The top-rated home insurance agent in Mukilteo, Washington is Sean Joyner - State Farm Insurance Agent, rated 5.0 stars across 431 reviews. Other highly rated options include Cisneros Agency, LLC American Family Insurance, SAFE SHIELD INSURANCE, Darriane Okada - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Mukilteo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Joyner - State Farm Insurance Agent | 9999 Harbour Pl STE 103 | (425) 315-9300 |
| 2 | Cisneros Agency, LLC American Family Insurance | 13024 Beverly Park Rd UNIT 201 | (425) 513-8723 |
| 3 | SAFE SHIELD INSURANCE | 8490 Mukilteo Speedway Ste 120 | (425) 654-3525 |
| 4 | Darriane Okada - State Farm Insurance Agent | 12199 Village Center Pl #103 | (425) 953-9777 |
| 5 | Matt Martin - State Farm Insurance Agent | 12308 Mukilteo Speedway #4 | (425) 743-2600 |
| 6 | Farmers Insurance - Michael Dixon | 631 5th St Suite 201 | (425) 375-0860 |
| 7 | Rae Ann Hall - HALL Insurance Agency | 8490 Mukilteo Speedway #210 | (425) 212-1802 |
| 8 | PNW Insurance Solutions | 9700 Harbour Pl STE 219 | (425) 314-0988 |
| 9 | DMA Insurance | 3977 Harbour Pointe Blvd SW | (425) 740-5200 |
| 10 | Farmers Insurance - Mark Sayko | 8227 44th Ave W # L | (425) 290-9018 |
Sean Joyner - State Farm Insurance Agent serves the Mukilteo area and surrounding Snohomish County communities. The agency helps residents protect their homes and belongings through tailored coverage options. Home insurance policies typically cover dwelling structure, personal property, and liability protection. The team also assists local homeowners with evaluating deductibles and determining appropriate coverage limits. For those owning property in this region, the agency handles wind and hail damage protection as well as loss of use coverage.
Cisneros Agency, LLC American Family Insurance provides home insurance policies to protect residential properties in the Mukilteo, Washington area. Their services include coverage for dwelling structure, personal belongings, and liability protection. Standard maintenance plans assist policyholders with routine property upkeep and claims filing procedures. These offerings help homeowners manage risks from storms and accidental damage common to the Pacific Northwest. The agency services single-family homes, apartments, retail locations, and restaurants, ensuring comprehensive protection for diverse property types.
SAFE SHIELD INSURANCE serves homeowners and property managers in Mukilteo, Washington, by offering tailored home insurance policies that help protect residential properties from common local risks such as storm damage and water intrusion. The agency works closely with clients to select appropriate coverage for single-family homes and rental units, helping safeguard their investments with clear, professional guidance. SAFE SHIELD INSURANCE also extends its services to clients in the surrounding areas of Everett and the greater Snohomish County metro region.
Serving Mukilteo and the surrounding communities in Snohomish County, Darriane Okada - State Farm Insurance Agent handles comprehensive home insurance coverage for local homeowners. The agency works with clients to protect their residences and personal property from regional risks like storm damage and fire, while also offering liability protection. They help customers select appropriate policy limits and deductibles based on individual property needs. For a typical job, the agent assesses the customer’s home details and recommends tailored coverage options.
When arranging home insurance coverage, clients may choose between one-time policies for a fixed term or recurring plans that automatically renew to maintain continuous protection. Matt Martin - State Farm Insurance Agent in Mukilteo, WA offers a standard range of residential policies that typically cover dwelling damage, personal property loss, and liability for accidents on the property. Local homeowners can discuss deductibles and optional endorsements to tailor their policy. Service for ongoing coverage needs is provided on a scheduled basis according to each policy's billing cycle.
As a home insurance agent in Mukilteo, Washington, Farmers Insurance - Michael Dixon offers services including dwelling coverage and personal property protection for local homeowners. The agency generally assists clients with tailoring policies to fit individual property values and risk factors common to the Pacific Northwest. It also helps with bundling home and auto policies for potential savings. During winter months, the agency specifically addresses concerns about ice dam damage to roofs and the resulting water intrusion that can affect Mukilteo residents.
For many Mukilteo homeowners, the arrival of winter storms raises concerns about wind and water damage, which is where a local agency becomes essential. Rae Ann Hall - HALL Insurance Agency provides home insurance guidance to protect properties against everyday regional risks. They help residents review and adjust their policies to match their specific coverage needs. To begin providing a quote, the agency first examines the home’s exterior and major systems during an initial property assessment.
PNW Insurance Solutions in Mukilteo, WA helps homeowners evaluate and select appropriate coverage for their properties. The agency can arrange for policies that address liability protection, dwelling replacement costs, and additional living expenses. It also facilitates specialty endorsements such as coverage for jewelry, art collections, or water backup damage. Beyond residential work, the agency assists small commercial clients including neighborhood offices, retail warehouses, and local food service establishments.
DMA Insurance provides residential home insurance services for homeowners in Mukilteo, Washington and the surrounding area. Commercial coverage is also available for local business properties requiring protection for their buildings and liability. The agency works with clients to structure policies covering common perils such as fire, wind, and theft specific to the Pacific Northwest climate. Follow-up service between renewal dates includes policy reviews and adjustments to reflect changes in property value or coverage needs.
Farmers Insurance - Mark Sayko in Mukilteo, WA, is known for providing home insurance coverage that protects local homeowners from common Pacific Northwest risks. The agency serves properties throughout the area, offering policies designed to safeguard structures, personal belongings, and liability. Clients can receive guidance on choosing deductibles and dwelling limits that match their specific property values. As a specialty service, this agency can add fire protection coverage for homes located in nearby wooded or wildfire-prone zones.
What Does a a Home Insurance Agent in Mukilteo Cost?
The average annual home insurance premium in Washington is around $1,200 to $1,800 for a standard policy, but costs vary by home value, location, and coverage level. In Mukilteo, factors like the age of your home and its distance from the waterfront can increase rates. Earthquake coverage adds an extra $200 to $500 per year depending on the deductible. This is general information, not insurance advice.
About home insurance agents in Mukilteo
Home insurance agents in Mukilteo, Washington help homeowners protect their properties against risks like windstorms and earthquakes. Washington state law requires insurers to offer earthquake coverage as an endorsement on standard policies. Agents can explain how local factors such as proximity to Puget Sound may affect your premium and coverage needs.
Frequently Asked Questions
What does a home insurance agent in Mukilteo do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details, such as dwelling coverage and personal property limits. Agents also assist with filing claims and updating your policy after renovations or purchases.
Is earthquake insurance required in Washington?
Earthquake insurance is not required by law in Washington, but insurers must offer it as an optional endorsement. Many Mukilteo homeowners choose this coverage because the region is in a seismic zone. An agent can explain the deductible and coverage limits for earthquake policies.
How do Washington insurance laws affect my home policy?
Washington law requires insurers to provide a 45-day notice before nonrenewal of a policy. The state also mandates that insurers offer replacement cost coverage for dwelling losses. Your agent can explain how these rules protect you and what to do if your claim is denied.
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