The top-rated landlord insurance agent in Clearfield, Utah is Chad Hawks: Allstate Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include Haldon Johnson, Stanger Insurance Clearfield LLC, Freedom Title Insurance Agency. This directory lists 17 landlord insurance agents serving Clearfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Hawks: Allstate Insurance | 726 E 700 S | (801) 773-0888 |
| 2 | Haldon Johnson | 1725 Legend Hills Dr STE 345 | (435) 862-8176 |
| 3 | Stanger Insurance Clearfield LLC | 930 State St | (801) 773-1400 |
| 4 | Freedom Title Insurance Agency | 1436 Legend Hills Dr # 110 | (801) 657-3000 |
| 5 | Janet Silotti - State Farm Insurance Agent | 465 State St | (801) 825-0822 |
| 6 | FULL SPECTRUM INSURANCE AGENCY | 1785 E 1450 S Suite 260 | (801) 384-3092 |
| 7 | The Bon Agency Insurance | 1030 University Park Blvd Suite 3 | (801) 773-7570 |
| 8 | Maddy's Insurance Agency | 1412 Legend Hills Dr #105 | (801) 779-2528 |
| 9 | Crowther & Turley Agency: Allstate Insurance | 570 E 1700 S #202 | (801) 546-1199 |
| 10 | Evolution Insurance Professionals | 794 E 700 S | (801) 784-4972 |
Chad Hawks: Allstate Insurance serves clients throughout Davis County from its Clearfield, Utah office, functioning as a dedicated landlord insurance agent. The agency connects property owners with policies designed to cover rental dwellings, addressing liability concerns and structural loss exposures. Common situations handled include protections for single-family rentals, multi-unit properties, and income loss from uninhabitable units. A client can review specific dwelling coverage limits and umbrella liability options during a personalized consultation.
Haldon Johnson serves property managers and individual landlords in Clearfield, Utah, with specialized landlord insurance policies. These policies cover rental properties, liability protection, and potential loss of rental income. The agency helps clients understand coverage options for single-family homes and multi-unit dwellings, addressing risks common to local rental markets. Working with property investors, it assists in tailoring policies to each portfolio’s specific needs. In addition to serving Clearfield, the agency extends its coverage support to clients in the nearby city of Layton.
Stanger Insurance Clearfield LLC provides landlord insurance coverage for property owners in Clearfield, Utah, offering policies that protect rental investments against common risks such as property damage and liability claims. It assists clients in selecting appropriate plans and may offer guidance on coverage adjustments as properties age or tenants change. Its ongoing services include policy reviews and claims assistance to help maintain adequate protection. The agency handles insurance for single-family homes, apartments, retail, and restaurants.
Serving Clearfield, Utah, and the surrounding communities of Davis County, Freedom Title Insurance Agency handles landlord insurance policies for residential and commercial rental properties. The company works with property owners to address coverage for liability claims, property damage, and loss of rental income. It evaluates each client’s specific rental portfolio and risk exposure. To complete a typical job, the agency reviews individual property details and presents tailored policy options from its available insurance markets.
For policyholders seeking either single-event coverage or recurring protection, Janet Silotti - State Farm Insurance Agent in Clearfield, UT provides landlord insurance tailored to rental property owners. Coverage typically addresses property damage, liability exposure, and potential loss of rental income following a covered incident. As a local agent familiar with typical regional risk factors, consulting with this office allows landlords to determine suitable policy limits. Service consultations and policy adjustments are available on an as-needed basis, typically arranged by appointment through the agency’s Clearfield location.
Full Spectrum Insurance Agency in Clearfield, Utah specializes in crafting tailored coverage plans for residential rental properties. It works with individual landlords and property owners to address liability, property damage, and loss of income risks inherent in leasing. The agency also guides clients through policy adjustments as local rental market conditions shift. When a prolonged winter freeze threatens occupied or vacant units, it helps ensure protection against burst pipes and water damage claims.
As Clearfield landlords prepare for the upcoming spring rental season, The Bon Agency Insurance helps property owners navigate coverage requirements after a long winter. The agency focuses specifically on landlord insurance, addressing common concerns such as vacancy protection and liability for rental properties in the area. Their service begins with a thorough inspection of the investor’s property and an initial assessment of individual risk factors to recommend appropriate policy options.
Maddy's Insurance Agency in Clearfield, UT provides residential landlord insurance for local rental property owners, covering single-family homes and multi-unit dwellings. Commercial coverage is also available for larger apartment complexes and mixed-use buildings in the surrounding area. Policies protect against property damage, liability claims, and lost rental income. Regular policy reviews ensure coverage keeps pace with changing property values and tenant turnover. Clients can expect prompt follow-up for any mid-term adjustments needed between their scheduled annual visits.
Crowther & Turley Agency: Allstate Insurance in Clearfield, UT helps property owners with their general insurance needs, including essential coverage for rental properties. They offer standard landlord insurance and can add specialized endorsements to address gaps in basic policies, such as loss of rental income or liability for tenant injuries. These tailored options protect against common local rental risks. The agency provides coverage for various commercial sectors, including offices, warehouses, and food service establishments.
Evolution Insurance Professionals in Clearfield, UT is known for helping property owners with landlord insurance coverage. Its services include policies for single-family rentals and multi-unit properties. The firm assists with risk management specific to Utah’s rental market, covering common liability issues. Property assessments help tailor protection for residential income properties. A specialty service it can add on is a tenant damage endorsement.
What Does a a Landlord Insurance Agent in Clearfield Cost?
The cost of landlord insurance in Utah typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Clearfield, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors like the number of units, tenant screening practices, and the age of the property also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Clearfield
A landlord insurance agent in Clearfield Utah helps rental property owners protect their investments with policies tailored to local needs. Utah law does not require landlords to carry specific insurance, but most mortgage lenders and property management companies do require it. Working with an agent familiar with Davis County can help you understand coverage options for single-family homes, duplexes, and multi-unit properties in the Clearfield area.
Frequently Asked Questions
What does landlord insurance cover in Utah?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Utah, standard policies often exclude flood and earthquake damage, so you may need separate coverage for those risks.
Is landlord insurance required by law in Utah?
No, Utah state law does not require landlords to carry insurance. However, most mortgage lenders and property management companies require a landlord policy as a condition of the loan or management agreement.
How is landlord insurance different from homeowners insurance in Clearfield?
Landlord insurance is designed for rental properties and covers risks like tenant injury and loss of rent. Homeowners insurance does not cover rental situations and may deny claims if the property is rented out without proper notification.
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