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Compare Landlord Insurance Agents in Decatur, IL

Looking for a landlord insurance agent in Decatur? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 landlord insurance agents in Decatur, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800 melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001 locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742 alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011 locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800 insuranceking.com
Patrick J Delatte Agency Inc. American Family Insurance
125 1st Dr, Decatur, IL 62521
(217) 422-3200 amfam.com
Leo Berger - State Farm Insurance Agent
455 W Eldorado St, Decatur, IL 62522
(217) 423-7500 leoberger.com
Rob Lipic - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 875-1825 roblipicinsurance.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024 richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272 agents.farmers.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311 dansig.com
State Farm Insurance Agent
2605 N Main St, Decatur, IL 62526
(217) 877-4383 carolebrooker.com
Senior Insurance Quote
3270 N Woodford St, Decatur, IL 62526
(217) 875-0100 seniorinsurance-quote.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220 facebook.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700 a1insurance.com
Dustin Hiser: Allstate Insurance
1070 W South Side Dr, Decatur, IL 62521
(217) 875-4300 agents.allstate.com
Farmers Insurance - Andrew Walk
100 E Washington St #100, Decatur, IL 62523
(217) 428-8844 agents.farmers.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544 erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441

Landlord insurance agents in Decatur, Illinois help rental property owners protect their investments. Illinois law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Local agents understand the specific risks of the Decatur market, including weather-related claims and tenant liability issues.

What Does a Landlord Insurance Agent in Decatur Cost?

The cost of landlord insurance in Illinois typically ranges from $800 to $2,500 per year for a single-family rental property. Factors include property location in Decatur, building age, coverage limits, and deductible amounts. Higher risk properties or those with older plumbing or electrical systems may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Decatur Illinois?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Illinois, policies may also include coverage for vandalism or theft by tenants, which is not covered by standard homeowners insurance.
Is landlord insurance required by law in Illinois?
Illinois does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk paying out of pocket for damage or lawsuits, which can be costly in Illinois courts.
How do I choose a landlord insurance agent in Decatur?
Look for an agent who specializes in rental properties and understands Illinois landlord-tenant laws. Ask about coverage for specific risks like water damage from frozen pipes, which is common in central Illinois winters.