
Frequently Asked Questions
What does a landlord insurance agent in Kennewick do?
A landlord insurance agent helps you find a policy that covers your rental property including dwelling damage, liability protection, and loss of rental income. They understand Washington specific risks like earthquake coverage options and can tailor a policy to your property type in Kennewick.
Is landlord insurance required by law in Washington?
Washington state does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it you risk financial loss from tenant damage, lawsuits, or natural disasters common in the Pacific Northwest.
How is landlord insurance different from homeowners insurance in Kennewick?
Landlord insurance covers rental properties and includes liability for tenant injuries, loss of rent if the unit becomes uninhabitable, and damage from tenant negligence. Homeowners insurance does not cover rental situations and may deny claims if you rent the property without proper coverage.
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