The top-rated landlord insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, Debbie Hart - State Farm Insurance Agent, CNR Insurance Inc. This directory lists 22 landlord insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | Debbie Hart - State Farm Insurance Agent | 49 Old Solomons Island Rd Ste 203 | (410) 266-5353 |
| 4 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 5 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 6 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 7 | Roslynne Ross: Auto Insurance | 914 Forest Dr #201 | (410) 280-1928 |
| 8 | Built For Life Financial Agency | 147 Old Solomons Island Rd Suite 200 | (240) 375-0404 |
| 9 | O'Brien & Associates | 339 Buschs Frontage Rd #206 | (410) 571-5900 |
| 10 | Reyes Insurance LLC | 1831 Forest Dr # A | (443) 440-0989 |
Mathes Insurance Advisors, Inc. serves Annapolis, Maryland, and the surrounding Anne Arundel County area as a landlord insurance agent. It provides specialized insurance policies tailored for owners of residential and commercial rental properties. Coverage typically addresses property damage, liability protection, and potential loss of rental income. The agency works with property owners to structure necessary protection for their real estate investments. Claims assistance and policy reviews are also provided. Its specific services include handling coverage for multi-unit dwellings and single-family rental homes.
JSR Insurance provides landlord insurance agent services for property owners in the Annapolis, MD area. It offers general liability and property coverage policies tailored for rental real estate, helping landlords manage financial risk from tenant damages or weather-related losses. The company assists clients in developing maintenance plans to keep insured properties compliant and habitable. JSR Insurance services single-family homes, small apartment complexes, retail spaces, and local restaurants.
Debbie Hart - State Farm Insurance Agent in Annapolis, MD, serves homeowners, businesses, and property managers seeking coverage for rental properties. The agency provides landlord insurance policies that help protect residential and commercial rental investments from common risks. Services include tailoring coverage for property damage, liability, and potential loss of rental income. Beyond Annapolis, this agent also covers neighboring communities throughout the Anne Arundel County metro area, including nearby Parole and Eastport.
CNR Insurance Inc serves Annapolis, Maryland, and the surrounding communities, specializing in landlord insurance for property owners. The agency handles policies that cover residential rental properties, including protection for structures, liability, and potential loss of rental income. Each policy is tailored to help landlords manage property-specific risks and meet mortgage or association requirements. CNR Insurance Inc approaches a typical job by first reviewing the client's property portfolio and coverage needs, then presenting clear policy options from multiple insurers to address those exposures.
Landlord insurance agents often meet two types of needs: a one-time policy for a single rental property or an ongoing service for a growing portfolio. Coverage typically includes dwelling protection, liability, and loss-of-rent options to safeguard your investment. Based in Annapolis, MD, Goosehead Insurance - Tim Coe operates as a local resource for these essential landlord policies. Their service allows you to schedule property reviews or claims support on an as-needed basis, adapting to your portfolio's current demands.
Old Bay Insurance Agency offers specialized landlord insurance policies for property owners in Annapolis, Maryland. Its agents help secure coverage that protects rental properties from common risks such as fire, theft, and liability claims from tenants or visitors. The firm also assists with general insurance needs, including ensuring policies meet local regulatory requirements for residential income properties. During the winter months, the agency helps landlords address coverage concerns related to frozen pipes or ice dam damage on unoccupied rental units.
Property owners in Annapolis navigating seasonal storm damage or tenant wear often need guidance on protecting their investment. Roslynne Ross: Auto Insurance provides landlord insurance agency services that help local property owners understand coverage options for rental dwellings, liability, and property loss. Their focus is on explaining policy distinctions between standard homeowners and rental property insurance, ensuring clients grasp risk exclusions and replacement cost structures in the Chesapeake Bay area. An initial consultation typically begins with an on-site inspection of the rental unit to assess current hazards and necessary protections.
Built For Life Financial Agency works with property owners in Annapolis to secure landlord insurance policies that address routine risk and unexpected loss. Their specialty offerings help clients protect rental income and add liability safeguards for individual units. Supporting residential landlords remains a primary focus, alongside coverage for commercial spaces such as offices, warehouses, and food service operations.
O’Brien & Associates, based in Annapolis, MD, specializes in landlord insurance agent services. The company helps property owners secure coverage for rental dwellings, including policies that address liability, property damage, and loss of rental income. Its work supports both single-family rentals and multi-unit properties across the region, offering tailored risk management for local real estate investors. For added protection, O’Brien & Associates can assist with umbrella liability policies to cover high-value portfolios beyond standard limits.
Reyes Insurance LLC provides residential landlord insurance services for property owners in Annapolis, Maryland. The agency also offers commercial coverage for larger rental properties and multi‑unit buildings throughout the surrounding Anne Arundel County area. Policies protect against property damage, liability claims, and loss of rental income. The team works closely with landlords to tailor each policy to specific property needs. After an initial policy is in place, they regularly follow up with clients to review coverage before each lease renewal period.
What Does a a Landlord Insurance Agent in Annapolis Cost?
Landlord insurance in Maryland typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental property in Annapolis annual premiums often range from 800 to 2,500 dollars. Factors like property age location and coverage limits affect the final price. This is general information not insurance advice.
About landlord insurance agents in Annapolis
Landlord insurance agents in Annapolis Maryland help property owners protect their rental investments with specialized coverage. Maryland law requires landlords to maintain certain property standards and liability protections. An agent can guide you on policies that address local risks such as coastal weather and tenant liability.
Frequently Asked Questions
What does a landlord insurance agent in Annapolis do?
A landlord insurance agent helps you find a policy that covers your rental property in Annapolis. They assess your specific needs like dwelling coverage liability protection and loss of rental income. They also explain how Maryland laws affect your insurance requirements.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance but most mortgage lenders do require it. Without coverage you risk financial loss from property damage or liability claims. An agent can help you meet lender requirements and protect your investment.
What factors affect landlord insurance cost in Annapolis?
Costs depend on the propertys location age and value as well as the coverage limits and deductibles you choose. Annapolis properties near the water may have higher rates due to flood and storm risks. Your agent can provide quotes tailored to your specific property.
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