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Find Home Insurance Agents Near You in Charleston, WV

Browse home insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 320 reviews. Other highly rated options include Smith Family Insurance LLC, Frank Yeigh - State Farm Insurance Agent, AAA Charleston. This directory lists 19 home insurance agents serving Charleston.

Showing 19 home insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2Smith Family Insurance LLC447 Call Rd Ste 105(304) 756-8999
3Frank Yeigh - State Farm Insurance Agent1201 Jefferson Rd S(304) 744-7700
4AAA Charleston1000 Parkway Boulevard Unit A(304) 925-6681
5Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
6David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
7Melinda Taylor - State Farm Insurance Agent101 Pennsylvania Ave(304) 344-3571
8Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
9White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
10Dorsey Insurance Group509 50th St SE(304) 925-1912
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Home Insurance Agent · Charleston, WV

Capital Insurance Group LLC serves the Charleston, WV metro area as a home insurance agent. This agency assists homeowners in finding coverage for their property and personal belongings. It works with residents to secure policies that protect against common regional risks such as severe storms and flooding. Clients can receive guidance on selecting appropriate levels of dwelling and liability protection. The agency also handles policy adjustments for renovations or newly purchased homes in Charleston.

SF
447 Call Rd Ste 105
Smith Family Insurance LLC
Home Insurance Agent · Charleston, WV

Smith Family Insurance LLC in Charleston, WV serves local homeowners looking to protect their residential properties and personal assets. The agency helps clients navigate home insurance policies to find appropriate dwelling and liability coverage for their individual needs. Services include evaluating different coverage options for structures and personal belongings, as well as discussing deductibles and policy limits. The insurer works with property owners to address specific risks common to the region. Smith Family Insurance LLC also assists customers throughout the greater Charleston metro, including in the nearby community of South Charleston.

FY
1201 Jefferson Rd S
Frank Yeigh - State Farm Insurance Agent
Home Insurance Agent · Charleston, WV

Frank Yeigh's State Farm Insurance agency serves clients in Charleston and surrounding Kanawha County communities, handling a wide range of home insurance needs. The office regularly assists homeowners with property coverage, personal liability protection, and policies for rental dwellings. Each policy is tailored to the specific structure and local weather risks common to West Virginia. To prepare a typical job, a client meets with the agent to review their dwelling value and personal assets, after which a detailed coverage plan is developed and explained before finalizing the policy documents.

AC
1000 Parkway Boulevard Unit A
AAA Charleston
Home Insurance Agent · Charleston, WV

AAA Charleston offers a full range of home insurance services, including property coverage for sudden damage and liability protection for accidents. It helps clients select standard policies that suit their specific needs and can assist with plan modifications over time. The agency provides guidance on deductibles and policy limits. It services single-family homes, apartments, retail locations, and restaurants in the Charleston, WV area.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Home Insurance Agent · Charleston, WV

A homeowner in Charleston may compare a single visit to handle one event with ongoing service that prepares for annual renewal. Ellis Insurance Agency provides home insurance guidance tailored to properties in the local area, including standard coverage for dwelling, personal belongings, and liability. Many clients seek advice on policy limits or bundled savings during periodic reviews. Available service runs on both a one-time basis for individual policy questions and as-needed for claims support or endorsement changes throughout the year.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Home Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent in Charleston, WV provides tailored coverage for homes and condos, including policies that protect dwellings, personal property, and liability. The agency also assists local residents with auto, life, and business insurance needs through personalized consultations. A dedicated home insurance agent helps evaluate potential risks common to the region. This service is especially helpful when severe thunderstorms or winter ice storms threaten the Charleston area, ensuring homeowners have appropriate protection against sudden weather damage.

MT
101 Pennsylvania Ave
Melinda Taylor - State Farm Insurance Agent
Home Insurance Agent · Charleston, WV

In Charleston, WV, where spring storms can bring frequent hail and wind damage, Melinda Taylor - State Farm Insurance Agent offers homeowners policies designed to address these seasonal risks. This local home insurance agent works with residents to review coverage for dwelling structure, personal property, and liability protection. Each policy is tailored to the individual home’s age and location, with options for additional endorsements. An initial risk assessment and property inspection are scheduled to ensure accurate coverage and to identify any necessary adjustments before the policy takes effect.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Home Insurance Agent · Charleston, WV

Mountain State Insurance Agency provides home insurance services for residences in Charleston, West Virginia. The agency also offers commercial coverage options for local business owners and serves properties throughout the surrounding region. Their work focuses on helping clients understand their coverage needs and choose appropriate policies for their homes. After an initial policy is placed, the agency follows up with customers to review their coverage and handle any changes that arise during regular annual visits.

WI
3512 Staunton Ave SE
White Insurance & Associates
Home Insurance Agent · Charleston, WV
DI
509 50th St SE
Dorsey Insurance Group
Home Insurance Agent · Charleston, WV

Dorsey Insurance Group offers home insurance policies for homeowners throughout Charleston, WV, providing essential coverage for dwellings and personal property. They also present opportunities to add specialty endorsements for valuable items and additional living expenses during repairs. Serving the local community, the company can support insurance needs for commercial sectors such as offices, warehouses, and food service operations requiring tailored property and liability protections.

SI
1618 Bigley Ave
Swor Insurance Agency
Home Insurance Agent · Charleston, WV
(304) 926-0200
sworinsurance.com
II
16 Capitol St
Integrity Insurance Group
Home Insurance Agent · Charleston, WV
(304) 346-9181
iigwv.com
HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Home Insurance Agent · Charleston, WV
(304) 427-6338
agents.horacemann.com/JamesSharp
DN
1 Cantley Dr
Donovan Neeley at Comparion Insurance Agency
Home Insurance Agent · Charleston, WV
(681) 233-6014
comparioninsurance.com/insurance-agent/west-virginia/charleston-0819/donovan-neeley
LI
4500 MacCorkle Ave SE
Legacy Insurance - Charleston
Home Insurance Agent · Charleston, WV
(304) 925-7488
legacywv.com
WI
4715A MacCorkle Ave SE
Williams Insurance Agency
Home Insurance Agent · Charleston, WV
(304) 926-8801
williamsinsuranceagencywv.com
PI
13 Kanawha Blvd W # 100
Partners Insurance & Financial Services
Home Insurance Agent · Charleston, WV
(304) 344-3121
partnersinsurance.net
AI
4430 Kanawha Turnpike Access
Asseff Insurance
Home Insurance Agent · Charleston, WV
(304) 205-7926
asseffinsurance.com
WW
320 W Washington St Suite 2
Wild Wonderful Insurance Allstate
Home Insurance Agent · Charleston, WV
(304) 220-7026
agents.allstate.com/david-jarrett-charleston-wv.html

What Does a a Home Insurance Agent in Charleston Cost?

Home insurance costs in Charleston West Virginia typically range from 900 to 2000 dollars per year for a standard homeowners policy. Factors affecting price include the homes replacement cost location and your claims history. Flood insurance through the National Flood Insurance Program averages about 700 dollars per year in West Virginia. This is general information and not insurance advice.

About home insurance agents in Charleston

Home insurance agents in Charleston West Virginia help homeowners protect their property against common risks like flooding and wind damage. West Virginia law does not require homeowners insurance but mortgage lenders typically do. An agent can explain local coverage options and help you meet lender requirements.

Frequently Asked Questions

What does a home insurance agent in Charleston do?

A home insurance agent in Charleston helps you find a policy that covers your home and belongings. They explain different coverage types and deductibles. They also assist with claims and policy changes.

Is homeowners insurance required in West Virginia?

West Virginia state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. An agent can help you find a policy that satisfies your lender.

What is the typical cost of home insurance in West Virginia?

The average cost of home insurance in West Virginia is around 1200 to 1600 dollars per year for a standard policy. Rates vary based on your homes location age and construction. Flood insurance is separate and often needed in Charleston due to river flooding.

Home Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.