The top-rated landlord insurance agent in Lancaster, Pennsylvania is HomeSale Insurance Services, rated 5.0 stars across 456 reviews. Other highly rated options include Bagnall Shaw Insurance, Forbes Insurance Agency - Geico & Erie Insurance, Alicia Alexander - State Farm Insurance Agent. This directory lists 26 landlord insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HomeSale Insurance Services | 215 S Centerville Rd Ste B | (800) 425-5130 |
| 2 | Bagnall Shaw Insurance | 401 W Orange St | (717) 431-8383 |
| 3 | Forbes Insurance Agency - Geico & Erie Insurance | 1729 Lititz Pike | (717) 290-7290 |
| 4 | Alicia Alexander - State Farm Insurance Agent | 1265 Lititz Pike | (717) 393-4777 |
| 5 | Susquehanna Insurance | 650 Delp Rd | (717) 290-7780 |
| 6 | Red Rose Insurance | 100 S Queen St Ste 226 | (717) 690-0971 |
| 7 | Gebhard Insurance LLC | 90 Willow Valley Square | (717) 930-2085 |
| 8 | Eagle One Insurance Agency | 2173 Embassy Dr | — |
| 9 | Element | Insurance Agency - Lancaster | 617B N Prince St #200 | (717) 397-4729 |
| 10 | Acceptance Insurance | 454 N Prince St | (717) 356-3320 |
HomeSale Insurance Services provides landlord insurance for rental property owners throughout Lancaster County. The agency helps clients secure coverage that protects residential and commercial rental properties against common risks like fire damage, liability claims, and lost rental income. Policies are tailored to meet the specific needs of local landlords who own single-family homes, duplexes, or multi-unit apartment buildings. HomeSale Insurance Services also arranges liability protection for short-term vacation rentals and helps investors obtain coverage for newly purchased investment properties.
Bagnall Shaw Insurance offers a range of landlord insurance plans tailored for property owners in Lancaster, PA. It provides coverage options that protect against property damage, liability claims, and rental income loss. The company assists clients in selecting appropriate policies and can help adjust coverage as property portfolios grow. Its services include regular policy reviews to ensure adequate protection for various real estate investments. Bagnall Shaw Insurance services single-family homes, apartments, retail spaces, and restaurants.
Forbes Insurance Agency - Geico & Erie Insurance serves property managers and landlords seeking coverage for rental properties in the Lancaster area. It offers policies designed to protect residential and commercial rental units from common risks such as property damage and liability claims. The agency works closely with landlords to explain coverage options and tailor policies to individual buildings or portfolios. As a local provider, it understands the specific insurance needs of property owners. The company also extends its services to clients in nearby Lititz.
Alicia Alexander - State Farm Insurance Agent in Lancaster, Pennsylvania, and the surrounding communities handles landlord insurance policies for residential and commercial property owners. The agency provides coverage options to protect rental properties from damage and liability risks. Its general approach for a typical job involves consulting with the landlord to assess specific property exposures, then tailoring a policy with appropriate deductibles and limits to match the client's investment needs.
Susquehanna Insurance in Lancaster, PA offers landlord insurance on either a one-time policy purchase or a recurring annual renewal basis. Coverage typically protects rental property structures from fire, wind, and vandalism, while also providing liability protection against tenant injuries. Separate polices may cover loss of rental income if a property becomes uninhabitable. Service is provided strictly on a scheduled annual renewal cycle for existing policies, with new coverage written only upon initial one-time application.
Red Rose Insurance specializes in tailored landlord insurance policies for property owners in Lancaster, PA. It provides general agent services that match rental property coverage with local market needs, including protection for multi-unit dwellings and single-family rentals. The agency guides clients through policy selections suited to Lancaster’s historic housing stock. Its assistance proves particularly valuable during winter months, when frozen pipes and ice dam damage become common concerns for insured rental properties throughout the region.
Gebhard Insurance LLC provides landlord insurance services to property owners throughout the Lancaster, PA area. Their core work involves protecting rental properties from common liabilities, and they specialize in offering additional coverage for loss of rental income and vandalism. They structure policies to address the distinct needs of commercial tenants, ensuring comprehensive protection for offices, warehouses, and food service establishments.
As the Lancaster area sees heavy turnover between summer leases, property owners require reliable coverage that addresses wear and tear from short-term tenants. Element | Insurance Agency - Lancaster provides tailored landlord insurance policies designed to shield investments from common rental property liabilities. Their agents understand local ordinance requirements and offer guidance on dwelling protection versus liability-only plans. Every new client relationship begins with a thorough property inspection to evaluate current risks and establish appropriate coverage limits before any policy finalization.
Acceptance Insurance in York, PA specializes in landlord insurance policies for both single-family rentals and multi-unit properties. It also provides general property coverage options to safeguard against common rental risks. Landlords benefit from protection against fire, vandalism, liability claims, and loss of rental income. The company helps property owners address the specific seasonal concern of winter damage, such as burst pipes or roof leaks from snow and ice accumulation.
What Does a a Landlord Insurance Agent in Lancaster Cost?
Landlord insurance in Pennsylvania typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Lancaster you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lancaster
Landlord insurance agents in Lancaster Pennsylvania help property owners secure coverage for rental homes and apartments. Pennsylvania law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand Lancaster County rental market conditions and can tailor policies to your property.
Frequently Asked Questions
What does landlord insurance cover in Pennsylvania?
Landlord insurance typically covers property damage liability and loss of rental income. In Pennsylvania policies often exclude flood or earthquake damage so you may need separate coverage.
Is landlord insurance required by Pennsylvania law?
Pennsylvania state law does not require landlord insurance. However your mortgage lender may require a policy with specific coverage limits. Many landlords also carry liability coverage to protect against tenant injury lawsuits.
How do I choose a landlord insurance agent in Lancaster?
Look for an agent licensed in Pennsylvania who has experience with rental properties. Ask about coverage for short term rentals if you use Airbnb or Vrbo. An agent can explain PA specific policy exclusions like ordinance or law coverage.
Landlord Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Cranberry Township · Easton · Erie · Harrisburg · Hershey · Horsham · Huntingdon Valley · King of Prussia · Lebanon · Levittown