The top-rated landlord insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent, Highstreet- Bye Insurance Agency. This directory lists 14 landlord insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 4 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 5 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 6 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 7 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy #116 | (410) 761-8873 |
| 8 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
| 9 | Old Line Insurance Agency Inc | 811 Ritchie Hwy | (410) 255-2278 |
| 10 | Goosehead Insurance - Jeff Zimmerman & Vince Roussey | 815 Ritchie Hwy STE 207 | (410) 946-6725 |
Lee Talbot - State Farm Insurance Agent serves Anne Arundel County, including Severna Park, MD, and provides landlord insurance policies tailored to property owners. The agency helps landlords protect rental dwellings from common hazards such as fire, wind damage, and liability claims arising from tenant injuries. Policies also offer coverage for loss of rental income when a unit becomes uninhabitable. Specific services handled in this area include dwelling protection and personal liability coverage for rental properties.
Alex Schwab: Allstate Insurance in Severna Park, MD provides a range of landlord insurance services designed to protect rental property investments. The agency offers personalized risk assessments and policy adjustments to address property owners’ needs. Ongoing account maintenance includes regular policy reviews and prompt claims assistance. Their service plans help landlords manage coverage for various property types, ensuring adequate protection against common liabilities and damages. The agency services single-family homes, apartments, retail locations, and restaurants.
Jeffrey Brent - State Farm Insurance Agent in Severna Park, Maryland, serves homeowners, businesses, and property managers who own rental properties. The agency provides landlord insurance policies designed to protect residential and commercial rental units against common risks such as property damage and liability claims. Its agents offer guidance on coverage options tailored to each client’s specific real estate holdings. In addition to serving Severna Park, Jeffrey Brent’s office also covers nearby communities like Arnold and the greater Annapolis metropolitan area.
Highstreet- Bye Insurance Agency serves Severna Park, Maryland, and the surrounding communities, handling landlord insurance for property owners who rent out residential units. This category of coverage protects against common financial losses such as property damage, liability for tenant injuries, and rental income disruption. For a typical job, the agency works with landlords to assess each property’s specific exposure, then recommends a policy that balances necessary protection with manageable premium costs.
Moran Insurance provides landlord insurance services in Severna Park, MD, distinguishing between one-time policy options for individual property placements and recurring coverage for landlords with multiple or sequential rentals. Their insurance offerings address property damage and liability concerns specific to residential landlords in the surrounding region. These services are available on a one-time, scheduled, or as-needed basis depending on the client’s portfolio changes or renewal timeline.
As a landlord insurance agent in Severna Park, MD, Marty Lewis - State Farm Insurance Agent specializes in policies that protect rental properties and their owners from financial losses. It also provides general coverage for property damage, liability claims, and loss of rental income. Tailored plans address unique risks faced by residential landlords, from single-family homes to multi-unit buildings. The agency further helps property owners navigate the added liabilities associated with tenant-occupied dwellings, particularly during the transition between leases or at the start of a new tenancy.
Patrick Hughes: Allstate Insurance provides coverage options designed to protect rental property owners in Severna Park, MD. The agency specializes in landlord insurance policies that address property damage, liability concerns, and loss of rental income. Additional endorsements can be added to tailor each policy to specific rental situations. The firm can serve commercial sectors including offices, warehouses, and food service operations.
With the arrival of spring storms in Severna Park, landlords often seek coverage for rental properties against wind and water damage. Eichhorn Insurance Agency provides landlord insurance policies designed to address these seasonal risks and protect investment properties in the area. Their services include arranging liability protection and coverage for lost rental income following a covered loss. Each policy is tailored to the specific needs of a rental unit. After an initial consultation, the agency schedules a property inspection to verify the unit’s condition.
Old Line Insurance Agency Inc in Severna Park, MD provides residential landlord insurance for property owners with rental homes, and also offers commercial coverage for larger multi-unit buildings across the greater Anne Arundel County area. Their policies help protect landlords from liabilities and property damage caused by tenants. They assist with initial policy setup and are available for follow-up service or policy adjustments between regular annual renewals.
Goosehead Insurance - Jeff Zimmerman & Vince Roussey in Severna Park, MD is recognized for providing landlord insurance agent services to property owners in the local area. The agency helps clients secure coverage for rental dwellings, addressing risks such as property damage and liability concerns common to residential landlords. It also offers policies that can be tailored to protect against loss of rental income. As an add-on service, the agency may help property owners obtain coverage for vacant units between tenants.
What Does a a Landlord Insurance Agent in Severna Park Cost?
The cost of landlord insurance in Maryland typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Severna Park, annual premiums often fall between 800 and 1,800 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Severna Park
Landlord insurance agents in Severna Park Maryland help property owners protect their rental investments. Maryland law requires landlords to maintain certain property standards, and a local agent can tailor a policy to meet these requirements. Working with an agent familiar with Anne Arundel County can ensure your coverage addresses local risks like coastal weather and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Severna Park Maryland?
Landlord insurance typically covers property damage, liability, and loss of rental income. In Maryland, policies may also include coverage for flood or wind damage due to the area's proximity to the Chesapeake Bay. An agent can explain specific exclusions and optional endorsements.
Is landlord insurance required in Maryland?
Maryland law does not require landlord insurance, but most mortgage lenders do. If you have a loan on a rental property, the lender will likely mandate a policy. An agent can help you meet lender requirements while adding protection for your assets.
How do I choose a landlord insurance agent in Severna Park?
Look for an agent with experience in rental property coverage and knowledge of Maryland insurance regulations. Ask about their familiarity with local risks such as storms or liability claims. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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