The top-rated landlord insurance agent in Rome, Georgia is Matt Medley - State Farm Insurance Agent, rated 5.0 stars across 594 reviews. Other highly rated options include Hitchcock Insurance Group: Allstate Insurance, Melissa Eldridge - State Farm Insurance Agent, Acceptance Insurance. This directory lists 19 landlord insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Medley - State Farm Insurance Agent | 903 W 1st St NE | (706) 291-2651 |
| 2 | Hitchcock Insurance Group: Allstate Insurance | 300 E 6th Ave | (706) 509-2000 |
| 3 | Melissa Eldridge - State Farm Insurance Agent | 415 Shorter Ave NW SW | (706) 234-5333 |
| 4 | Acceptance Insurance | 426 Shorter Ave NW A | (706) 715-7015 |
| 5 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 6 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 7 | Brandon Burke - State Farm Insurance Agent | 2 Shorter Ave NW | (706) 235-8891 |
| 8 | Coffey Agencies Inc. | 1703 Turner McCall Blvd | (706) 784-6511 |
| 9 | Direct Auto Insurance | 2510 Redmond Cir | (706) 512-3023 |
| 10 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
Matt Medley - State Farm Insurance Agent serves the Rome, Georgia area, providing landlord insurance solutions for property owners. The agency helps clients obtain coverage that protects rental dwellings from common risks. Its services include policies that cover property damage and loss of rental income. This agency specifically handles homeowners insurance for landlords and liability protection suitable for rental properties in the local market.
Hitchcock Insurance Group: Allstate Insurance provides a comprehensive range of landlord insurance services in Rome, GA, including property coverage and liability protection. The agency assists clients in tailoring service and maintenance plans to protect their rental investments from common local risks such as fire, storm damage, and tenant-related issues. It also helps with policy adjustments as property values or coverage needs change. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Melissa Eldridge - State Farm Insurance Agent in Rome, GA serves homeowners, businesses, and property managers seeking financial protection for rental dwellings. Policies offered cover physical damage to buildings, liability protection for landlords, and potential loss of rental income. The agency helps local investors safeguard properties against common risks like fire, weather events, and tenant-related issues. Customer assistance is also extended to property owners in the greater Floyd County area and neighboring communities such as Lindale.
Acceptance Insurance, located in Rome, Georgia, distinguishes between a single policy and ongoing protection, offering either a one-time landlord policy for a specific rental period or a recurring annual plan that renews automatically. Their coverage generally includes property damage, liability for tenant injuries, and loss of rental income from covered claims. Service in the Rome area runs on either a one-time basis for a single lease term or a scheduled annual renewal, with as-needed adjustments available for policy changes or new properties.
Serving Rome, Georgia, Velox Insurance provides specialized landlord insurance policies that cover rental properties against property damage and liability claims. The company works with local property owners to structure coverage that protects both single-family rentals and small multi-unit buildings. Their general agency services include routine risk assessments and policy updates to match changing property values. With seasonal storms and the occasional plumbing failure affecting homes in the area, Velox Insurance helps landlords address the financial risks posed by sudden tenant vacancies or unexpected repair costs following a weather event.
Talley Insurance Services serves Rome, Georgia, and the surrounding communities in Floyd County. The agency provides landlord insurance policies tailored for owners of residential rental properties and multi-unit dwellings. It handles liability coverage, property damage, and protection against income loss from tenant vacancies. When processing a claim, a typical job begins with a thorough assessment of reported damages, followed by coordinating with adjusters to ensure accurate policy application and prompt resolution for the property owner.
Brandon Burke - State Farm Insurance Agent in Rome, GA offers landlord insurance policies tailored to either one-time coverage for a single rental property or ongoing service for a portfolio of units. Each plan includes protection for the building structure and liability for tenant-related claims. All policies provide coverage against common local risks such as fire damage and weather-related incidents. The agency arranges service on a scheduled basis, typically renewing annually to match lease terms or policy cycles.
Coffey Agencies Inc. in Rome, GA offers specialty services including property inspection coordination and tenant risk mitigation as a landlord insurance agent. It provides general coverage solutions for residential and commercial rental properties. Landlords in the area benefit from policies that address common local concerns such as vacancy protection and liability for property damage. These agents assist with seasonal concerns like storm-related roof repairs and the financial impact of unexpected tenant vacancy during slower rental months in the region.
As winter approaches in Rome, property owners often seek protection against the risks of freeze damage and vacancy. Direct Auto Insurance provides landlord insurance coverage suited to these seasonal concerns. Located in Rome, Georgia, the agency helps landlords secure policies that address rental property liability and physical structure risks. It works with clients to match coverage limits to local rental market conditions. The initial step involves scheduling a property inspection to assess building conditions and occupancy history before a quote can be finalized.
Coosa Valley Financial Group, Inc. works as a landlord insurance agent in Rome, GA, helping property owners manage their risk and protect their investments. Their services extend beyond basic coverage to include specialty add-ons like liability protection and building ordinance endorsements. This ensures landlords are prepared for common local hazards and regulatory updates. The agency provides commercial coverage solutions for a variety of sectors, including professional offices, warehouse facilities, and food service operations.
What Does a a Landlord Insurance Agent in Rome Cost?
Landlord insurance in Georgia typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Rome, annual premiums often range from 600 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, rental history, and liability limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Rome
A landlord insurance agent in Rome, Georgia helps property owners protect their rental investments with specialized policies. Georgia law does not require landlord insurance, but mortgage lenders often mandate it. Local agents can tailor coverage to the Rome rental market and Georgia specific liability rules.
Frequently Asked Questions
What does landlord insurance cover in Georgia?
Landlord insurance in Georgia typically covers property damage, loss of rental income, and liability protection. It does not cover tenant personal belongings. Policies can include flood or earthquake coverage as add-ons.
Is landlord insurance required by Georgia law?
Georgia law does not require landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. Without it, you risk financial loss from tenant damage or lawsuits.
How do I choose a landlord insurance agent in Rome?
Look for an agent licensed in Georgia with experience in rental property coverage. Ask about policy limits, deductibles, and exclusions. Compare quotes from multiple agents to find suitable coverage for your Rome property.
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