The top-rated landlord insurance agent in Athens, Georgia is Acceptance Insurance, rated 4.7 stars across 432 reviews. Other highly rated options include Graham Life Services, Velox Insurance, ATI Insurance Agency - Athens. This directory lists 19 landlord insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2141 W Broad St B | (706) 591-7016 |
| 2 | Graham Life Services | 3720 Atlanta Hwy Suite 1 | (706) 749-7001 |
| 3 | Velox Insurance | 2597 Atlanta Hwy | (706) 850-3900 |
| 4 | ATI Insurance Agency - Athens | 760 Hawthorne Ave Suite A | (706) 227-4995 |
| 5 | Larry Baumwald Insurance | 260 N Milledge Ave | (706) 353-8444 |
| 6 | GEICO Insurance Agent | 1720 Epps Bridge Pkwy #106 | (762) 400-5070 |
| 7 | La Oficina Insurance Agency | 121 Rowe Rd | (706) 206-2513 |
| 8 | Dana Kerr - State Farm Insurance Agent | 650 Oglethorpe Ave Ste 2 | (706) 521-0365 |
| 9 | Premier Insurance - Athens | 3620 Atlanta Hwy #A | (706) 549-4278 |
| 10 | Cole Hixon Insurance, Inc. | 1640 Prince Ave | (706) 353-8766 |
Acceptance Insurance serves residential landlords, commercial property owners, and property managers in Athens, Georgia. It provides coverage for rental properties, including dwelling protection, liability insurance, and loss of rental income policies. The agency also tailors policies to address common area maintenance and tenant-related risks. Assistance extends to managing claims and adjusting coverage as property portfolios evolve. In addition to serving Athens, it covers the surrounding communities in Clarke County.
Graham Life Services serves the Athens, Georgia area and its surrounding county as a landlord insurance agent. The agency assists property owners in obtaining coverage for their rental investments, focusing on protecting both the structures and the landlord's financial interests. General offerings typically include policies that cover property damage, liability claims, and loss of rental income. Graham Life Services specializes in helping landlords secure dwelling fire insurance and liability protection for their Athens rental properties.
Velox Insurance serves Athens, Georgia, and the surrounding communities, handling all types of landlord insurance policies for property owners. It covers the unique risks associated with rental properties, including dwelling protection and liability coverage. For each typical job, the agency generally reviews the specific property details and the landlord’s portfolio to tailor a policy that aligns with local rental market conditions and the owner’s financial exposure.
ATI Insurance Agency in Athens provides landlord insurance services tailored to property owners. It assists with coverage for rental dwellings, including liability protection and property damage policies. The agency helps clients understand local risk factors common in the Athens area. It also offers guidance on maintaining appropriate policy limits for income properties. Service reviews and plan adjustments are available as tenant situations change. The agency handles insurance for single-family homes, apartments, retail spaces, and restaurants.
Larry Baumwald Insurance serves Athens, Georgia, and the surrounding Clarke County communities with landlord insurance agent services. It handles policies designed to protect rental property owners from common liabilities and property damage exposures. A typical job involves assessing the specific risks of a residential or commercial rental unit. The company generally works with clients to secure coverage that aligns with their unique property portfolio and legal requirements.
GEICO Insurance Agent in Athens, GA, serves homeowners, rental property owners, and property managers who need a landlord insurance agent. It helps secure coverage that protects residential investment properties against common risks like property damage and liability. The agency assists clients in understanding policy options for buildings and lost rental income. It provides personalized guidance to match coverage with individual property management needs. This agency also serves renters and landlords throughout Oconee County and the surrounding Athens metro area.
La Oficina Insurance Agency in Athens, Georgia offers tailored landlord insurance policies designed to protect rental properties and their owners. It provides dedicated coverage options to safeguard against property damage, liability claims, and potential loss of rental income during repairs. The agency works with local landlords to select appropriate policy limits and deductibles that match their specific property portfolios. During the annual transition of student housing leases in Athens, it helps property owners adjust policies to cover vacancy periods and new tenant turnovers appropriately.
For some property owners, a single landlord policy for one rental unit suffices, while others require ongoing coverage for multiple properties. Dana Kerr - State Farm Insurance Agent in Athens, GA offers protection for building structures, liability risks, and loss of rental income. A landlord insurance agent assesses unique property exposures to recommend appropriate limits and deductibles. Service can be arranged on a one-time basis for a new policy setup or as scheduled for annual policy reviews, with as-needed updates for changes in occupancy or property status.
Cole Hixon Insurance, Inc. represents property owners seeking financial protection for their rental investments in Athens, GA. Their work involves structuring landlord insurance policies that respond to the specific risks of leasing residential or commercial space. Beyond standard coverage, they offer specialized add-ons such as loss-of-rent protection and liability extensions for tenant injuries on the premises. These additions address unique operational exposures. The agency serves a range of commercial sectors, including professional office buildings, warehouse storage facilities, and food service restaurants.
What Does a a Landlord Insurance Agent in Athens Cost?
Landlord insurance in Georgia typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Athens, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property and the deductible also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Athens
A landlord insurance agent in Athens, Georgia helps rental property owners find policies that cover dwelling damage, liability, and loss of rental income. Georgia law does not require landlord insurance, but most mortgage lenders do require it. Agents in Athens understand local risks like severe weather and tenant turnover near the University of Georgia.
Frequently Asked Questions
What does a landlord insurance agent in Athens do?
A landlord insurance agent helps you compare policies from different insurers to cover your rental property. They explain coverage options like dwelling protection, liability, and fair rental income loss. They also help you comply with Georgia requirements if you have a mortgage.
Is landlord insurance required by Georgia law?
Georgia law does not require landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a landlord policy. An agent can help you meet that requirement.
How do I choose a landlord insurance agent in Athens?
Look for an agent who specializes in rental property insurance and knows the Athens market. Ask about their experience with Georgia specific risks like storm damage or tenant liability. Check their license with the Georgia Office of Insurance and Safety Fire Commissioner.
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