The top-rated landlord insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, OakPoint Insurance. This directory lists 12 landlord insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 5 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 6 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 7 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 8 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
| 9 | Glascock & Meenan Insurance | 85 Sherry Ln suite 2 b | (410) 535-0222 |
| 10 | World Insurance Associates LLC | 301 Steeple Chase Dr # 106 | (301) 855-9393 |
Wayne Shoemaker - State Farm Insurance Agent serves Prince Frederick and surrounding Calvert County, specializing in landlord insurance solutions. The agency helps property owners protect rental investments through tailored coverage options. It evaluates risks specific to residential landlord properties, such as liability exposures and building damage. Wayne Shoemaker and the team work with landlords to secure policies that address property protection and income continuity needs in this area. The agency handles landlord insurance for single-family rentals and multi-unit residential properties.
Mike Paxson - State Farm Insurance Agent in Prince Frederick, MD, provides landlord insurance for residential and commercial property owners. Services include coverage for buildings, liability protection, and loss of rental income. It offers customized policies to address property maintenance risks and tenant-related issues. The agency assists with policy reviews and claims support to help landlords secure their investments. It services single-family homes, apartments, retail spaces, and restaurants.
Midtown Insurance Group, LLC, An Erie Insurance Agency in Prince Frederick, Maryland, serves landlords and property investors throughout the region. It offers insurance coverage specifically designed for residential rental properties, helping owners manage risks related to tenant occupancy and property damage. Policy options typically include building and liability protection, along with loss of rental income. The agency’s advisors work to explain coverage details and tailor policies to individual needs. Its service area also extends into the surrounding communities such as Lusby to the south.
OakPoint Insurance in Prince Frederick, MD distinguishes between one-time and recurring service options for landlord insurance clients. Its coverage typically addresses property damage, liability protection, and loss of rental income specific to residential rentals in the area. The company provides detailed consultations to help property owners understand policy structures before selecting a service mode. Service for landlord insurance agents is offered on a one-time, scheduled, or as-needed basis depending on individual property management cycles.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities of Calvert County, specializing in policies tailored for residential and commercial property owners who rent their spaces. The agency handles a full range of landlord insurance needs, including coverage for dwelling protection, liability claims, and loss of rental income. To manage a typical client's job, it examines each property's unique risk profile before recommending specific policy options from its available carriers.
With summer storms frequent in Prince Frederick, rental property owners must ensure their coverage is ready to support them. CoreSafe Insurance LLC specializes in landlord insurance, assisting property holders in selecting policies that address liability and structural protection needs. Their representatives review different plan options to align coverage with each rental property’s unique situation. An initial consultation includes a thorough inspection of the property’s condition to provide an accurate assessment.
Easy Insurance Service MD provides specialized landlord insurance services in Prince Frederick, MD, including coverage for rental properties, liability protection, and property damage policies. It also offers general insurance guidance for property owners seeking to manage risk effectively. This firm helps landlords address common concerns such as tenant-related claims or unforeseen maintenance issues. During winter months, it assists with policies that cover hazards like frozen pipes or roof damage, ensuring continuous protection for income properties.
Nationwide Insurance: R&G Insurance Associates Inc in Prince Frederick, MD, works with property owners to secure coverage for rental dwellings. The agency also offers specialized endorsements that can protect against specific liability exposures and loss of rental income. As a landlord insurance agent, it helps clients balance coverage with cost for residential units. The commercial sectors it can serve include offices, warehouses, and food service operations.
Glascock & Meenan Insurance serves residential landlords in Prince Frederick, Maryland, helping property owners secure coverage for rental homes and condominiums. The agency also offers commercial landlord protection for multi-unit and mixed-use properties throughout the surrounding county. Tailoring policies to meet local rental regulations, the firm helps clients manage liability, property damage, and loss-of-income risks. Between routine renewals, clients can reach the office for policy adjustments or claim follow-up, ensuring consistent support without lengthy gaps in service.
World Insurance Associates LLC in Prince Frederick, MD is known for providing comprehensive landlord insurance solutions tailored to property owners in the area. It offers a full range of coverage options designed to protect rental properties from common risks such as property damage, liability claims, and loss of rental income. Agents work closely with clients to assess individual property needs and identify appropriate policy levels. The company also specializes in assisting landlords with policy completion for properties subject to homeowners association requirements or coastal zone regulations.
What Does a a Landlord Insurance Agent in Prince Frederick Cost?
Landlord insurance costs in Maryland vary based on property value, location, and coverage limits. For a typical single-family rental in Prince Frederick, annual premiums range from 800 to 1,500 dollars. Multi-unit properties or older homes may cost more. An agent can provide a personalized quote after reviewing your property details. This is general information and not insurance advice.
About landlord insurance agents in Prince Frederick
A landlord insurance agent in Prince Frederick Maryland can help property owners protect their rental investments. Maryland law requires landlords to maintain certain coverages, and a local agent understands the specific risks in Calvert County. Working with an agent ensures you meet state requirements and get the right policy for your rental property.
Frequently Asked Questions
What does landlord insurance cover in Prince Frederick Maryland?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Maryland, policies may also include coverage for fire, theft, and weather damage common to the region. An agent can explain additional options like flood insurance for properties near the Chesapeake Bay.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders do require it. Additionally, having liability coverage is strongly advised to protect against tenant injury claims. An agent can help you understand what coverage levels are appropriate for your property.
How much does landlord insurance cost in Prince Frederick?
Costs for landlord insurance in Maryland typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Prince Frederick, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the final price.
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