The top-rated landlord insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, Reese Insurance Group, Roger Beeler - State Farm Insurance Agent. This directory lists 17 landlord insurance agents serving McHenry.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Homan - State Farm Insurance Agent | 4929 W Elm St | (815) 669-5359 |
| 2 | Ryan P. Conway Agency, LLC | 3322 W Elm St | (815) 344-1600 |
| 3 | Reese Insurance Group | 805 Front St | (815) 385-6541 |
| 4 | Roger Beeler - State Farm Insurance Agent | 2636 Schaid Ct | (815) 669-5319 |
| 5 | John Sutton - State Farm Insurance Agent | 3424 W Elm St | (815) 344-6444 |
| 6 | Mary Trejo - State Farm Insurance Agent | 1783 N Richmond Rd | (779) 704-3020 |
| 7 | Petra Kinnerk American Family Insurance | 402 Front St Ste A | (815) 385-2304 |
| 8 | Bill Colbert - State Farm Insurance Agent | 339 Front St | (815) 385-4080 |
| 9 | State Farm Insurance | 3425 W Elm St | (815) 344-6444 |
| 10 | Jason Shreeves - COUNTRY Financial Representative | 607 Front St | (815) 344-2626 |
Dave Homan - State Farm Insurance Agent serves McHenry County from its McHenry, Illinois office, specializing in landlord insurance policies for rental property owners. The agency helps local landlords protect their investments by providing coverage designed for residential rental dwellings. This includes protection for the physical structure of a rented home or apartment building. They also offer tailored liability coverage for claims that may arise from tenant activities on the property. Common policies here include dwelling fire insurance and policies for a single-family rental home.
Ryan P. Conway Agency, LLC provides landlord insurance policies for property owners in the McHenry area. It offers standard coverage options and can arrange periodic policy reviews to address changing needs. Service plans may include risk assessment consultations and claims support coordination. The agency serves a range of residential and commercial properties, including single-family homes, apartments, retail buildings, and restaurants.
Reese Insurance Group serves McHenry and the surrounding communities of northern Illinois. As a landlord insurance agent, it handles coverage for residential rental properties, focusing on policies that address property damage and liability exposure. The company guides property owners through the process of evaluating their specific risks for each rental unit. To complete a typical job, Reese Insurance Group reviews the insurable value of the property and then compares relevant policy options to align coverage with the landlord’s financial needs.
Roger Beeler - State Farm Insurance Agent serves homeowners, residential property owners, and small-scale landlords in McHenry, Illinois, helping them protect rental properties with appropriate coverage. The agency provides guidance on policies that address building damage, liability protection, and loss of rental income, tailoring options to individual property needs. Standard landlord insurance services include assistance with deductibles and replacement cost evaluations for structures. This location also offers support for landlords managing properties in the nearby communities of Johnsburg and Lakemoor.
John Sutton - State Farm Insurance Agent in McHenry, Illinois, provides residential landlord insurance tailored to protect rental properties. Commercial coverage is also available for multi-unit dwellings and small business rental spaces, serving clients throughout McHenry and the surrounding area. The agency helps property owners manage risks associated with tenant occupancy and building maintenance. After an initial policy is established, the agent follows up to review coverage needs, ensuring the protection remains appropriate during regular property visits or lease renewals.
Serving McHenry, Illinois, Mary Trejo - State Farm Insurance Agent provides landlord coverage distinguishing between single-claim and renewal-based policies. The agency handles protection for rental properties against liability, property damage, and lost income. Clients receive guidance on adjusting deductibles and policy limits to match specific rental situations. Service arrangements for consultations and policy reviews are offered on a scheduled or as-needed basis.
Petra Kinnerk American Family Insurance specializes in landlord insurance coverage for local property investors. The agency provides general insurance services to clients throughout the McHenry area, helping property owners protect rental homes and buildings. Standard policies offered include liability protection and dwelling coverage for residential or small commercial rentals. Its work specifically helps landlords address seasonal concerns like winter damage from frozen pipes or ice dams, which can affect unoccupied units and require prompt claims assistance.
As winter approaches in McHenry, property owners face the added risk of frozen pipes and ice damage to their rental units. Bill Colbert - State Farm Insurance Agent offers landlord insurance coverage designed to protect against these seasonal property hazards, tailoring policies to fit the specific needs of local rental property owners. Policies can address liability concerns and potential loss of rental income if a unit becomes uninhabitable. An initial assessment of the property and its unique exposures typically begins with a straightforward consultation to identify the appropriate coverage types.
State Farm Insurance in McHenry, Illinois, is a local agency known for helping landlords protect their rental properties. The service range includes policies that cover dwelling damage, liability, and loss of rental income for residential landlords. In a community like McHenry, such coverage addresses risks from tenant issues to weather events. For added protection, the agency can also offer an umbrella policy to extend liability coverage beyond standard limits.
Serving the McHenry, Illinois area, this independent agency works with property owners to secure coverage for rental dwellings. The focus is placed on protecting investment properties from common income disruptions and liability risks. Additional policy options may extend to cover loss of rental income or vandalism by tenants. By understanding local rental market conditions, the business helps landlords assess appropriate coverage levels. This support can further be adapted for commercial property types, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in McHenry Cost?
Landlord insurance in Illinois typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in McHenry you might pay between 800 and 1,500 dollars per year depending on property value location and coverage limits. Multi-unit properties or older homes may cost more. This is general information and not insurance advice.
About landlord insurance agents in McHenry
Landlord insurance agents in McHenry Illinois help rental property owners find policies that cover property damage liability and lost rental income. Illinois law does not require landlord insurance but mortgage lenders often mandate it and it protects against common risks like fire or tenant injury. Local agents understand McHenry County property values and can tailor coverage to your specific rental situation.
Frequently Asked Questions
What does landlord insurance cover in McHenry Illinois?
Landlord insurance typically covers the building structure liability for tenant injuries and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings so tenants should get renters insurance. Illinois law does not mandate this coverage but it is strongly recommended.
Is landlord insurance required by Illinois law?
Illinois law does not require landlord insurance. However mortgage lenders usually require a landlord policy for rental properties. Without it you could be personally liable for damages or lawsuits from tenants or visitors. An agent can help you meet lender requirements and protect your assets.
How do I choose a landlord insurance agent in McHenry?
Look for an agent who specializes in rental property insurance and knows McHenry County market conditions. Ask about coverage for specific risks like water damage from frozen pipes common in Illinois winters. Compare quotes from multiple agents to find a policy that fits your property and budget.
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