The top-rated landlord insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Farmers Insurance - Jesse Robinson, Amy Carter - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Farmers Insurance - Jesse Robinson | 210 N 300 W #203 | (435) 865-1160 |
| 4 | Amy Carter - State Farm Insurance Agent | 2092 Cross Hollow Rd A | (435) 586-2797 |
| 5 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 6 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 7 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 8 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 9 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
| 10 | Creamer Insurance Inc | 51 E 400 N | (435) 586-4377 |
Seth Porter - State Farm Insurance Agent serves Cedar City, Utah, and the surrounding Iron County area as a landlord insurance agent. The agency provides insurance policies tailored for residential rental property owners. It helps landlords protect their investment properties from common risks such as fire damage, vandalism, and theft. Coverage typically extends to liability protection if a tenant or visitor is injured on the premises. The agency also offers additional options like loss of rental income coverage and building ordinance or law coverage.
Dixie Leavitt Agency provides tailored landlord insurance coverage for property owners in Cedar City, UT. Its services include protection for rental properties against common risks, and it offers maintenance plans to help landlords manage ongoing property upkeep and tenant-related issues. These plans are designed to assist with routine inspections and necessary repairs. The agency serves a variety of property types, including single-family homes, apartments, commercial retail spaces, and local restaurants.
Farmers Insurance - Jesse Robinson serves homeowners, rental property owners, and property managers in Cedar City, Utah. The agency provides landlord insurance policies to protect residential rental properties against common risks. Coverage options typically include dwelling protection, liability coverage for guest injuries, and loss of rental income. The agency assists local landlords in Iron County with tailoring insurance packages for single-family rentals and small multifamily buildings. It also serves clients in neighboring Enoch and the broader Cedar City metro area.
Located in Cedar City, Amy Carter - State Farm Insurance Agent serves Iron County and the surrounding communities in southern Utah. The business handles a focused range of landlord insurance policies, including coverage for rental properties, multi-family dwellings, and single-family investment homes. Its approach to a typical job involves carefully reviewing each property's specific risks and tailoring coverage options to meet the unique needs of the individual property owner and tenant situation.
Wahweap Insurance and Financial specializes in crafting liability and property coverage plans for landlords in Cedar City. In general service, it aids property owners in navigating local rental risks and regulatory requirements. The agency helps secure policies that address dwelling damage, loss of rental income, and general liability claims. A key seasonal concern it assists with includes preparing rental properties for Utah’s winter weather, helping mitigate risks from frozen pipes or snow-related roof damage that could disrupt tenancy.
JRI Insurance in Cedar City, UT offers landlord insurance policies structured either as one-time placements for individual properties or as recurring coverage for a portfolio of rentals. The policies address property damage, liability protection, and potential loss of rental income. This local agency provides tailored support for property owners managing residential or commercial leases. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s evolving portfolio requirements.
As winter storms sweep through Cedar City, property owners often face unexpected damage to rental units. Leavitt Group Enterprises assists in managing these risks with policies tailored for local landlords, covering common perils like frozen pipes or roof leaks. Their agency evaluates coverage limits based on property types ranging from single-family homes to small apartment complexes in the area. The process begins with a walk-through inspection to document current conditions and identify specific liability exposures.
Landon Eldredge: Financial Professional provides financial and insurance guidance for property owners in Cedar City, UT. The practice focuses specifically on landlord insurance, helping clients structure policies that address tenant-related risks and property damage. Policies typically include liability protection for incidents occurring on the premises and coverage for rental income loss during repairs. This agent serves owners of commercial properties such as offices, warehouses, and food service establishments.
Iron Desert Insurance serves residential landlords in Cedar City, Utah, helping property owners secure coverage for rental homes. Their commercial policies extend protection to multi-unit buildings as a natural part of their local service area. Agents explain the specifics of liability and property damage policies in full sentences during consultations. After placing a policy, they reach back out to review any changes in coverage needs, ensuring repeat service between regular renewal visits.
What Does a a Landlord Insurance Agent in Cedar City Cost?
Typical landlord insurance in Utah costs between 25 and 45 percent more than standard homeowners insurance. For a single-family rental in Cedar City you might pay 800 to 1,500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Cedar City
Landlord insurance agents in Cedar City Utah help property owners protect their rental investments. Utah law does not require landlord insurance but mortgage lenders often do. A local agent can explain coverage for property damage liability and loss of rental income specific to Iron County.
Frequently Asked Questions
What does landlord insurance cover in Cedar City Utah?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Utah law requires landlords to maintain safe premises which liability coverage helps address.
Do I need landlord insurance for a single rental property in Cedar City?
While Utah law does not mandate landlord insurance your mortgage lender likely requires it. Even without a loan landlord insurance protects against fire tenant injury and vandalism. A local agent can help you choose the right policy for one property.
How do I find a landlord insurance agent in Cedar City Utah?
You can search online for independent agents in Cedar City who specialize in rental property coverage. The Utah Insurance Department website also lists licensed agents. Ask agents about their experience with Utah landlord policies and Iron County regulations.
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