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Find Landlord Insurance Agents Near You in Decatur, IL

Browse landlord insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated landlord insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 24 landlord insurance agents serving Decatur.

Showing 24 landlord insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Leo Berger - State Farm Insurance Agent455 W Eldorado St(217) 423-7500
7Patrick J Delatte Agency Inc. American Family Insurance125 1st Dr(217) 422-3200
8Rob Lipic - State Farm Insurance Agent1212 E Pershing Rd(217) 875-1825
9Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
10Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Landlord Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, Illinois area, specializing in landlord insurance. This agency helps property owners protect their rental investments and income streams. Policies address common risks faced by local landlords, including property damage and liability claims from tenants. The agent also provides guidance on coverage for lost rental income and structures like duplexes or single-family rentals. Claims assistance and policy reviews are specific services handled for Decatur-area property owners.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Landlord Insurance Agent · Decatur, IL

Al Schelling - State Farm Insurance Agent serves local homeowners and property managers in Decatur, IL, who require reliable coverage for rental dwellings. The agency assists clients in obtaining landlord insurance policies tailored to protect residential investment properties from common risks such as fire, theft, and liability claims. By evaluating each property’s unique needs, they help ensure adequate financial safeguards for both single-family rentals and multi-unit buildings. Their services also extend to covering neighboring communities throughout Macon County, including the areas around Forsyth and Mount Zion.

AI
1301 W King St Ste B
Acceptance Insurance
Landlord Insurance Agent · Decatur, IL

Acceptance Insurance provides landlord insurance policies, including property coverage and liability protection, for property owners in the Decatur, IL area. The agency helps clients structure plans that address risks specific to rental dwellings, such as loss of rental income and tenant-related damages. Its offerings generally include assistance with policy adjustments and claims guidance to support ongoing property management. The company serves a variety of rental property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
3184 N Water St
Freeway Insurance
Landlord Insurance Agent · Decatur, IL

Freeway Insurance serves property owners in Decatur, Illinois, and the surrounding communities of Macon County. It handles coverage for residential rental properties and commercial landlord structures. The agency assesses each client’s portfolio to identify exposures related to tenant damage, liability claims, and loss of rental income. It then structures a policy that aligns coverage limits with the specific number of units and property conditions. The agent typically reviews local building codes and occupancy risks to tailor the protection accordingly.

IK
255 E Grand Ave
Insurance King
Landlord Insurance Agent · Decatur, IL

Insurance King distinguishes between one-time landlord insurance policies that cover a single vacant or transitional period and ongoing scheduled policies that renew to protect a standing rental property continuously. Its coverage typically protects against property damage, liability claims, and lost rental income from covered perils. As a Decatur landlord insurance agent, the company supports property owners seeking appropriate protection for residential holdings. Service arrangements for obtaining a policy or adjusting existing coverage generally occur on an as-needed basis according to each client’s specific situation.

LB
455 W Eldorado St
Leo Berger - State Farm Insurance Agent
Landlord Insurance Agent · Decatur, IL

As Decatur landlords prepare for the changing seasons and potential property damage, Leo Berger - State Farm Insurance Agent helps property owners secure appropriate coverage for their rental units. The company focuses on policies that protect against common local risks, including weather-related losses and liability issues typical for landlords in central Illinois. They guide clients through policy options specific to residential rental properties. An initial consultation begins with a thorough review of the property’s condition and the owner’s insurance needs, leading to a personalized coverage assessment.

PJ
125 1st Dr
Patrick J Delatte Agency Inc. American Family Insurance
Landlord Insurance Agent · Decatur, IL

Patrick J Delatte Agency Inc. American Family Insurance provides landlord insurance policies for rental property owners in Decatur, IL. The agency helps clients protect income properties through coverage options addressing building damage and liability risks. General insurance services for local homeowners and auto customers are also available. When winter weather leads to frozen pipes or roof damage from snow accumulation, the agency assists landlords with filing claims to repair their rental units quickly.

RL
1212 E Pershing Rd
Rob Lipic - State Farm Insurance Agent
Landlord Insurance Agent · Decatur, IL

Based in Decatur, IL, Rob Lipic - State Farm Insurance Agent provides property insurance coverages for residential landlords throughout the region. The agency specializes in adding liability protection, dwelling structure policies, and loss-of-rent endorsements to a standard rental property plan. Such options help local owners protect their income stream and assets against common claims like fire, storm damage, or tenant injuries. Its commercial lines serve offices, multi-tenant properties, as well as warehouses and food service operations.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Landlord Insurance Agent · Decatur, IL

Richland Insurance Services, Inc. provides residential landlord insurance for property owners in Decatur, IL. The agency also offers commercial coverage for multi-unit rentals and investment properties. Serving the greater Decatur area, they help clients protect income streams from tenant-occupied buildings. Policies are tailored to cover liability, building structure, and potential loss of rental income. The agent team follows up between regular visits to adjust coverage as property portfolios grow or change, ensuring ongoing protection for each landlord's unique needs.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Landlord Insurance Agent · Decatur, IL

Farmers Insurance - Robert Frazier is known for connecting property owners in Decatur, IL with landlord insurance coverage that protects residential and commercial rental properties. The agency assists landlords in finding policies that address property damage and liability risks common to the area. It helps evaluate coverage for structures and potential income loss from tenant situations. A specialty service that can be added is coverage for landlord legal liability related to eviction or unused property.

SI
3270 N Woodford St
Senior Insurance Quote
Landlord Insurance Agent · Decatur, IL
(217) 875-0100
seniorinsurance-quote.com
SF
2605 N Main St
State Farm Insurance Agent
Landlord Insurance Agent · Decatur, IL
(217) 877-4383
carolebrooker.com
DI
111 E Decatur St
Dansig Insurance Risk Advisors
Landlord Insurance Agent · Decatur, IL
(217) 423-3311
dansig.com
IS
3133 N Woodford St
Insurance Solutions
Landlord Insurance Agent · Decatur, IL
(217) 872-5220
facebook.com/Insurance-Solutions-462838913902254/timeline
AO
500 W Main St
Agency One Insurance & Real Estate
Landlord Insurance Agent · Decatur, IL
(217) 422-9700
a1insurance.com
FI
100 E Washington St #100
Farmers Insurance - Andrew Walk
Landlord Insurance Agent · Decatur, IL
(217) 428-8844
agents.farmers.com/il/decatur/andrew-walk
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Landlord Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
DH
1070 W South Side Dr
Dustin Hiser: Allstate Insurance
Landlord Insurance Agent · Decatur, IL
(217) 875-4300
agents.allstate.com/dustin-hiser-decatur-il.html
WT
1138 IL-48
Winston Taylor Insurance
Landlord Insurance Agent · Decatur, IL
(217) 422-1441
DI
1950 N Water St B
Downs Insurance Inc
Landlord Insurance Agent · Decatur, IL
(217) 422-2202
FA
2805 N Jasper St
The Floyd Agency
Landlord Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
PI
3085 N Kandy Ln
Public Insurance Decatur
Landlord Insurance Agent · Decatur, IL
(217) 599-6200
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Landlord Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
PI
3795 N Woodford St
Preston Insurance Agency, Division of Ansay & Associates
Landlord Insurance Agent · Decatur, IL
(217) 876-8006
myprestoninsurance.com

What Does a a Landlord Insurance Agent in Decatur Cost?

The cost of landlord insurance in Illinois typically ranges from $800 to $2,500 per year for a single-family rental property. Factors include property location in Decatur, building age, coverage limits, and deductible amounts. Higher risk properties or those with older plumbing or electrical systems may cost more. This is general information, not insurance advice.

About landlord insurance agents in Decatur

Landlord insurance agents in Decatur, Illinois help rental property owners protect their investments. Illinois law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Local agents understand the specific risks of the Decatur market, including weather-related claims and tenant liability issues.

Frequently Asked Questions

What does landlord insurance cover in Decatur Illinois?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Illinois, policies may also include coverage for vandalism or theft by tenants, which is not covered by standard homeowners insurance.

Is landlord insurance required by law in Illinois?

Illinois does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk paying out of pocket for damage or lawsuits, which can be costly in Illinois courts.

How do I choose a landlord insurance agent in Decatur?

Look for an agent who specializes in rental properties and understands Illinois landlord-tenant laws. Ask about coverage for specific risks like water damage from frozen pipes, which is common in central Illinois winters.

Landlord Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.