The top-rated landlord insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 822 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Renita Prevot - State Farm Insurance Agent. This directory lists 23 landlord insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Renita Prevot - State Farm Insurance Agent | 10815 Reisterstown Rd | (410) 356-1157 |
| 5 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 6 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 7 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 8 | John Kneisly - State Farm Insurance Agent | 10811 Red Run Blvd Ste 102 | (443) 273-3340 |
| 9 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
| 10 | Ari Litzman: Allstate Insurance | 9505 Reisterstown Rd Ste 2nc | (410) 559-2319 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, MD area, specializing in landlord insurance for property owners. The agency provides essential coverage to protect rental buildings and investment properties from common financial risks. Standard policies typically address liability issues, property damage, and potential revenue loss associated with tenant turnover. Renters and small-scale owners alike receive guidance tailored to local housing regulations. Specific policies that Kofi Thomas Amet handles include dwelling fire insurance and loss of rental income coverage.
Joe Ruggiero, a State Farm Insurance agent in Owings Mills, MD, offers a range of landlord insurance services designed to protect rental property investments. Policies typically cover property damage, liability, and loss of rental income, with options to tailor coverage to specific needs. Maintenance services are available to address ongoing property upkeep requirements, helping landlords manage routine repairs. The agency services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Luray Insurance of Baltimore serves homeowners, businesses, and property managers seeking landlord coverage in Owings Mills, MD. The agency assists clients with policies tailored for rental properties, addressing liability protection, dwelling coverage, and loss of rental income needs. Landlords working with this provider can expect guidance on typical local risks and insurance requirements for residential or commercial rentals. Its services also extend to property managers overseeing multiple units. The surrounding community of Reisterstown and other parts of Baltimore County frequently utilize its landlord insurance expertise.
Renita Prevot, operating as a State Farm Insurance Agent, serves Owings Mills and nearby Maryland communities as a landlord insurance specialist. The agency handles comprehensive coverage plans designed to protect rental property investments, addressing both property damage and liability concerns. For a typical job, the agency begins with a detailed review of the property’s risk factors and rental structure, then customizes a policy to match the landlord’s specific exposure and financial needs.
Ashley Nguyen, a State Farm Insurance agent in Owings Mills, MD, distinguishes between one-time policy setups and recurring annual renewal plans for landlord clients. Her coverage protects rental properties from common perils, offering liability protection for property owners. Comprehensive policies can address both tenant-related incidents and structural damages. These services operate on a scheduled annual basis, with renewals managed each policy term to maintain ongoing protection for residential income properties.
Woodhome Insurance provides specialized landlord insurance policies for property owners in Owings Mills, MD, offering coverage tailored to rental dwellings. It also handles general services such as policy reviews, claims assistance, and risk assessments for residential investment properties. With the changing seasons, it helps landlords address weather-related exposures, including damage from winter freezes or summer storms, ensuring rental income protection despite unforeseen events.
BTJ Insurance Inc in Owings Mills, MD assists property owners with securing coverage tailored to the unique risks of renting out residential units. This includes liability protections against tenant injuries or property damage and policies for loss of rental income when a unit becomes uninhabitable. They also recommend additional endorsements such as coverage for vandalism or landlord furnishings. Their expertise extends to commercial properties as well, serving clients who need policies for office spaces, warehouses, and food service establishments.
John Kneisly - State Farm Insurance Agent provides residential landlord insurance services for property owners in the Owings Mills, Maryland area. Commercial coverage is also available to protect rental properties. The agency serves landlords within the local community, offering policies tailored to rental property risks. After an initial policy is set, clients can expect helpful follow-up and repeat service between regular visits to address any questions or adjust coverage as their rental portfolio changes.
Hankoff Insurance Group Inc in Owings Mills, MD is known for providing tailored landlord insurance agent services to local property owners. The company assists with policies that cover rental dwellings, from single-family homes to multi-unit buildings. Clients receive guidance on property damage protection and liability coverage. Policies often address loss of rental income during repairs. As a specialty service, the agency can add on coverage for landlord furnishings or appliances.
As the leaves begin to change in Owings Mills, many property owners start reviewing their insurance needs before winter storms arrive. Ari Litzman: Allstate Insurance offers specialized landlord insurance policies designed to protect rental properties and investment income. The agency focuses on helping local landlords secure appropriate coverage for their specific buildings, considering factors like property age and tenant liability. A consultation typically begins with a thorough walkthrough of the rental property and a complete assessment of all existing structures on the lot.
What Does a a Landlord Insurance Agent in Owings Mills Cost?
Typical landlord insurance in Maryland costs between 15 and 30 percent more than standard homeowners insurance. For a single rental property, annual premiums often range from 700 to 1,500 dollars depending on the property value, location in Owings Mills, and coverage limits. Costs increase for older buildings or properties with higher liability risks. This is general information and not insurance advice.
About landlord insurance agents in Owings Mills
Landlord insurance agents in Owings Mills Maryland help rental property owners secure coverage for their buildings and liability risks. Maryland law requires landlords to maintain certain property standards, and a good insurance policy can protect against losses from fire, weather damage, or tenant injury. Working with a local agent ensures you understand how Maryland landlord-tenant laws affect your coverage needs.
Frequently Asked Questions
What does a landlord insurance agent in Owings Mills do?
A landlord insurance agent helps you find a policy that covers your rental property structure, lost rental income, and liability protection. They review your specific property type and location in Owings Mills to recommend appropriate coverage limits.
Is landlord insurance required by law in Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders require it. Without coverage you could face major financial loss from property damage or a lawsuit from a tenant.
How does Maryland law affect landlord insurance needs?
Maryland has strict habitability laws and a 14-day notice requirement for lease violations. Landlord insurance can cover legal defense costs if a tenant sues over unsafe conditions or wrongful eviction.
Landlord Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie · Hagerstown · Lanham