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Find Home Insurance Agents Near You in St Albans, WV

Browse home insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated home insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 16 home insurance agents serving St Albans.

Showing 16 home insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace Ste 5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
10Trusted insurance co221 4th Ave(304) 202-1478
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Home Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV area and surrounding communities as a home insurance agent. This agency provides standard homeowners policies along with rental property and condominium coverage options. Clients can receive guidance on policy deductibles and liability protection to match their specific needs. The office handles filing new claims and reviewing existing coverage limits for local homeowners.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Home Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent in St Albans, WV provides a full range of home insurance offerings, including coverage for property damage, liability protection, and personal belongings. Service plans emphasize annual policy reviews to adjust coverage limits according to changing home values and current regional risks. Residents can receive guidance on deductible options and bundling discounts with auto policies during these consultations. The agency services single-family homes, apartments, retail establishments, and local restaurants.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Home Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole serves the St Albans, West Virginia area as a home insurance agent. The company helps local homeowners secure coverage for dwellings and personal property against common risks. Standard offerings typically address damage from fire, wind, and theft. The agency also assists clients with understanding policy deductibles and liability protection. In this region, it handles the specifics of insuring single-family homes and the addition of special endorsements for valuable personal items.

SA
701 6th Ave
Saint Albans Insurance Agency
Home Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans, West Virginia, and the surrounding communities throughout Kanawha and Putnam counties. It handles a full range of home insurance policies, from standard homeowners coverage to supplemental protections for personal property and liability. The agency focuses on explaining policy details clearly so clients understand their deductibles and coverage limits. For a typical job, it begins by assessing the customer’s specific property and risk factors, then presents policy options that match those circumstances before walking through binding a new plan.

SF
222 Third Ave
State Farm Insurance
Home Insurance Agent · St Albans, WV

State Farm Insurance in St Albans, West Virginia provides home insurance coverage tailored to protect residential structures and personal belongings against common regional risks. Their service includes policy reviews to adjust coverage limits as property values change, and they offer maintenance planning guidance to help homeowners prevent damage from weather-related events common in the area. The agency handles claims coordination with adjusters to facilitate efficient repair processes after covered incidents. They service single-family homes, apartments, retail spaces, and restaurants.

MI
715 6th Ave
Morris Insurance Services
Home Insurance Agent · St Albans, WV

Morris Insurance Services assists homeowners and property managers in St Albans, West Virginia, with securing coverage for their properties. The agency helps clients understand policy options that protect against common regional risks like storms and fire damage. Their services focus on finding suitable plans tailored to individual property needs and budget considerations. This ensures local residents can safeguard their homes with appropriate protection. The agency also serves clients in the surrounding Charleston metropolitan area.

DS
200 Kanawha Terrace Ste 5
D. Scott Jarrett: Allstate Insurance
Home Insurance Agent · St Albans, WV

For those who require a one-time consultation versus an ongoing service commitment, D. Scott Jarrett: Allstate Insurance in St Albans, WV provides home insurance agent listings. Coverage recommendations address common regional property protection needs, including dwelling, liability, and personal belongings. Service arrangements do not follow a one-time or scheduled model but instead operate exclusively on an as-needed basis, allowing clients to request assistance when specific coverage questions or policy updates arise.

HM
1000 6th Ave
Horace Mann Insurance
Home Insurance Agent · St Albans, WV

As a home insurance agent in St Albans, WV, Horace Mann Insurance specializes in finding coverage tailored to educators and public employees. It also works with other local homeowners to review policies and compare options for standard dwelling protection. The agency regularly helps clients adjust their deductibles and understand coverage limits. In the spring, it assists homeowners with assessing whether their policies adequately protect against the increased risk of severe storms and flooding common to the Kanawha Valley area.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Home Insurance Agent · St Albans, WV

Storms common to the West Virginia region can put a home at risk, and Nationwide Insurance: Oscar R Sanford Ii in St Albans responds by providing clear explanations of property coverage options. Clients can review their policies to ensure adequate protection against local weather patterns and unforeseen damages. The agency focuses on aligning coverage limits with the homeowner’s current needs. An initial property inspection is typically scheduled to assess the home’s condition before finalizing the policy agreement.

TI
221 4th Ave
Trusted insurance co
Home Insurance Agent · St Albans, WV

Trusted Insurance Co works each day with homeowners across St Albans, WV to secure suitable coverage for their individual property needs. The agency additionally helps clients add specialty protections such as flood endorsements and personal liability upgrades to their standard policies. It serves residential property owners and can also arrange policies for a range of commercial sectors, including local offices, warehouses, and food service establishments.

LI
701 6th Ave
LeRose Insurance LLC
Home Insurance Agent · St Albans, WV
(304) 722-5512
leroseinsurancellc.com
MS
4th St
Mountain State Senior Insurance Services
Home Insurance Agent · St Albans, WV
TI
520 6th Ave
Truist Insurance Services
Home Insurance Agent · St Albans, WV
(304) 722-0300
truist.com
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Home Insurance Agent · St Albans, WV
(304) 727-7228
TP
1000 6th Ave
Trace Poole Insurance
Home Insurance Agent · St Albans, WV
(304) 727-0969
affordableautohomelif.com
MS
103 6th Ave
Mountain State Senior Insurance Services
Home Insurance Agent · St Albans, WV
(304) 201-0100

What Does a a Home Insurance Agent in St Albans Cost?

The average cost of home insurance in West Virginia is about 1,200 to 1,800 per year for a standard policy. Rates in St Albans may vary based on the age of the home its distance from a fire station and your claims history. Older homes or properties with wood stoves may have higher premiums. This is general information not insurance advice.

About home insurance agents in St Albans

Home insurance agents in St Albans West Virginia help homeowners protect their property against common risks like wind storms and flooding. West Virginia law does not require homeowners insurance but mortgage lenders almost always do. Local agents can explain how the states unique topography affects coverage needs for hillside properties and older homes.

Frequently Asked Questions

What does a home insurance agent in St Albans do?

A home insurance agent helps you find a policy that covers your house personal belongings and liability. They compare quotes from multiple insurance companies to get you the right coverage. They also assist with claims and policy changes after you buy the policy.

Do I need flood insurance in St Albans West Virginia?

Standard home insurance policies do not cover flood damage. St Albans is near the Kanawha River so flood insurance may be required by your lender if you live in a flood zone. You can buy flood insurance through the National Flood Insurance Program or a private carrier.

How do I choose a home insurance agent in St Albans?

Look for an agent who is licensed in West Virginia and has experience with homes in the area. Ask about their claims process and whether they offer policies from multiple companies. Read online reviews and check with the West Virginia Insurance Commission for any complaints.

Home Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.