The top-rated landlord insurance agent in Belleville, Illinois is Kate Elder - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include Medicare Insurance Options LLC, Yaekel & Associates Insurance Services Inc, Krys Jacobs - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Belleville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kate Elder - State Farm Insurance Agent | 1638 Carlyle Ave | (618) 277-7300 |
| 2 | Medicare Insurance Options LLC | 310 E Main St #11 | (618) 310-0344 |
| 3 | Yaekel & Associates Insurance Services Inc | 1915 W Main St | (618) 233-0024 |
| 4 | Krys Jacobs - State Farm Insurance Agent | 1801 S Illinois St | (618) 235-2800 |
| 5 | Brightside Insurance Agency | 719 Centreville Ave | (618) 340-2310 |
| 6 | McKelvey Insurance Group | 2241 Country Rd #3 | (618) 623-0080 |
| 7 | Auffenberg Insurance | 921 S Illinois St | (618) 622-4538 |
| 8 | Elmore Insurance | 307 N Illinois St | (618) 277-8838 |
| 9 | Pufalt-Pauley Insurance Agency | 315 N Illinois St | (618) 233-0034 |
| 10 | Don Forhan: Allstate Insurance | 6909 W Main St | (618) 398-8434 |
Kate Elder - State Farm Insurance Agent serves the Belleville, Illinois metro area, offering landlord insurance policies for property owners. These plans protect rental structures and may cover liability exposures arising from tenant incidents or property damage. The agent assists local landlords in understanding coverage options that address potential income interruptions and building repairs. Specific services include general liability protection for rental properties and dwelling coverage for physical structures.
Medicare Insurance Options LLC serves homeowners and property managers in Belleville, IL who require specialized protection for residential rental properties. This firm assists clients in securing landlord insurance policies tailored to cover buildings, liability, and potential loss of rental income. As a dedicated local agency, it understands the risks associated with leasing homes and duplexes in this community. The company also extends its landlord insurance services to property owners located in nearby O’Fallon and surrounding areas of St. Clair County.
Yaekel & Associates Insurance Services Inc provides landlord insurance coverage, including property protection and liability options, for property owners in Belleville, IL. Its service offerings help clients secure policies that address common risks associated with leasing residential and commercial spaces. The company assists with renewals and adjustments to keep coverage aligned with changing property needs. Yaekel & Associates Insurance Services Inc services single-family homes, apartments, retail, and restaurants.
Krys Jacobs - State Farm Insurance Agent serves the Belleville, Illinois area and its surrounding communities, handling landlord insurance policies for property owners who rent out residential units. This agency works with policies that can help cover the building structure and any attached structures on the rental property. For a typical job, it reviews the specific exposures of each rental property to recommend appropriate liability and property coverage limits tailored to the landlord's needs.
A landlord insurance agent can be engaged for a single policy or on an ongoing advisory basis, shaping coverage to a property owner’s specific needs. Brightside Insurance Agency in Belleville, IL works with local landlords to address risks such as property damage, liability, and loss of rental income. Their service runs on a scheduled basis, such as annual policy reviews and renewals, with additional as-needed consultations for new properties or coverage changes.
McKelvey Insurance Group in Belleville, IL, assists local property owners with general commercial liability and property coverage for their rental investments. They also specialize in tailoring additional protections, such as loss of rent and flood endorsements, that are frequently necessary for landlords. Their policies can help protect financial structures for properties rented to tenants, including office buildings, warehouses, and various food service operations.
Auffenberg Insurance specializes in crafting landlord insurance policies tailored to property owners in Belleville, IL. It provides general coverage for rental dwellings, including protection for the physical structure and liability for tenant-related incidents. Standard policies may also address loss of rental income during repairs. The agent works with property managers and individual landlords seeking local risk solutions. As winter approaches, it helps clients review coverage for potential freeze-related water damage from burst pipes in unoccupied units.
When harsh winter weather threatens older rental properties in Belleville, Elmore Insurance provides local guidance on policies that separate weather-related damage from routine wear and tear. They serve as a dedicated landlord insurance agent, helping clients understand liability and property coverage needs specific to the region. Services begin with an initial consultation that reviews existing policies and property types, followed by an inspection of the rental unit’s current condition to identify any needed adjustments before coverage is finalized.
Pufalt-Pauley Insurance Agency serves residential landlords in the Belleville area with policies protecting rental properties and their owners. Commercial coverage is also available for larger multi-unit buildings or mixed-use spaces throughout the region. Their agents assess individual exposure, helping property owners select appropriate liability and property protection. After a policy is in place, they offer follow-up service to adjust coverage as tenant situations or property conditions change between regular visits, keeping terms aligned with each landlord’s evolving portfolio needs.
Don Forhan: Allstate Insurance is a landlord insurance agent serving property owners in Belleville, IL. The agency assists clients in securing coverage for rental dwellings, including single-family homes and multi-unit properties. Their services encompass policies that protect against property damage, liability claims, and loss of rental income. A specialty service it can add on is coverage for loss of rents during property repairs after a covered claim.
What Does a a Landlord Insurance Agent in Belleville Cost?
Landlord insurance in Illinois typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Belleville annual premiums range from 800 to 1,500 dollars depending on property value location and coverage limits. Larger multi unit buildings may cost 2,000 to 5,000 dollars per year. This is general information and not insurance advice.
About landlord insurance agents in Belleville
Landlord insurance agents in Belleville Illinois help property owners protect their rental investments. Illinois law requires landlords to maintain certain property standards and insurance can cover liability and property damage. Working with a local agent ensures your policy meets Belleville city codes and Illinois landlord tenant regulations.
Frequently Asked Questions
What does landlord insurance cover in Belleville Illinois?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In Illinois policies may also cover vandalism or theft by tenants. An agent can explain specific exclusions for flood or earthquake risks.
Is landlord insurance required by Illinois law?
Illinois does not legally require landlord insurance but most mortgage lenders mandate it for rental properties. Without coverage you could be personally liable for tenant injuries or property damage. An agent can help you meet lender requirements and avoid financial risk.
How do I choose a landlord insurance agent in Belleville?
Look for an agent licensed in Illinois with experience in rental property policies. Check if they offer quotes from multiple carriers and understand local Belleville building codes. Ask about coverage for vacant properties or short term rentals like Airbnb.
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