The top-rated landlord insurance agent in Harrisburg, Pennsylvania is Acceptance Insurance, rated 4.8 stars across 206 reviews. Other highly rated options include Reilly Insurance LLC, AAA Central Penn, Dave Punt - State Farm Insurance Agent. This directory lists 21 landlord insurance agents serving Harrisburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 101 S 25th St #11-B | (717) 260-5158 |
| 2 | Reilly Insurance LLC | 2704 Commerce Dr ste c | (717) 234-1200 |
| 3 | AAA Central Penn | 2301 Paxton Church Rd | (717) 657-2244 |
| 4 | Dave Punt - State Farm Insurance Agent | 4911 Derry St | (717) 561-8894 |
| 5 | Jim Elsner - State Farm Insurance Agent | 4300 Devonshire Rd Ste 2 | (717) 901-7000 |
| 6 | Looker Wolfe & Gephart Insurance Agency Inc. | 44 Oak Park Rd | (717) 657-9944 |
| 7 | Brenda Wagner - State Farm Insurance Agent | 4701 Locust Ln | (717) 540-1103 |
| 8 | Grove Financial & Associates | 6230 Derry St | (717) 238-6000 |
| 9 | Dale Wagner Insurance | 2642 Walnut St | (717) 236-0866 |
| 10 | Tonia Anderson: Allstate Insurance | 845 Sir Thomas Ct #3 | (717) 558-8828 |
Acceptance Insurance in York, PA specializes in landlord insurance policies for both single-family rentals and multi-unit properties. It also provides general property coverage options to safeguard against common rental risks. Landlords benefit from protection against fire, vandalism, liability claims, and loss of rental income. The company helps property owners address the specific seasonal concern of winter damage, such as burst pipes or roof leaks from snow and ice accumulation.
Reilly Insurance LLC in Harrisburg, PA offers a comprehensive range of landlord insurance services, including property coverage, liability protection, and loss-of-rent endorsements. It provides tailored service plans to help property owners maintain adequate coverage for their investment portfolios. These plans may include periodic policy reviews to account for changes in rental market conditions or property values. The agency services a variety of rental properties, from single-family homes and multi-unit apartment buildings to retail storefronts and restaurants.
AAA Central Penn serves landlords and property investors in the Harrisburg metro area. It offers specialized landlord insurance policies tailored for rental property owners in central Pennsylvania. Coverage typically protects against property damage, liability claims, and lost rental income. The company helps clients secure the right level of protection for single-family rentals, multi-unit dwellings, or commercial buildings. It specifically handles landlord liability coverage and vacancy insurance for unoccupied properties.
Dave Punt, a local landlord insurance agent in Harrisburg, PA, serves property managers and investors who own residential rental homes. The agency provides coverage plans that protect against property damage, liability claims, and loss of rental income. These policies are tailored to help landlords manage their financial risks while maintaining income from their properties. Every client receives personalized guidance for selecting the right protection. In addition to serving Harrisburg, Dave Punt also covers clients in the nearby community of Hershey.
Jim Elsner - State Farm Insurance Agent in Harrisburg, PA assists landlords in distinguishing between one-time policy setups for single vacancies and recurring annual policies that cover an ongoing rental portfolio. Their coverage typically protects against property damage, liability claims, and loss of rental income from uninhabitable units. Advice is tailored to local rental ordinances and common lease hazards. Services for policy review, claim filing, and coverage adjustments are available on an as-needed basis rather than scheduled intervals.
Looker Wolfe & Gephart Insurance Agency Inc. serves Harrisburg, Pennsylvania, and the surrounding communities in Dauphin County. It handles landlord insurance policies for residential and commercial rental property owners in the area. The agency provides coverage options that address common property risks, including property damage and liability. To handle a typical job, the company reviews a client’s specific rental portfolio and property conditions before recommending a tailored insurance policy.
As a landlord insurance agent in Harrisburg, PA, Brenda Wagner’s State Farm agency offers tailored coverage for rental property owners. Its specialty services include protection for dwelling structures, liability coverage, and loss of rental income policies. The general service work involves helping clients assess individual property risks and select appropriate policy limits. This agent also assists with seasonal concerns such as weather-related damage from winter storms, ensuring landlords have proper coverage before the cold season arrives.
As winter approaches in Harrisburg, landlords face increased risks of freeze-related pipe bursts and ice dam damage. Grove Financial & Associates helps property owners navigate these seasonal exposures by connecting them with suitable landlord insurance coverage tailored for local needs. They advise on protecting rental income and liability during tenant turnovers common in the market. Coverage options address the specific structures and risks of Central Pennsylvania rental properties. An initial review of each property’s current policy and physical condition is scheduled at the first consultation.
Dale Wagner Insurance in Harrisburg, PA works with property owners to secure coverage for rental dwellings. Their specialty add-ons can include protection against fire damage, liability claims, and loss of rental income. The agency develops policies that address common landlord risks in the local market, such as tenant injury and property maintenance issues. This landlord insurance agent can serve commercial sectors including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Harrisburg Cost?
In Pennsylvania landlord insurance typically costs between 25 and 40 percent more than standard homeowners insurance. For a single-family rental in Harrisburg annual premiums often range from 800 to 1500 dollars. Costs depend on property age location coverage limits and deductible. This is general information not insurance advice.
About landlord insurance agents in Harrisburg
A landlord insurance agent in Harrisburg Pennsylvania helps property owners protect their rental investments. Pennsylvania law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand Harrisburgs unique rental market and can tailor policies to cover liability property damage and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Pennsylvania?
Landlord insurance typically covers property damage liability and loss of rental income. In Pennsylvania it does not cover tenant personal property or flood damage which require separate policies.
Is landlord insurance required by Pennsylvania law?
Pennsylvania law does not require landlord insurance. However mortgage lenders usually require a policy that covers the dwelling. Many landlords also carry liability coverage to protect against tenant injury claims.
How do I choose a landlord insurance agent in Harrisburg?
Look for an agent licensed in Pennsylvania who specializes in rental properties. Ask about coverage for Harrisburgs older buildings and check if the policy includes ordinance or law coverage for code upgrades after a loss.
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