The top-rated landlord insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 11 landlord insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
| 10 | NFP, an Aon company | 681 Sabattus St | (207) 784-9358 |
Lisa Laliberte - State Farm Insurance Agent serves the Lewiston, Maine area, offering insurance solutions for rental property owners in the region. The agency helps landlords protect their investment properties with customized liability coverage. Policies are designed to cover damages to the rented structure and loss of rental income. The agent works with clients to assess risks specific to local properties. Services include coverage for multi-unit dwellings, single-family rentals, and vacant homes under renovation. The agency specifically handles dwelling fire insurance and personal liability protection for landlords.
Sam Francis - State Farm Insurance Agent in Lewiston, ME, offers landlord insurance coverage designed to protect rental property investments and mitigate liability risks. Its services include policies for property damage, loss of rental income, and general liability. General maintenance plans are available to help landlords manage ongoing property upkeep and risk prevention. This agency services a variety of property types, including single-family homes, multi-unit apartments, retail spaces, and restaurants.
Deanna Lynn - State Farm Insurance Agent in Lewiston, Maine provides landlord insurance coverage for property owners and real estate investors safeguarding rental homes and multi-unit dwellings. Policies offered include protection for the physical structure, liability coverage for tenant injuries, and loss of rental income if a property becomes uninhabitable. Tailored solutions address the specific risks of managing leased residential properties in the area. The agency also extends its landlord insurance services to property managers and homeowners in nearby Auburn.
Serving Lewiston, Maine, and its surrounding communities, The Champoux Insurance Group handles landlord insurance policies for rental property owners. It works to protect a range of residential rental dwellings. Coverages address property damage from common perils and liability risks associated with tenant-occupied homes. The company typically assesses each client's specific portfolio to provide recommendations that align with local risk factors in the region.
Mark Arneault Insurance Agency in Lewiston, ME offers both one-time policies for short-term rental situations and scheduled annual coverage for ongoing landlord operations. Their landlord insurance agent services typically cover property damage, liability protection, and potential loss of rental income. Standard policies address risks common to local residential and commercial rental properties. Service for this agency primarily runs on a scheduled basis, allowing landlords to arrange regular policy reviews and updates as their portfolio changes over time.
D&H Insurance provides specialty services tailored for landlords in Lewiston, ME, including coverage for rental properties and liability protection. As a landlord insurance agent, it handles policies designed to safeguard income properties against common risks such as fire damage and vandalism. General service work includes assisting property owners in evaluating their unique coverage needs and navigating policy options. When winter storms threaten local roofs and pipes, it helps landlords secure protection against freeze-related water damage and snow load claims.
Cross Insurance offers specialized landlord insurance services, including customizable policies designed to cover rental properties. It provides property protection and general liability solutions, along with risk management guidance tailored to property owners in Lewiston, Maine. The company assists landlords to protect their investments, helping them address repair expenses and tenant-related incidents. During Maine’s harsh winters, it helps manage concerns about frozen pipes, snow damage, and liability if a renter is injured on a walkway.
With winter storms often causing damage to rental properties in Lewiston, landlords require reliable insurance coverage for their investments. Bilodeau Insurance Agency handles these specific needs, offering policies that protect against weather-related losses, liability issues, and tenant property damage. The agency reviews each rental property individually to determine appropriate coverage levels for local housing stock. This initial assessment of the building's age, construction type, and current condition is performed before any policy is presented.
As a landlord insurance agent in Lewiston, ME, this company helps property owners protect their rental investments from common risks such as fire, water damage, and liability claims. For specialized coverage, it offers tailored policies that can include loss of rent protection and landlord-specific legal expense coverage. These policies are written to address the unique needs of both residential and commercial rental properties, including offices, warehouses, and food service establishments.
NFP, an Aon company in Lewiston, ME, provides landlord insurance agent services for residential rental properties, addressing the specific needs of local property owners. Commercial coverage options are also available to extend protection to larger holdings or mixed-use buildings throughout the broader region. The agency works with tenants and owners to tailor policies that meet legal requirements and occupancy standards. Follow-up support for adjustments or re-service requests is offered between regular visits, ensuring coverage remains current with changing rental agreements.
What Does a a Landlord Insurance Agent in Lewiston Cost?
Landlord insurance in Maine typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Lewiston, annual premiums often range from 800 to 1,500 dollars depending on property age and coverage limits. Multi-unit properties may cost more. This is general information and not insurance advice.
About landlord insurance agents in Lewiston
A landlord insurance agent in Lewiston Maine helps property owners protect their rental investments. Maine law requires landlords to maintain safe premises under the implied warranty of habitability, and a proper policy covers liability and property damage. Working with a local agent ensures your policy meets city codes and state regulations specific to Androscoggin County.
Frequently Asked Questions
What does landlord insurance cover in Lewiston Maine?
Landlord insurance typically covers property damage from fire or weather, liability for tenant injuries, and loss of rental income. In Maine, policies often include coverage for frozen pipes during winter. An agent can tailor a policy to your specific rental property in Lewiston.
Is landlord insurance required by law in Maine?
Maine does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk paying out of pocket for damages or liability claims. A local Lewiston agent can explain what coverage meets your lender requirements.
How do I choose a landlord insurance agent in Lewiston?
Look for an agent with experience insuring rental properties in Maine. Ask about their knowledge of local risks like winter weather and older building stock in Lewiston. Compare quotes from multiple agents to find coverage that fits your property needs.
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