The top-rated landlord insurance agent in Granite City, Illinois is Felicia Gilbert - State Farm Insurance Agent, rated 4.9 stars across 552 reviews. Other highly rated options include Freeway Insurance, Brian Mateer - State Farm Insurance Agent, United Insurance Brokerage Firm Inc. This directory lists 14 landlord insurance agents serving Granite City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Felicia Gilbert - State Farm Insurance Agent | 2421 Corporate Center # 200 | (618) 931-2020 |
| 2 | Freeway Insurance | 3431 Nameoki Rd | (618) 230-7033 |
| 3 | Brian Mateer - State Farm Insurance Agent | 3112 Maryville Rd | (618) 931-7000 |
| 4 | United Insurance Brokerage Firm Inc | 3024 Nameoki Rd | (618) 877-2644 |
| 5 | Maryland Moats Lexow Insurance | 2166 Pontoon Rd | (618) 876-1705 |
| 6 | State Farm Insurance | 2231 Pontoon Rd | (618) 797-2204 |
| 7 | Hildebrand, Thomas E Insurance Office | 2709 Madison Ave | (618) 226-4616 |
| 8 | Dan Palovick - State Farm Insurance Agent | 3723 Nameoki Rd | (618) 877-4918 |
| 9 | Brandon Pruett - COUNTRY Financial Agent | 1557 Johnson Rd | (618) 512-4245 |
| 10 | Instant Auto Insurance | 3675 Nameoki Rd | (618) 452-8300 |
Felicia Gilbert - State Farm Insurance Agent serves the Granite City area and surrounding Madison County metro, specializing in landlord insurance. This agency helps property owners protect rental homes and multi-family dwellings with tailored coverage plans. It addresses common landlord risks such as property damage, liability claims, and loss of rental income. The company handles policies for both long-term rentals and short-term vacation properties.
Freeway Insurance in Granite City, Illinois, assists landowners by distinguishing between one-time policy setups for temporary rentals and scheduled renewals for long-term leases. Their coverage addresses property damage, liability protection, and loss of rental income common to Landlord Insurance Agent work. Whether protecting a single unit or multiple properties, service is offered on a scheduled basis with periodic policy reviews to adapt to changing tenant situations and local regulations.
Brian Mateer - State Farm Insurance Agent in Granite City, IL provides landlord insurance coverage for homeowners and property managers who rent residential units. The agency helps protect rental income, buildings, and liability exposure associated with leasing properties to tenants. Services include customizing policies to fit diverse rental property needs such as single-family homes, duplexes, and apartment buildings. The company serves clients throughout the Granite City area as well as neighboring Madison County communities like Collinsville.
United Insurance Brokerage Firm Inc in Granite City, IL, provides landlord insurance agent services that encompass property coverage and liability protection for rental owners. Its service plans include annual policy reviews and assistance with claims processing to help maintain coverage continuity. The firm handles property inspections for risk assessment and offers guidance on updating policies as local regulations change. It services single-family homes, apartments, retail spaces, and restaurants.
Maryland Moats Lexow Insurance serves Granite City, Illinois, and its surrounding communities as a landlord insurance agent. It handles policy options for residential and commercial rental property owners, addressing common risks like property damage, liability, and lost income. The company provides coverage tailored to local rental market conditions and regulatory requirements. It manages client needs through a straightforward evaluation of each property’s exposure and claims history, then matches those needs with suitable policy features to ensure appropriate financial protection.
State Farm Insurance in Granite City, Illinois provides specialty services for landlords seeking to protect rental properties and their income streams. It helps property owners obtain coverage tailored to various types of residential rental units. The agent also assists with standard homeowner policies, auto insurance, and other personal lines for residents in the surrounding area. This office can be particularly valuable when addressing claims related to tenant damage or liability issues that often arise during winter months when frozen pipes become a common concern for local landlords.
Hildebrand, Thomas E Insurance Office provides specialized landlord insurance policies covering rental properties, liability protection, and loss-of-rent coverage. It also serves Granite City, IL, with general services including property inspections, policy reviews, and claims assistance for residential and commercial landlords. The office tailors coverage to local requirements. As winter approaches, many landlords seek guidance on ice-dam and frozen-pipe damage protection, a specific seasonal concern it helps clients navigate.
Dan Palovick - State Farm Insurance Agent in Granite City, IL, offers both one-time landlord insurance policies for single rental properties and ongoing service options that bundle coverage across multiple units. This approach helps property owners protect against liability claims and structural damage with tailored plans. Service runs on a scheduled basis, with annual policy reviews and immediate support for claims or policy adjustments as needed.
When winter storms approach Granite City, landlords often worry about frozen pipes and roof damage to their rental properties. Brandon Pruett with COUNTRY Financial assists property owners in assessing these seasonal risks and securing appropriate coverage for their units. Their focus includes explaining how different policies address weather-related claims and structure liability protection for landlords. An agent begins this service by scheduling a thorough inspection of each rental property to identify current maintenance needs and potential hazards.
Instant Auto Insurance serves property owners in Granite City, Illinois, offering general landlord coverage that helps protect rental buildings and their structures. It also provides specialized add-ons such as liability protection for tenant injuries and coverage for loss of rental income during property repairs. The company can assist with policies for various commercial sectors, including office spaces, warehouses, and food service establishments, ensuring each property type receives tailored risk management solutions.
What Does a a Landlord Insurance Agent in Granite City Cost?
Landlord insurance in Illinois typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Granite City annual premiums often range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Granite City
Landlord insurance agents in Granite City Illinois help property owners secure coverage for rental homes and duplexes. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how local flood risks near the Mississippi River may affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Granite City Illinois?
Landlord insurance typically covers property damage liability and lost rental income. In Illinois policies often exclude flood damage which requires separate coverage. An agent can help you choose the right limits for your property.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. An agent can help you meet lender requirements while avoiding unnecessary coverage.
How does Illinois landlord tenant law affect insurance needs?
Illinois landlords must follow security deposit rules and eviction procedures. Insurance can cover legal costs if a tenant sues for improper handling of deposits. An agent can advise on liability limits that match state law risks.
Landlord Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Calumet City · Carol Stream · Champaign · Chicago