The top-rated landlord insurance agent in Lombard, Illinois is Omar Torres - State Farm Insurance Agent, rated 4.9 stars across 127 reviews. Other highly rated options include Thomas Revish, Jr. - State Farm Insurance Agent, Concklin Insurance Agency Inc, Farmers Insurance - Jason Gonzalez. This directory lists 19 landlord insurance agents serving Lombard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Torres - State Farm Insurance Agent | 432 W 22nd St | (630) 620-8400 |
| 2 | Thomas Revish, Jr. - State Farm Insurance Agent | 1919 Highland Ave Ste C108 | (630) 620-7373 |
| 3 | Concklin Insurance Agency Inc | 240 S Westmore-Meyers Rd | (630) 268-1600 |
| 4 | Farmers Insurance - Jason Gonzalez | 415 E Roosevelt Rd | (630) 953-5131 |
| 5 | The Nolan Agency Inc | 911 S Main St | (630) 629-2110 |
| 6 | State Farm - Nick Janet, Agent | 342 E North Ave | (630) 627-1679 |
| 7 | Ryan Horan - State Farm Insurance Agent | 1000 S Rohlwing Rd Ste 7 | (847) 258-4800 |
| 8 | Farmers Insurance - Nathan Thurner | 911 Parkview Blvd | (630) 780-4422 |
| 9 | Julie Guenther - State Farm Insurance Agent | 700 S Main St | (630) 268-1818 |
| 10 | Loquercio Services Inc | 1919 S Highland Ave #300-B | (630) 271-0442 |
Omar Torres - State Farm Insurance Agent serves the Lombard, Illinois area and surrounding communities. As a landlord insurance agent, the company provides policies tailored for residential rental property owners. Their services address common risks such as property damage, liability coverage, and lost rental income. The agency helps landlords select protection plans suited to single-family homes and small multi-unit buildings. They handle both all-peril policies for physical structures and optional water backup coverage.
Thomas Revish, Jr. - State Farm Insurance Agent provides landlord insurance services for property owners in the Lombard area. Its service plans help protect rental investments against common property and liability risks. Maintenance plans may include coverage options for building repairs and tenant-related incidents. The agency coordinates claims support to streamline the process for clients. It services a range of properties such as single-family homes, apartments, retail spaces, and restaurants.
Concklin Insurance Agency Inc serves Lombard, Illinois, and the surrounding communities, handling landlord insurance for property owners in the area. It covers policy needs such as dwelling protection, liability coverage, and loss-of-rent provisions that help manage risks associated with rental properties. Its general approach involves assessing each client's specific property portfolio and recommending coverage options that align with local building costs and rental market conditions. To handle a typical job, it begins with a detailed review of the client's current leases and property structures before presenting tailored insurance solutions.
Farmers Insurance - Jason Gonzalez in Lombard, IL serves homeowners, businesses, and property managers seeking landlord insurance coverage. It offers policies designed to protect rental properties from common risks in the area, including liability and property damage. The agency works with local landlords to structure insurance plans that meet various property needs. Its services extend to neighboring communities within DuPage County and the broader Chicago metro region.
The Nolan Agency Inc in Lombard, IL specializes in policies tailored for residential and commercial rental property owners. It provides protection against property damage from fire, storms, and vandalism along with liability coverage for tenant injuries. The agency also handles structural loss assessments and loss of rental income claims. Its general landlord insurance work includes reviewing current coverage limits and addressing gaps in existing plans. Each winter, it helps local investors evaluate policies for potential freeze-related damage to vacant units.
Whether a landlord needs a single policy or ongoing coverage for multiple rentals, this agency provides tailored protection for property owners in Lombard. Landlord insurance typically covers the building structure, liability for common areas, and potential loss of rental income if a unit becomes uninhabitable. Personalized guidance helps in selecting appropriate limits and deductibles, ensuring the policy matches specific risk factors. Service arrangements are handled on a one-time, scheduled, or as-needed basis depending on the client's property portfolio and renewal preferences.
With the rainy spring season often threatening older rental properties in Lombard, Ryan Horan – State Farm Insurance Agent provides tailored landlord policies designed to protect property owners from weather-related damage and tenant liability. The agency focuses on matching each building’s unique risk profile with appropriate dwelling coverage, loss-of-rent provisions, and liability protection. As a local representative of a national carrier, the office works to clarify policy terms and exclusions during the quoting process. A dedicated agent will schedule a walk-through inspection of the property before finalizing coverage details.
Farmers Insurance - Nathan Thurner provides landlord insurance solutions for property owners in the Lombard, IL area. The agency specializes in coverage for residential rental properties and can add tailored endorsements for liability protection and loss of rental income. It assists commercial clients with risk management policies suited to various business properties. The agency serves commercial sectors including offices, warehouses, and food service operations.
Julie Guenther - State Farm Insurance Agent in Lombard, IL provides residential landlord coverage for single-family and multi-unit rental properties, also extending commercial landlord insurance options for local small business properties in DuPage County and the greater Chicagoland area. Customizing policies to address property damage, liability exposure, and rental income loss, this agent assists landlords in protecting their investments. After an initial consultation and policy setup, clients can expect follow-up service for routine policy reviews or adjustments between regular visits.
Loquercio Services Inc in Lombard, IL is known for helping residential property owners secure tailored landlord insurance coverage. The agency offers a range of liability protections and policies designed to shield rental income and building assets from unexpected losses. Whether serving a single-unit duplex or a larger multifamily complex, clients receive guidance on vacancy coverage and property damage provisions. The company can also advise on adding ordinance or law coverage to address rebuilding cost increases after a covered loss.
What Does a a Landlord Insurance Agent in Lombard Cost?
In Illinois, a typical landlord insurance policy costs between 15 and 25 percent more than a standard homeowners policy. For a single-family rental in Lombard, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location, coverage limits, and claims history affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Lombard
A landlord insurance agent in Lombard, Illinois helps property owners find coverage for rental homes, duplexes, and apartment buildings. Illinois law does not require landlord insurance, but mortgage lenders often do. Working with a local agent ensures your policy meets village codes and covers common risks like water damage or liability claims.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenant personal belongings. Illinois law does not mandate this coverage, but it is strongly recommended for financial protection.
Is landlord insurance required by law in Lombard Illinois?
No, Illinois state law does not require landlord insurance. However, most mortgage lenders in Lombard will require you to have a landlord policy if you rent out the property. Some village ordinances may also set minimum liability coverage for rental properties.
How is landlord insurance different from homeowners insurance in Illinois?
Homeowners insurance covers owner-occupied homes and includes personal property coverage. Landlord insurance in Illinois is designed for rental properties and usually excludes tenant belongings. It often includes liability coverage for landlord actions and loss of rent coverage, which homeowners policies do not provide.
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