The top-rated landlord insurance agent in Elk Grove Village, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 1,044 reviews. Other highly rated options include Matthew Harrold American Family Insurance, Johnson Insurance Agency Inc, Tim Park - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Elk Grove Village.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 836 E Higgins Rd | (847) 734-0400 |
| 2 | Matthew Harrold American Family Insurance | 1002 Rohlwing Rd | (847) 246-4044 |
| 3 | Johnson Insurance Agency Inc | 25 NW Point Blvd #925 | (847) 437-0030 |
| 4 | Tim Park - State Farm Insurance Agent | 361 Bonnie Ln Ste 103 | (847) 364-3100 |
| 5 | Midwest Insurance Agency | 1301 E Higgins Rd | (630) 472-2300 |
| 6 | Joe Morreale - State Farm Insurance Agent | 668 Meacham Rd | (847) 301-0313 |
| 7 | Jennifer Rupert - State Farm Insurance Agent | 1325 S Arlington Heights Rd #205 | (847) 472-9720 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 25 NW Point Blvd Suite 625 | (847) 758-1000 |
| 9 | Hollinger Insurance Services | 220 S Lively Blvd | (847) 437-2184 |
| 10 | B Insured Commercial Insurance Solutions | 1400 E Higgins Rd Ste A | (630) 481-6900 |
Guillermo Chavez-Angeles - State Farm Insurance Agent serves clients in Elk Grove Village, Illinois, and the surrounding Cook County area with landlord insurance policies. The agency provides coverage solutions designed to protect residential rental properties from common risks. Policies typically include protection for property damage, liability claims, and loss of rental income due to covered events. The agency handles landlord insurance needs specific to single-family homes and small multi-unit dwellings in the local market. Policy options include dwelling coverage for the structure itself and personal liability coverage for accidents on the premises.
Matthew Harrold American Family Insurance provides comprehensive landlord insurance solutions tailored for property owners in Elk Grove Village, Illinois. Its service plans cover protection for rental structures while offering liability coverage and potential loss-of-income benefits for unforeseen events. Regular policy reviews ensure clients understand coverage limits and deductible options. The company maintains clear communication regarding claims processes and policy adjustments. It services a variety of rental properties including single-family homes, apartments, retail spaces, and restaurants.
Johnson Insurance Agency Inc serves homeowners, landlords, and property managers in Elk Grove Village, Illinois who need specialized coverage for rental properties. The agency helps clients secure protection for residential and commercial rental units, addressing risks such as property damage and liability claims common in local leasing scenarios. Their work involves tailoring insurance policies to fit each client's specific portfolio size and property type. They also extend their coverage services to nearby communities in the northwest suburbs of Cook County.
Tim Park - State Farm Insurance Agent in Elk Grove Village, IL, offers landlord insurance available as a one-time policy for single rental transactions or as recurring annual coverage for long-term rental properties. This insurance generally protects against property damage, liability claims, and loss of rental income. Services are provided for landlords seeking either scheduled annual renewals or customized coverage for specific rental units. The company ensures service runs on either a one-time, scheduled, or as-needed basis depending on the client’s property portfolio needs.
Midwest Insurance Agency serves Elk Grove Village and the surrounding Chicago-area communities, providing specialized landlord insurance policies designed to protect residential and commercial rental properties. The agency addresses coverage needs including property damage, liability protection, and loss of rental income. To handle each claim effectively, the agency works closely with property owners to assess specific risks and tailor policies accordingly. It conducts thorough policy reviews and maintains direct communication with clients throughout the process to ensure responsiveness and clarity in every adjustment.
Joe Morreale, a State Farm insurance agent in Elk Grove Village, Illinois, offers specialized landlord insurance policies designed to protect rental property investments. The agency also provides general insurance services, including coverage for auto, home, and life. It helps property owners manage risks associated with tenant-occupied dwellings, such as property damage and liability claims. During the winter months, the agency assists landlords with addressing concerns like frozen pipe damage and liability from snow or ice accidents on rental property walkways.
As late-winter thaw creates moisture issues for Elk Grove Village rental properties, Jennifer Rupert - State Farm Insurance Agent provides landlord insurance coverage tailored to protect local investment properties. The agency helps property owners understand how policies address risks common to this area, such as water damage from snowmelt or the liabilities associated with tenant occupancy. Each prospective policy is preceded by a thorough review of the specific rental unit, enabling the agent to complete an initial assessment of the property’s unique coverage needs.
Gallagher Insurance, Risk Management & Consulting in Elk Grove Village assists property owners with managing exposure related to rental real estate. The firm’s services extend to specialized coverage endorsements that address tenant-related liabilities and property damage. Landlords benefit from policies tailored for residential buildings, multi-family units, and commercial spaces. Practical risk assessments help property holders protect their investments. The company can serve professional offices, warehouses, and food service operations that require specialized insurance for business income and equipment.
Hollinger Insurance Services in Elk Grove Village, IL is known for providing landlord insurance coverage tailored to property owners in the area. The company works with clients to select policies that protect residential rental properties from common risks such as fire damage, weather-related perils, and liability claims. Their service range includes offering coverage options for single-family homes and small multi-unit buildings. They also provide a specialty add-on for loss of rental income protection, ensuring landlords are covered when a unit becomes temporarily uninhabitable.
What Does a a Landlord Insurance Agent in Elk Grove Village Cost?
In Illinois, landlord insurance premiums generally range from 800 to 2,000 dollars per year for a single-family rental property. Factors that affect cost include the propertys age, square footage, proximity to fire stations, and the amount of liability coverage you choose. Policies with higher deductibles usually have lower monthly premiums. This is general information and not insurance advice.
About landlord insurance agents in Elk Grove Village
A landlord insurance agent in Elk Grove Village can help you secure coverage for rental properties in Cook County and the surrounding suburbs. Illinois law does not require landlord insurance but most mortgage lenders and property management companies do require it. An agent can explain policy options that protect against property damage, lost rent, and liability claims specific to Illinois rental regulations.
Frequently Asked Questions
What does landlord insurance cover in Elk Grove Village Illinois?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Illinois, standard policies also include coverage for fire, wind, and vandalism. You can add optional coverage for flood or earthquake if needed.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However most mortgage lenders and property management companies in Elk Grove Village will require you to carry a policy. It is also a good way to protect your investment from common risks like tenant damage or lawsuits.
How much does landlord insurance cost in Elk Grove Village?
The cost of landlord insurance in Illinois typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Elk Grove Village you might pay between 800 and 1,500 dollars per year. Actual rates depend on the propertys value, location, and coverage limits.
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