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HomeHome Insurance AgentsWashington › Bainbridge Island

Find Home Insurance Agents Near You in Bainbridge Island, WA

Browse home insurance agents serving Bainbridge Island, Washington. Updated 2026-07-14.

The top-rated home insurance agent in Bainbridge Island, Washington is Paula Weissinger - State Farm Insurance Agent, rated 4.9 stars across 88 reviews. Other highly rated options include Timm Insurance Agency - Farmers Insurance, Inszone Insurance Services, Nancy Leavitt Agency, LLC American Family Insurance. This directory lists 14 home insurance agents serving Bainbridge Island.

Showing 14 home insurance agents in Bainbridge Island, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Paula Weissinger - State Farm Insurance Agent360 Knechtel Way NE UNIT 101(206) 855-0855
2Timm Insurance Agency - Farmers Insurance750 Ericksen Ave NE Ste 105(206) 842-1603
3Inszone Insurance Services175 Parfitt Way SW # S105(206) 842-7410
4Nancy Leavitt Agency, LLC American Family Insurance724 Ericksen Ave NE(360) 733-3626
5​​FloodBuddy Insurance LLC2072 Country View Ln NE(206) 780-0246
6Fournier249 Winslow Way E Suite 300(206) 842-9091
7Bainbridge Agency an Allstate Agency600 Winslow Way E(206) 780-9801
8Kari Hardy - The Agency Bainbridge Island168 Winslow Way W(480) 684-4067
9CARNEY CARGILL INCORPORATED600 Ericksen Ave NE #320(206) 842-8987
10Bainbridge Insurance Agency724 Ericksen Ave NE Suite 201(206) 842-2644
PW
360 Knechtel Way NE UNIT 101
Paula Weissinger - State Farm Insurance Agent
Home Insurance Agent · Bainbridge Island, WA

Paula Weissinger’s State Farm agency on Bainbridge Island helps local homeowners secure property coverage from the insurer’s standard policies, then layers on specialty add-ons such as flood, earthquake, and personal liability protection. These enhanced options address the unique weather and water risks of the Pacific Northwest region. The agency serves residential accounts as well as commercial sectors including offices, warehouses, and food service establishments.

TI
750 Ericksen Ave NE Ste 105
Timm Insurance Agency - Farmers Insurance
Home Insurance Agent · Bainbridge Island, WA

Timm Insurance Agency - Farmers Insurance serves Bainbridge Island and the surrounding Kitsap County area as a home insurance agent. The agency helps local homeowners protect their properties with standard homeowners policies. These plans typically cover dwelling structures, personal belongings, and liability protection. Additionally, the agency offers specialized coverage options for policyholders in this waterfront community. Such options may include flood insurance protection and policies designed for homes with unique coastal features.

II
175 Parfitt Way SW # S105
Inszone Insurance Services
Home Insurance Agent · Bainbridge Island, WA

Inszone Insurance Services in Bainbridge Island, Washington, provides home insurance agents who assist residents with residential property coverage throughout the local area. Commercial insurance solutions are also offered to businesses seeking protection in this island community. Agents help clients compare policies and tailor coverage to suit individual needs. Follow-up service is available after initial policy setup, and agents remain accessible for adjustments or inquiries between regular visits.

NL
724 Ericksen Ave NE
Nancy Leavitt Agency, LLC American Family Insurance
Home Insurance Agent · Bainbridge Island, WA

Nancy Leavitt Agency, LLC American Family Insurance is a home insurance agent in Bainbridge Island, Washington, known for offering standard residential coverage policies to local homeowners. Its services include dwelling protection for structural damage, personal property coverage for belongings, and liability insurance for accidents on the property. The agency can also help clients add an equipment breakdown endorsement to protect major home systems and appliances from sudden mechanical failure.

FI
2072 Country View Ln NE
​​FloodBuddy Insurance LLC
Home Insurance Agent · Bainbridge Island, WA

FloodBuddy Insurance LLC provides home insurance agent services to residents and businesses in and around Bainbridge Island, Washington. The company offers a range of coverage options to protect property from common regional risks, helping clients select appropriate policies and adjust them as needs change. Regular reviews of coverage are available to ensure plans remain aligned with current property values and local conditions. FloodBuddy Insurance LLC services single-family homes, apartments, retail establishments, and restaurants in the area.

FO
249 Winslow Way E Suite 300
Fournier
Home Insurance Agent · Bainbridge Island, WA

Fournier serves homeowners, businesses, and property managers on Bainbridge Island. It provides coverage options for dwelling protection, liability, and personal property. The agency also assists with supplemental policies such as flood or earthquake insurance. Clients consult an agent to review policy details and ensure adequate limits for their specific assets. Recommendations often include bundling home and auto policies for potential savings. Fournier additionally extends its home insurance services to clients in nearby Winslow and throughout the greater Kitsap County area.

BA
600 Winslow Way E
Bainbridge Agency an Allstate Agency
Home Insurance Agent · Bainbridge Island, WA

Serving Bainbridge Island and the surrounding Puget Sound communities, Bainbridge Agency an Allstate Agency handles home insurance for a range of properties in this coastal region. The agency works with homeowners to review coverage needs, including protection against local weather risks and liability. For a typical job, an agent first discusses the client’s property and current policy, then compares options to build suitable coverage. The general approach uses a step-by-step review process to align insurance plans with each customer’s specific situation and home.

KH
168 Winslow Way W
Kari Hardy - The Agency Bainbridge Island
Home Insurance Agent · Bainbridge Island, WA

Home insurance agents can offer either a one-time policy placement or ongoing service with annual reviews. Kari Hardy - The Agency Bainbridge Island provides home coverage that protects structures, personal belongings, and liability for properties in the local area. Tailored policies address the specific needs of homes on Bainbridge Island. Servicing is available on a scheduled basis through regular policy check-ins, with additional service offered as needed whenever a client requests a policy update or endorsement.

CC
600 Ericksen Ave NE #320
CARNEY CARGILL INCORPORATED
Home Insurance Agent · Bainbridge Island, WA

As a home insurance agent, CARNEY CARGILL INCORPORATED offers specialized policies to protect residential property and personal belongings. The firm serves Bainbridge Island and the surrounding region by helping clients assess their coverage needs and choose appropriate plans. It works with customers to match deductibles, liability limits, and endorsements to individual household circumstances. When strong coastal storms or seasonal wildfire threats arise around Puget Sound, the agency assists homeowners in reviewing their policies to ensure adequate protection for wind damage or potential evacuation-related losses.

BI
724 Ericksen Ave NE Suite 201
Bainbridge Insurance Agency
Home Insurance Agent · Bainbridge Island, WA

As the damp winter season approaches the Pacific Northwest, homeowners on Bainbridge Island face increased risks from windstorms and potential water damage. Bainbridge Insurance Agency helps local residents address these vulnerabilities by recommending appropriate home insurance coverage tailored to the island’s coastal environment. Their work involves explaining policy options that protect structures and personal belongings from common regional perils. Every new client relationship begins with a careful review of the property’s specific characteristics and risk factors during an initial consultation.

TI
188 Ericksen Ave NE
Thornburgh Insurance Agency
Home Insurance Agent · Bainbridge Island, WA
(206) 842-7692
thornburgh-insurance.com
DB
9548 Idel Weiss Ln
Delegance Brokerage
Home Insurance Agent · Bainbridge Island, WA
delegancebrokerage.com
AI
724 Ericksen Ave NE Suite 201
Allstate Insurance
Home Insurance Agent · Bainbridge Island, WA
(206) 842-2644
bainbridgeinsurance.com
IC
8960 Woodbank Dr NE
Insurance Connection USA | Seattle
Home Insurance Agent · Bainbridge Island, WA
(206) 607-1279
insuranceconnectionusa.com

What Does a a Home Insurance Agent in Bainbridge Island Cost?

Home insurance costs in Washington average around 1,200 to 1,800 dollars per year for a standard policy but vary by home value location and coverage level. Bainbridge Island rates may be higher due to coastal exposure and wildfire risk. Factors like your deductible credit score and claims history also affect the premium. This is general information not insurance advice.

About home insurance agents in Bainbridge Island

Home insurance agents on Bainbridge Island help residents protect their homes against risks like windstorms and earthquakes common to the Pacific Northwest. Washington state law does not require homeowners insurance but mortgage lenders typically do. Agents can explain how local factors like ferry proximity and tree coverage affect your policy.

Frequently Asked Questions

What does a home insurance agent in Bainbridge Island do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain Washington-specific options such as earthquake endorsements and replacement cost coverage. They also assist with claims and policy changes.

Do I need earthquake insurance in Washington?

Earthquake insurance is not required by law in Washington but is recommended due to the Cascadia subduction zone risk. Standard home policies exclude earthquake damage. Agents can add a separate earthquake endorsement for an additional cost.

How do Washington insurance laws affect my home policy?

Washington requires insurers to offer a 30 day grace period for late premium payments before cancellation. The state also mandates that insurers provide a written explanation if they deny a claim. Agents must follow these rules when advising you.

Home Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.