The top-rated landlord insurance agent in Lexington, South Carolina is Williams Insurance Team, rated 4.9 stars across 262 reviews. Other highly rated options include Farrell Insurance Agency, Relation Insurance Services, Mauldin Insurance Group. This directory lists 20 landlord insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Williams Insurance Team | 581 Old Chapin Rd | (803) 957-8004 |
| 2 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 3 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 4 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 5 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 6 | Midlands Insurance Center | 339 W Butler St | (803) 957-3311 |
| 7 | The Carter Insurance Group | 4727A Sunset Blvd | (803) 520-5260 |
| 8 | Kuhn Insurance Group | 510 E Main St | (803) 636-2214 |
| 9 | Stedman Insurance Group | 109a Vista Oaks Dr | (803) 814-3303 |
| 10 | Carolina Insurance Group | 141 Charter Oak Rd. | (803) 951-3351 |
Williams Insurance Team serves the Lexington, South Carolina area as a local landlord insurance agent. This agency works with property owners to secure appropriate coverage for rental dwellings. Their services address the unique risks associated with leasing residential property, including liability protection and building damage. Policies can be tailored to cover single-family rentals and multi-unit apartment buildings. They also assist with loss of rental income coverage and landlord-required property liability insurance.
Farrell Insurance Agency provides a comprehensive range of landlord insurance services for property owners in Lexington, SC. Its representatives work with clients to identify coverage needs for rental properties. The agency offers regular policy reviews and assistance with adjusting plans as portfolios change. Services include guidance on liability protection and property damage coverage. Farrell Insurance Agency services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Property managers, homeowners, and rental property investors in and around Lexington, SC, work with Relation Insurance Services for landlord insurance coverage. The agency provides policies designed to protect residential and commercial rental properties against common risks. It assists clients in understanding liability protections and property coverage options that fit their specific investment needs. Its service area includes nearby communities such as Irmo and the greater Columbia metropolitan region.
Mauldin Insurance Group in Lexington, SC, provides landlord insurance agent services for property owners, distinguishing between one-time policy setups for a single rental property and recurring service plans for managing multiple holdings. Coverage typically protects against property damage, liability claims, and potential loss of rental income. These policies are designed to address the specific risks of residential or commercial leasing in the local area. Service can be arranged on a one-time, scheduled, or as-needed basis depending on the client individual portfolio requirements.
Safe Harbor Insurance Advisors serves Lexington, South Carolina, and the surrounding Midlands communities. It specializes in policies for residential landlords who own single-family rentals, duplexes, or small multifamily properties. The company handles property damage coverage, liability protection, and loss of rental income for these owners. To assess risk and tailor a policy, its approach typically includes a careful review of the property’s condition, the owner’s rental history, and the current lease agreements in place.
Midlands Insurance Center specializes in customizing coverage plans for residential and commercial rental properties in Lexington, SC. It also provides general landlord insurance agent services, including property protection and liability solutions for local homeowners and investors. By assessing individual risk factors, the agency helps secure policies that safeguard against common rental property challenges. As hurricane season approaches, the company assists property owners in evaluating their coverage to mitigate potential storm-related damages and resultant income losses.
As winter approaches, landlords in Lexington, SC often face the risk of frozen pipes or storm damage to their rental properties. The Carter Insurance Group helps property owners navigate these common seasonal concerns by reviewing existing coverage and identifying gaps in protection. The agency works specifically with landlord insurance policies designed to cover income loss and liability on single-family or multi-unit rentals. An initial consultation typically begins with an inspection of the property to assess its unique risks and determine appropriate coverage limits.
Kuhn Insurance Group assists local property owners in Lexington, SC, by providing general landlord insurance policies designed to protect rental investments. The company can offer additional coverage options for liability, property damage, and loss of rental income. This insurance helps shield landlords from financial exposure tied to residential and commercial buildings. Kuhn Insurance Group serves a variety of sectors, including office spaces, warehouses, and food service establishments.
Stedman Insurance Group in Lexington, SC, offers residential landlord insurance, typically covering single-family rentals and small apartment buildings. They also provide commercial policies for larger multi-unit properties. Their services extend throughout the Lexington area and surrounding communities. Each policy is tailored to protect property owners from liability, damage, and loss of rental income. The office assists clients with initial policy setup and is available to adjust coverage when properties undergo tenant or structural changes, ensuring consistent protection between regular risk assessments.
Carolina Insurance Group is known for connecting Lexington property owners with specialized landlord insurance policies that address the unique risks of rental properties. The agency serves local residential and commercial landlords, offering coverage for dwelling damage, liability, and loss of rental income in the region. Each policy is structured to protect both single-family rentals and multi-unit buildings common in the area. For added protection, it can also arrange coverage specifically designed for short-term rental properties or vacation homes.
What Does a a Landlord Insurance Agent in Lexington Cost?
Typical landlord insurance costs in South Carolina range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Lexington you might pay 800 to 1,500 dollars per year depending on property value and coverage limits. Factors like location near water and the age of the property affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Lexington
Landlord insurance agents in Lexington South Carolina help property owners protect their rental investments. South Carolina law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage and liability for rental properties in the Midlands region.
Frequently Asked Questions
What does landlord insurance cover in South Carolina?
Landlord insurance typically covers property damage from fire wind and theft. It also provides liability protection if a tenant or guest is injured on the property. In South Carolina flood damage is not included and requires a separate policy.
Is landlord insurance required by law in Lexington SC?
South Carolina state law does not require landlord insurance. However most mortgage lenders for rental properties will require a landlord policy. It is also strongly recommended to cover liability and property risks.
How do I find a good landlord insurance agent in Lexington?
Look for agents who specialize in rental property coverage and are licensed in South Carolina. Ask about their experience with local risks like storms and tenant turnover. You can check the South Carolina Department of Insurance for agent license verification.
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