The top-rated landlord insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, Laurel Insurance Center placas y seguro, Debbie Murphy - State Farm Insurance Agent. This directory lists 21 landlord insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 4 | Debbie Murphy - State Farm Insurance Agent | 7530 Montpelier Rd Suite 105 | (301) 604-0038 |
| 5 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 6 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 7 | Jessica Iglesias: Allstate Insurance | 511 4th St | (301) 683-0470 |
| 8 | Lucy Sanchez: Allstate Insurance | 3450 Fort Meade Rd Ste 106 | (301) 850-5030 |
| 9 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
| 10 | Kathy Fowler - State Farm Insurance Agent | 510 4th St | (301) 369-0507 |
State Farm: Adam Herndon serves the Laurel, Maryland area as a local landlord insurance agent. The agency provides specialized coverage policies tailored for property owners who lease residential or commercial units. Landlord insurance typically protects against building damage, liability claims, and lost rental income due to covered perils. Adam Herndon’s office helps clients select appropriate property protection and liability solutions according to their individual rental portfolios. It handles coverage needs such as dwelling fire policies and loss of rent endorsements.
Simmerer Insurance provides a full range of landlord insurance services for property owners in Laurel, Maryland. Their offerings include coverage for property damage, liability, and loss of rental income. They assist clients by helping them understand policy options and adjust coverage as needs change. Maintenance and service plans are available to support long-term property preservation and risk management. The agency works with properties such as single-family homes, apartment buildings, retail spaces, and restaurants.
Laurel Insurance Center placas y seguro serves homeowners, businesses, and property managers in Laurel, Maryland, seeking comprehensive landlord insurance coverage. It provides policies tailored to protect rental properties from common risks, including liability claims and property damage. The agency works with clients to identify appropriate coverage levels for their specific investment properties. Its services also extend to neighboring communities within the greater Washington, D.C., metro area, such as Columbia and Greenbelt.
Debbie Murphy - State Farm Insurance Agent in Laurel, MD, helps clients distinguish between single-purchase landlord policies for short-term coverage and ongoing plans that renew annually. For each option, the agency covers property damage, liability protection, and loss of rental income. Service arrangements depend on the client’s property-management schedule, whether they need a one-time policy for a single rental season or regular renewal dates for long-term holdings. Routine consultations occur as needed when policyholders acquire new properties or face changes in tenant occupancy.
Jennifer Smigal - State Farm Insurance Agent serves Laurel, Maryland, and the surrounding communities in Prince George’s and Howard counties. The agency handles landlord insurance policies designed to protect rental properties and their owners from common financial risks. Services include coverage for property damage, liability protection, and income loss due to tenant vacancies or lease interruptions. To handle a typical job, the agency first conducts a thorough review of the property’s condition and the landlord’s specific needs, then customizes a policy recommendation that balances adequate protection with affordability.
Mid Atlantic Insurance Financial in Laurel, Maryland offers landlord insurance agent services, helping property owners secure coverage for rental dwellings and investment properties. It works with local clients to find policies that address liability protection and property damage. The agency assists with routine risk management and new policy acquisitions throughout the year. As winter approaches, it often helps landlords address concerns about freeze-related pipe bursts and snow damage to rental roofs.
As Southern Maryland property owners face spring storms and seasonal maintenance demands, a reliable landlord insurance agent can make a critical difference. Jessica Iglesias: Allstate Insurance in Laurel offers policies that help protect rental properties and income streams. Agents work closely with landlords to assess coverage for liability, property damage, and loss of rent exposures. Clients typically begin with a thorough review of their property’s unique risks and current coverage gaps, followed by a scheduled inspection of the rental premises to document condition and safety features before finalizing a policy.
Lucy Sanchez: Allstate Insurance provides property coverage tailored for residential and commercial landlords operating in Laurel, MD. Specialty add-ons offered include protection for loss of rental income, vandalism, and weather-related structural damage common to the Mid-Atlantic region. The agency serves diverse commercial sectors such as office buildings, warehouses, and food service establishments needing liability and equipment breakdown endorsements.
CNR Insurance Inc serves Laurel, Maryland, and the surrounding communities, addressing the specialized insurance needs of property owners who rent out residential or commercial units. It handles landlord insurance policies that protect against rental income loss, property damage, and liability claims common in this region. To manage a typical job, the company first reviews the specific rental property details and the landlord's coverage requirements before tailoring a policy that mitigates financial risks associated with tenant occupancy.
Kathy Fowler, as a State Farm Insurance Agent serving Laurel, Maryland, assists local property owners with tailored landlord insurance policies for their residential rental properties. The agency also addresses commercial coverage needs for small business landlords in the area. Concentrating on the greater Laurel region, clients receive guidance on protecting their real estate investments. Property owners often return for periodic policy reviews or when adding new units, ensuring consistent coverage between regular visits.
What Does a a Landlord Insurance Agent in Laurel Cost?
The cost of landlord insurance in Maryland typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Laurel, expect to pay between 800 and 1,500 dollars per year, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Laurel
A landlord insurance agent in Laurel, Maryland helps property owners protect their rental investments. Maryland law requires landlords to maintain specific property standards, and proper insurance can cover liability and property damage. Local agents understand the unique risks for rentals in Prince Georges County and the surrounding area.
Frequently Asked Questions
What does landlord insurance cover in Maryland?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Maryland, policies may also cover legal costs if you need to evict a tenant or defend against a lawsuit.
Is landlord insurance required in Laurel Maryland?
Maryland does not legally require landlord insurance, but most mortgage lenders will require it. Without coverage, you are personally liable for property damage and tenant injuries, which can be very costly.
How do I choose a landlord insurance agent in Laurel?
Look for an agent who specializes in rental properties and understands Maryland landlord-tenant laws. Ask about coverage for vacant units, flood zones in Laurel, and liability limits that meet local requirements.
Landlord Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie · Hagerstown · Lanham