The top-rated landlord insurance agent in Reno, Nevada is Karen Lima - State Farm Insurance Agent, rated 4.9 stars across 293 reviews. Other highly rated options include A and H Insurance, Christopher Robin Whorton - State Farm Insurance Agent, Choice Mutual. This directory lists 28 landlord insurance agents serving Reno.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karen Lima - State Farm Insurance Agent | 5458 Longley Ln Suite A | (775) 507-4600 |
| 2 | A and H Insurance | 3301 S Virginia St #115 | (775) 829-2600 |
| 3 | Christopher Robin Whorton - State Farm Insurance Agent | 5020 Las Brisas Blvd Suite A3 | (775) 360-3140 |
| 4 | Choice Mutual | 675 W Moana Ln UNIT 101 | (800) 644-2926 |
| 5 | Melendres Insurance Professionals | 9190 Double Diamond Pkwy | (775) 432-3326 |
| 6 | Nicole Williams - State Farm Insurance Agent | 197 Cadillac Pl | (775) 827-1965 |
| 7 | High Sierra Insurance | 16520 Wedge Pkwy Unit 300 Building B | (775) 442-5888 |
| 8 | Durocher Insurance Agency | 190 W Huffaker Ln #406 | (775) 851-0888 |
| 9 | Will Huston - State Farm Insurance Agent | 3005 Skyline Blvd #130 | (775) 996-2239 |
| 10 | Northtowne Insurance | 4934 S Virginia St | (775) 360-6094 |
As a landlord insurance agent in Reno, Nevada, Karen Lima offers a range of services including property protection, liability coverage, and loss-of-rent support to help property owners manage financial risks. Service and maintenance plans are tailored to address common rental challenges, such as property damage claims and tenant-related liabilities, ensuring coverage remains current. This agency services single-family homes, apartments, retail spaces, and restaurants.
A and H Insurance in Reno, Nevada serves property owners in Reno and the surrounding Truckee Meadows communities. It handles landlord insurance policies for residential and small commercial rental units. The agency specializes in coverage for property damage, liability protection, and potential loss of rental income. Each policy is tailored to the specific risks facing landlords in the local area. For a typical job, the company begins by reviewing the property details and the owner’s coverage needs to recommend a suitable policy structure.
Christopher Robin Whorton - State Farm Insurance Agent in Reno, NV offers specialized landlord insurance policies tailored for residential rental properties. The agency also provides general homeowners, auto, and business insurance coverage to meet broader community needs. Its landlord insurance services help protect rental income and property structures from common losses. A particular area of focus involves assisting rental property owners with coverage issues specific to the high wildfire risk and occasional winter freeze conditions that affect the Reno area, ensuring properties have appropriate protection for these seasonal concerns.
Winter snowmelt in Reno can stress rental properties, making landlord insurance coverage essential. Choice Mutual helps property owners in this area protect their investments through tailored landlord insurance policies designed for local risks. The agency focuses on pairing landlords with appropriate liability and property coverage to safeguard rental income. They review each building’s unique exposure, from older downtown units to newer suburban homes. A typical first step is scheduling an on-site inspection to assess the property’s condition and identify any vulnerable areas that may need attention.
Melendres Insurance Professionals in Reno, Nevada, assists property owners with landlord insurance policies that cover residential rental dwellings. The company offers specialized endorsements to address unique exposure gaps not included in standard coverage forms. It can structure policies to protect against liability and property damage from tenant incidents. Its commercial services extend to office buildings, warehouses, and food service establishments that include restaurant rentals.
Nicole Williams - State Farm Insurance Agent in Reno, NV, works with property owners to secure coverage for rental dwellings. The agency specializes in protecting landlords against common risks such as property damage, liability claims, and loss of rental income. With tailored policies, it helps safeguard single-family rentals, multi-unit buildings, and vacation homes in the local area. Beyond standard residential coverage, its services extend to commercial sectors including offices, warehouses, and food service establishments, ensuring comprehensive protection for diverse investment properties.
High Sierra Insurance provides residential landlord insurance coverage in Reno, Nevada, ensuring property owners protect their rental homes and condominiums against common risks. The agency also extends commercial landlord policies for small apartment buildings and mixed-use properties throughout the Reno area. Their brokers help clients select appropriate liability limits and dwelling coverage tailored to local housing markets. After an initial policy is written, the agency contacts landlords prior to renewal dates to adjust coverage as needed, offering follow-up service between regular annual visits.
Durocher Insurance Agency specializes in securing rental properties for landlords in Reno, Nevada. Its comprehensive services help property owners manage the unique risks associated with residential and commercial rental units. The agency provides tailored policies to cover structures from single-family homes to multi-unit apartment buildings, addressing liability and property damage concerns common in the area. It also assists with coverage for tenant-related exposures and loss of rental income. A specialty add-on is coverage for short-term rental properties, such as those listed on vacation rental platforms.
Will Huston - State Farm Insurance Agent serves the Reno, Nevada metro area, providing landlord insurance services. As a local agent, the company assists property owners in securing coverage for rental dwellings in this region. Policies typically address protection for the building structure and offer liability coverage for landlords. The agency also helps clients manage risks associated with tenant-occupied properties. Specific services it handles here include protection for rental income loss and coverage for landlord- owned personal property used in rental units.
Northtowne Insurance in Sparks, Nevada, serves residential landlords and property managers who need coverage for rental dwellings. It offers policies that protect against liability, property damage, and loss of rental income. The agency assists local property owners in managing the unique risks of leasing homes or apartments. As a landlord insurance agent, it helps clients secure appropriate protection for their investments. Northtowne also provides its services to property owners in the neighboring community of Reno within the greater Truckee Meadows metro area.
What Does a a Landlord Insurance Agent in Reno Cost?
Typical landlord insurance costs in Nevada range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Reno you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Reno
A landlord insurance agent in Reno Nevada helps property owners protect their rental investments. Nevada law does not require landlord insurance but many mortgage lenders do. Local agents understand risks like wildfire and water damage common in the Reno area.
Frequently Asked Questions
What does landlord insurance cover in Nevada?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Nevada policies often exclude flood and earthquake damage which require separate coverage.
Is landlord insurance required by Nevada law?
Nevada does not legally require landlord insurance. However most mortgage lenders require it and it is strongly recommended to protect against liability claims and property damage.
How do I find a landlord insurance agent in Reno?
You can search online directories or ask for referrals from local real estate agents and property management companies. Look for agents licensed in Nevada who specialize in rental property coverage.