The top-rated landlord insurance agent in Skokie, Illinois is Tony Kang: Allstate Insurance, rated 4.8 stars across 512 reviews. Other highly rated options include Calvin Lam - State Farm Insurance Agent, Adriana Deaconu Agency Inc American Family Insurance, Heil & Heil Insurance Agency LLC. This directory lists 19 landlord insurance agents serving Skokie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Kang: Allstate Insurance | 8009 Kenton Ave | (847) 674-7000 |
| 2 | Calvin Lam - State Farm Insurance Agent | 4905 Old Orchard Shopping Ctr Ste 518 | (847) 423-2680 |
| 3 | Adriana Deaconu Agency Inc American Family Insurance | 8013 Lincoln Ave | (847) 763-1008 |
| 4 | Heil & Heil Insurance Agency LLC | 5215 Old Orchard Rd #300 | (847) 866-7400 |
| 5 | The Insurance People | 5225 Old Orchard Rd Suite 8 | (773) 697-8082 |
| 6 | Heeyoung Kim - State Farm Insurance Agent | 5012 Dempster St | (847) 983-0585 |
| 7 | Danny Chung - State Farm Insurance Agent | 4656 Church St | (224) 534-0957 |
| 8 | North Shore Risk Management, LLC | 5215 Old Orchard Rd #810 | (847) 579-5440 |
| 9 | Rob Apostolakis - State Farm Insurance Agent | 3608 Dempster St | (847) 677-9920 |
| 10 | Kanji Insurance Financial Service Since 1990 | 3921 W Howard St | (773) 262-1145 |
Tony Kang: Allstate Insurance serves the Skokie, Illinois metro area as a local landlord insurance agent. The agency works with property owners who need protection for rental dwellings. Coverages typically include structures, liability, and loss of rental income. Securing the right limits depends on property type and tenancy arrangements. The company customizes policies to account for different risk exposures. It handles replacement cost valuation for residential rental properties, and it assists clients in selecting appropriate loss-of-rents coverage for their investment units.
Calvin Lam - State Farm Insurance Agent in Skokie, IL, provides a comprehensive range of landlord insurance services, including property damage, liability, and loss of income coverage. The agency offers routine policy reviews to ensure coverage aligns with property changes and local regulations. Its risk management plans help property owners mitigate common rental liabilities and weather-related damages. Particular support is available for both long-term lease agreements and short-term tenant arrangements. The agency services single-family homes, apartments, retail spaces, and restaurants in the greater Skokie area.
Adriana Deaconu Agency Inc American Family Insurance serves Skokie, Illinois, and the surrounding communities with landlord insurance coverage. The agency handles the specific property risks associated with rental dwellings, including liability protection and building damage. For each policy, it evaluates the unique features of the rental property and the landlord’s individual exposure to potential losses. The approach involves discussing coverage options with the property owner to tailor a policy that addresses their distinct rental situation, from single-family homes to multi-unit buildings, to meet their financial security needs.
Heil & Heil Insurance Agency LLC in Skokie, IL offers both one-time landlord policies for single claims and recurring comprehensive packages for ongoing rental property portfolios. Coverage is tailored to protect against property damage, liability, and rental income loss while meeting local housing compliance standards. The agency serves property owners by explaining specific exclusions and deductible options for each quote. Service is available on an as-needed basis for consultations, renewals, or new lease amendments.
The Insurance People in Skokie, Illinois, serves property managers and landlords who own residential or commercial rental properties. The agency specializes in crafting landlord insurance policies that address liability protection and coverage for building structures and rental income loss. Policies can be tailored to fit single-family homes, apartment buildings, or mixed-use properties. The firm assists clients in nearby communities throughout the northern Chicago suburbs, including Evanston.
Heeyoung Kim - State Farm Insurance Agent in Skokie, Illinois, specializes in landlord insurance policies for residential and small commercial rental properties. The agency works to secure coverage for dwelling protection, liability risks, and loss of rental income. It also offers general business insurance and auto policies to local property owners and residents. As temperatures drop, the agency often assists landlords with claims related to frozen pipes or ice dam damage affecting tenant-occupied units.
Cold winter months can bring burst pipes that damage rental properties in the Skokie area, leaving landlords with unexpected repair costs and displaced tenants. Danny Chung - State Farm Insurance Agent addresses these risks by tailoring landlord insurance policies that cover property damage, liability, and potential loss of rental income during such emergencies. The company works with local property owners to structure coverage that fits specific building types and lease arrangements. An initial consultation typically involves inspecting the rental unit to assess current protections and identify any coverage gaps.
North Shore Risk Management, LLC, based in Skokie, Illinois, is known for offering tailored coverage options for residential and commercial rental properties. The agency helps landlords secure protection against common risks such as property damage, liability claims, and loss of rental income that arise in the local market. Policies can be adjusted to address the specific needs of individual property owners. The firm specializes in additional endorsements that cover ordinance or law compliance and equipment breakdown.
Rob Apostolakis - State Farm Insurance Agent provides residential landlord insurance for property owners in Skokie, Illinois, and also offers commercial coverage for larger rental buildings. The agency serves landlords throughout the local area with tailored policies. Clients can expect clear assistance with policy reviews and claims as needs arise. This agent routinely follows up after each policy period to adjust coverage for changing rental properties before subsequent visits.
Kanji Insurance Financial Service Since 1990 offers landlord insurance agent services to property owners in Skokie, Illinois. This agency focuses on standard property coverage while also providing specialty add-ons tailored for rental risks. Such protections help landlords manage liabilities from tenants and property damages. The company serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Skokie Cost?
Landlord insurance in Illinois typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Skokie annual premiums often range from 800 to 1500 dollars depending on the property value location and coverage limits. Factors like the age of the property number of units and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Skokie
Landlord insurance agents in Skokie Illinois help rental property owners find policies that protect against property damage liability and lost rental income. Illinois law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Skokie landlords should consider coverage for risks like water damage from aging infrastructure common in the Chicago area.
Frequently Asked Questions
What does landlord insurance cover in Skokie Illinois?
Landlord insurance typically covers the building structure liability for tenant injuries and loss of rental income. It does not cover tenant personal property. Illinois law allows landlords to require tenants to carry renters insurance for their own belongings.
Is landlord insurance required by law in Illinois?
Illinois does not legally require landlords to carry insurance. However most mortgage lenders require a landlord policy for financed rental properties. Skokie property owners should also check their homeowners association rules which may mandate coverage.
How do Illinois landlord liability laws affect insurance needs?
Illinois follows a modified comparative fault rule for liability claims. If a tenant is injured on the property the landlord may be partially responsible. A landlord insurance policy with liability coverage helps protect against lawsuits for injuries caused by unsafe conditions like broken stairs or icy walkways.
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