The top-rated landlord insurance agent in Columbia, South Carolina is Lourie Life and Health, rated 4.9 stars across 638 reviews. Other highly rated options include Acceptance Insurance, Powers Insurance Experts, Allegiance Insurance Group. This directory lists 18 landlord insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lourie Life and Health | 3710 Landmark Dr Suite 206 | (803) 256-2067 |
| 2 | Acceptance Insurance | 1722 Broad River Rd #2 | (803) 392-0293 |
| 3 | Powers Insurance Experts | 1122 Lady St Office 315 | (803) 451-0094 |
| 4 | Allegiance Insurance Group | 540 St Andrews Rd | (803) 546-4707 |
| 5 | "Columbia Medicare Specialists" AreYou64 - 64 Insurance Group | 136 Forum Dr Suite E5 | (803) 500-6464 |
| 6 | Nationwide Insurance: Brian C Knight Agency LLC | 5209 Forest Dr a | (803) 776-8668 |
| 7 | Keisler Insurance Group | 3602 Rosewood Dr | (803) 521-0807 |
| 8 | Affordable Insurance Group | 6168 St Andrews Rd | (803) 798-4499 |
| 9 | Relation Insurance Services | 8313 Two Notch Rd | (803) 788-4211 |
| 10 | The Heard Agency | 4611 Hard Scrabble Rd #103 | (803) 735-9999 |
Lourie Life and Health serves the Columbia, South Carolina metro area as a landlord insurance agent. The company specializes in helping property owners secure coverage tailored to rental real estate. It addresses the distinct risks of leasing residential or commercial units, including property damage and liability claims from tenants. Policies often protect against loss of rental income when a property becomes uninhabitable. Lourie Life and Health handles both single-family rental policies and multi-unit dwelling insurance.
Acceptance Insurance focuses on protecting rental properties in Columbia, South Carolina, offering standard coverage for property damage and liability. Additional endorsements often address specific needs like loss of rental income or vandalism. Their role involves assessing risk for income-generating dwellings, ensuring policies comply with local regulations. Commercial sectors served include offices, warehouses, and food service establishments, each requiring distinct liability and equipment protections.
Powers Insurance Experts provides a full range of landlord insurance agent services, including policy guidance and risk assessment for rental property owners in Columbia, SC. It offers annual policy reviews to help clients maintain appropriate coverage as their portfolios change. The company also assists with maintenance plan coordination to address property upkeep and tenant-related issues. Its service coverage includes single-family homes, apartments, retail spaces, and restaurants.
As a landlord insurance agent in Columbia, SC, Allegiance Insurance Group specializes in structuring policies for rental properties, from single-family homes to multi-unit dwellings. It typically works with investors to address coverage needs like liability protection and loss of rental income. The company further assists landlords in navigating the elevated storm and moisture risks common to the Midlands region, helping to secure policies that cover damage from hurricanes or flooding before the Atlantic hurricane season arrives.
As the summer rental season ramps up in Columbia, property owners often need coverage that protects against tenant-related damages or liability claims. Columbia Medicare Specialists AreYou64 - 64 Insurance Group helps local landlords by explaining the specific risks covered under a landlord policy, including loss of rental income from uninhabitable units. They present clear information on dwelling coverage and liability options tailored to properties near the Congaree riverfront or downtown. The relationship typically begins with a walkthrough inspection of the property before any policy is bound.
Nationwide Insurance: Brian C Knight Agency LLC in Columbia, SC distinguishes between one-time policy placements for single properties and recurring service plans for portfolio landlords, covering structures, liability, and loss-of-rent protection. General landlord insurance agents in this area assist with property-specific risk assessments, claims processing, and rental-income coverage tailored to local regulations. Service can be arranged on a one-time, scheduled underwriting review, or as-needed policy update basis.
Keisler Insurance Group in Columbia, SC, provides property coverage tailored for residential rental properties. The company offers specialized liability protection and policies that address damage from tenants or natural disasters. Landlords can also secure additional endorsements for loss of rental income and vandalism. Commercial clients such as office buildings, warehouses, and food service establishments also benefit from these comprehensive insurance solutions designed for property owners and investors.
Property managers, homeowners, and small business owners in Columbia, SC rely on Affordable Insurance Group for landlord insurance services. The agency helps secure coverage for rental properties, including protection against property damage and liability claims common in the area. Recommendations for adequate dwelling and lost-rent protection are provided during policy discussions. Serving the broader Midlands region, the company also works with clients in the nearby community of Lexington for their rental property insurance needs.
Property managers, homeowners, and rental property investors in and around Lexington, SC, work with Relation Insurance Services for landlord insurance coverage. The agency provides policies designed to protect residential and commercial rental properties against common risks. It assists clients in understanding liability protections and property coverage options that fit their specific investment needs. Its service area includes nearby communities such as Irmo and the greater Columbia metropolitan region.
The Heard Agency serves Columbia, South Carolina, and the surrounding Midlands communities. It handles landlord insurance policies for property owners who rent out residential or commercial units. This coverage typically protects against building damage, liability claims, and loss of rental income. The agency assesses each client's unique property portfolio and risk exposure. It then customizes a policy that aligns with the specific needs of both the property and the local regulatory environment, balancing comprehensive protection with sensible coverage limits.
What Does a a Landlord Insurance Agent in Columbia Cost?
Typical landlord insurance in South Carolina costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Columbia annual premiums often range from 800 to 1500 dollars. Factors like property age location and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Columbia
Landlord insurance agents in Columbia South Carolina help property owners protect their rental investments with specialized policies. South Carolina law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain coverage for property damage liability and loss of rental income specific to local risks like hurricanes.
Frequently Asked Questions
What does landlord insurance cover in Columbia South Carolina?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property which requires renters insurance. South Carolina policies may include wind and hail coverage due to hurricane risk.
Is landlord insurance required by law in South Carolina?
No state law requires landlord insurance in South Carolina. However your mortgage lender will likely require it. Some local ordinances in Columbia may have minimum coverage requirements for rental properties.
How do I choose a landlord insurance agent in Columbia?
Look for an agent licensed in South Carolina with experience in rental property insurance. Ask about coverage for natural disasters common in the area like hurricanes and tornadoes. Compare quotes from multiple agents to find suitable terms.
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