The top-rated landlord insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Treworgy and Baldacci Portland, Cassandra Mancuso, Bankers Life Agent. This directory lists 12 landlord insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Treworgy and Baldacci Portland | 25 Spring St | (207) 553-2190 |
| 4 | Cassandra Mancuso, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 5 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 6 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 7 | Miller Associates | 636 US-1 Ste JA | (207) 510-6301 |
| 8 | Maine Health Solutions | 136 US-1 | (866) 228-5677 |
| 9 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
| 10 | Hagerman Insurance | 162 US-1 | (207) 883-1411 |
Michelle Raber’s State Farm Insurance Agency in Scarborough, Maine, offers a full range of landlord insurance products, including property damage, liability coverage, and loss of rental income protection. It provides customizable service plans to help property owners manage policy reviews and update coverage as their rental portfolios evolve. The agency serves properties such as single-family homes, apartments, retail spaces, and restaurants.
Foy Insurance, A Division of World serves homeowners and property managers in Scarborough, Maine who need tailored insurance coverage for their rental properties. The agency provides landlord policies designed to protect against common risks such as property damage and liability claims. Its team works with local property owners to help secure appropriate coverage for single-family homes, apartments, and small commercial rental buildings. This insurance agency also serves the greater Portland metropolitan area.
Treworgy and Baldacci Portland serves Scarborough, Maine, and the surrounding communities, handling landlord insurance policies for local property owners. This agent covers the specific risks rental property owners face, such as property damage, liability claims, and loss of rental income. For a typical job, the agent works by first assessing a client’s property portfolio and coverage needs, then comparing policy options to address those requirements efficiently.
For landlord insurance, clients can engage Cassandra Mancuso, a Bankers Life agent in Scarborough, ME, for either a single policy purchase or ongoing coverage adjustments as property portfolios change. This agency provides general liability, property damage, and loss-of-rent protections tailored to local rental properties. Services are available on an as-needed basis for new acquisitions or annual policy renewals, rather than a recurring scheduled visit.
Varney Agency, based in Scarborough, Maine, is recognized for specializing in landlord insurance services. The agency assists property owners in protecting rental dwellings within the local area. Its coverage typically addresses common risks such as property damage from fire or storm, liability protection for accidents on rental premises, and loss of rental income. This office can also help landlords add a package for coverage against damage caused by tenant vandalism or theft, providing a more complete plan for rental property investments.
Sentinel Insurance Agency in Scarborough, ME, specializes in landlord-focused insurance policies, offering coverage for property damage, liability protection, and rental income loss for residential or small commercial properties. The agency works closely with local landlords to design policies that meet individual portfolio needs. As the winter season approaches in Maine, it helps property owners address risks from frozen pipes, ice dam damage, and snow-related structural strain, ensuring consistent coverage during harsh weather conditions.
Miller Associates provides landlord insurance services in Scarborough, Maine, focusing on property protection for rental owners. The company offers specialized coverage options that can address liability concerns and property damage common to leased buildings. Its policies are designed to help landlords manage risks associated with residential and commercial tenants. The agency assists clients who operate various commercial sectors, including offices, warehouses, and food service establishments.
Maine Health Solutions provides residential landlord insurance services in Scarborough, Maine. The company also offers commercial coverage options for rental properties in the area. Their work focuses on protecting property owners from common risks associated with leasing. Policies typically address liability, property damage, and income loss. Serving landlords locally, they aim to help clients manage insurance needs between regular property visits. This allows for straightforward follow-up and renewal support as circumstances change on each property.
As the harsh winter months approach in Scarborough, property owners face increased risks of frozen pipes and ice dam damage. Bankers Life assists landlords with tailored insurance policies that address these common seasonal concerns. Their services help protect rental investments against liabilities and property losses specific to the region. A thorough consultation process begins with a detailed evaluation of each building’s unique exposure to Maine’s coastal weather patterns. An initial property inspection is then scheduled to assess current preventive measures and determine appropriate coverage levels.
Hagerman Insurance serves Scarborough and surrounding areas in Cumberland County as a Landlord Insurance Agent. The agency helps property owners secure policies that cover rental dwellings and other residential income properties. Landlord insurance typically addresses risks like property damage, liability protection, and loss of rental income. Hagerman Insurance handles policies tailored for single-family rental homes and multi-unit apartment buildings in this region.
What Does a a Landlord Insurance Agent in Scarborough Cost?
Typical landlord insurance in Maine costs between 300 and 800 dollars per year for a single-family rental. Factors include property location age and coverage limits. Coastal properties in Scarborough may have higher premiums due to storm risk. This is general information not insurance advice.
About landlord insurance agents in Scarborough
Landlord insurance agents in Scarborough Maine help property owners protect their rental investments with tailored policies. Maine law requires landlords to maintain certain safety standards and liability coverage for residential rentals. An agent can explain how local ordinances and Maine insurance regulations affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Scarborough Maine?
Landlord insurance typically covers property damage liability loss of rental income and medical payments for tenant injuries. In Maine policies may also include coverage for frozen pipes or snow damage which are common risks.
Is landlord insurance required by law in Maine?
Maine does not legally require landlord insurance but most mortgage lenders mandate it. Without coverage you could be personally liable for tenant injuries or property damage under Maine premises liability laws.
How do I choose a landlord insurance agent in Scarborough?
Look for an agent who specializes in rental properties and understands Maine insurance laws. Ask about policy exclusions for older homes or seasonal rentals which are common in Scarborough.