The top-rated landlord insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 300 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Michael Popp at Comparion Insurance Agency, A and H Insurance. This directory lists 14 landlord insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 4 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 5 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 6 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 7 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
| 8 | Hometown Solutions Insurance | 301 W Silver St | (775) 777-9771 |
| 9 | Farmers Insurance - Daena Romero Sandoval | 1010 Court St | (775) 738-3131 |
| 10 | Lisa Guttry - COUNTRY Financial Representative | 592 5th St | (775) 738-1744 |
Shabonya Dutton - State Farm Insurance Agent serves the Elko, Nevada area with landlord insurance coverage. The company provides policies that protect rental properties and rental income from common risks. Their services include liability protection and coverage for property damage caused by tenants or natural events. They also assist property owners in understanding policy exclusions and deductibles. The agency handles claims support and policy adjustments to fit individual rental portfolios. It specifically works with landlords seeking vacant property coverage and loss of rent reimbursement.
Brent Stokes - State Farm Insurance Agent in Elko, NV, provides landlord insurance services designed to protect rental properties against liability and property damage. The agency supports clients in selecting policies that cover common risks such as fire, theft, and weather-related losses. Ongoing advice helps landlords adjust coverage as their rental needs evolve. The agent services single-family homes, apartments, retail spaces, and restaurants.
Michael Popp at Comparion Insurance Agency serves homeowners and landlords in Elko who need coverage for rental properties they own. The firm provides policies that help protect against loss from property damage and liability exposures common to leased single-family homes or multifamily dwellings. Customers can discuss specific insurance needs during an in-person or remote consultation tailored to their portfolio size. The agency additionally extends its landlord insurance services to clients managing rental units in neighboring Spring Creek.
A and H Insurance in Reno, Nevada serves property owners in Reno and the surrounding Truckee Meadows communities. It handles landlord insurance policies for residential and small commercial rental units. The agency specializes in coverage for property damage, liability protection, and potential loss of rental income. Each policy is tailored to the specific risks facing landlords in the local area. For a typical job, the company begins by reviewing the property details and the owner’s coverage needs to recommend a suitable policy structure.
Gregory Insurance Agency specializes in landlord insurance policies tailored for rental property owners in Elko, Nevada. It provides coverage for residential and small commercial rentals, protecting against property damage, liability claims, and lost rental income. The agency works closely with local property owners to assess risks specific to the region, including extreme winter weather. It also advises on coverage adjustments needed when dealing with tenant turnover or seasonal vacancy, helping landlords maintain financial security throughout the leasing cycle.
Priority Plus Insurance & Financial Group provides landlord insurance options that can be tailored either as a single, one-time policy or as a recurring service for ongoing coverage needs. They help property owners in Elko, NV secure protection for rental dwellings, addressing risks like property damage and liability claims common to local landlords. Service arrangements are offered on a flexible, as-needed basis to accommodate varying property portfolios and lease timelines.
Comparion Insurance Agency serves Elko and the surrounding communities in northeastern Nevada, handling landlord insurance for property owners who rent residential or commercial spaces. It provides policies that typically cover dwelling damage, liability protection, and loss of rental income for local landlords. The agency approaches each job by first assessing the specific property type and rental risks involved, then tailoring coverage options to meet the unique needs of the client’s investment property.
Hometown Solutions Insurance works closely with property owners to structure coverage that addresses the unique liability and property exposures of rental real estate. The agency specializes in adding supplemental protection for loss of rental income and for damage caused by vandalism or tenant neglect. Their policies are designed to fit the varied commercial sectors found in Elko, Nevada, including residential rental properties, small offices, warehouses, and food service establishments.
As spring thaws and new tenants prepare to move in, Elko rental property owners often face unexpected maintenance issues or liability concerns. Farmers Insurance - Daena Romero Sandoval provides landlord insurance coverage designed to address these seasonal challenges, protecting both the building structure and the owner’s financial interests. Policies can account for vacancy periods, tenant damage, and weather-related repairs common to northeastern Nevada. A thorough property inspection helps the agent understand the rental’s specific exposure points before offering tailored coverage options.
Lisa Guttry with COUNTRY Financial provides residential landlord insurance services to property owners in Elko, Nevada, and handles commercial coverage for rental properties as well. Serving Elko and the surrounding area, the agency helps landlords protect their investments from common risks like property damage and liability issues. After a policy is secured, the agent follows up with clients regularly and offers repeat service between annual visits to address any changing coverage needs.
What Does a a Landlord Insurance Agent in Elko Cost?
The cost of landlord insurance in Nevada typically ranges from 25 to 50 percent more than a standard homeowners policy. For a single family rental in Elko you might pay between 800 and 1500 dollars per year. Factors include property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Elko
A landlord insurance agent in Elko Nevada helps property owners secure coverage that meets the specific requirements of the state. Nevada law does not require landlords to carry insurance but most mortgage lenders do. Local agents understand risks like wildfire and flood in the Elko area and can customize a policy for your rental property.
Frequently Asked Questions
What does landlord insurance cover in Nevada?
Landlord insurance in Nevada typically covers property damage liability and loss of rental income. It does not cover tenant personal belongings. You may need additional coverage for flood or earthquake risks common in Elko.
Is landlord insurance required by law in Nevada?
Nevada state law does not require landlords to carry insurance. However your mortgage lender will almost always require a landlord policy. It is also a smart way to protect against liability claims from tenants or visitors.
How do I choose a landlord insurance agent in Elko?
Look for an agent who is licensed in Nevada and has experience with rental properties. Ask about coverage for vacancy periods and liability limits. A local Elko agent can also advise on specific risks like winter freeze damage.