The top-rated home insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Shinae Kim - State Farm Insurance Agent, Highstreet Insurance, John Schmick - State Farm Insurance Agent. This directory lists 18 home insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Shinae Kim - State Farm Insurance Agent | 7907 212th St SW #100 | (425) 776-8515 |
| 3 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 4 | John Schmick - State Farm Insurance Agent | 100 2nd Ave S Ste 320 | (425) 776-3110 |
| 5 | Laura Arcuri - State Farm Insurance Agent | 8301 212th St SW Suite A | (425) 744-7447 |
| 6 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 7 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 8 | Chelsea Hwangbo - State Farm Insurance Agent | 22618 Hwy 99 Ste 113 | (425) 329-8396 |
| 9 | Farmers Insurance - Mark Weedin | 7500 212th St SW STE 211 | (425) 485-6060 |
| 10 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
Cornerstone Insurance Group serves the Edmonds, Washington area as a home insurance agent. It offers standard homeowners policies that protect single-family residences against common perils like fire, theft, and weather damage. The agency also helps clients secure coverage for personal liability and additional structures on their property. The company works with multiple carriers to find suitable protection for varying home values and construction types. Its services include tailoring dwelling coverage limits and arranging replacement cost endorsements for local homeowners.
Shinae Kim - State Farm Insurance Agent serves homeowners, property managers, and small businesses in the Edmonds, Washington area. The agency helps clients protect their residential properties and assets with standard home insurance policies. General services include advising on coverage options, explaining policy details for dwelling and personal property, and assisting with claim filing procedures. This office also supports customers in understanding liability protection and additional living expense coverage. Adjacent neighborhoods such as Lynnwood and Mountlake Terrace are included in the service area for the agency.
Highstreet Insurance provides homeowners insurance coverage for properties in Edmonds, WA. The agency helps clients tailor policies to protect against common regional risks, such as wind, hail, and fire damage. They assist with annual policy reviews to ensure adequate coverage and help process claims to facilitate efficient recovery. Their service extends to single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate liability and structure protection.
Serving Edmonds and the surrounding communities of Snohomish County, John Schmick - State Farm Insurance Agent provides home insurance coverage to local homeowners. It handles policies designed to protect residential properties and personal belongings from common risks like fire, theft, and storm damage. The agency also works with clients to customize their coverage based on individual property needs and budget considerations. For a typical job, it starts by assessing a home's unique features and potential exposures, then building a policy that balances protection with the homeowner's long-term security needs.
Laura Arcuri - State Farm Insurance Agent in Edmonds, WA, provides specialized home insurance policies tailored to protect residential properties and their contents. The agency also works with homeowners to review general liability coverage, roof and water damage protection, and personal property endorsements. As part of its ongoing service, the office helps clients prepare for seasonal risks such as windstorms, heavy rain, or winter freeze damage, which can affect homes in the Pacific Northwest throughout the year.
Some clients need a single policy to meet a mortgage requirement, while others prefer an ongoing plan that adjusts as their home and possessions change. As a home insurance agent in Edmonds, WA, Matthew Ulrich: Allstate Insurance can help review coverage options for the structure, personal belongings, and liability concerns. This includes discussing deductibles and potential discounts to align with individual risk tolerance. Service appointments are available on an as-needed basis, whether for a first quote, an annual policy review, or after a life event.
As winter storms and seasonal rainfall affect Edmonds, securing proper home insurance becomes a priority for local homeowners. Salish Insurance Group offers personalized guidance to help residents review their current policies and address potential coverage gaps. They discuss standard protections for the home's structure and personal belongings, while also explaining options for flood or wind damage common in the Pacific Northwest. An agent examines the property's specific risks and available endorsements, then schedules a detailed inspection to evaluate the dwelling and finalize a suitable plan.
Chelsea Hwangbo - State Farm Insurance Agent in Edmonds, WA provides home insurance policies that protect residential properties from common perils such as fire, theft, and weather damage. The agency also offers specialty add-ons including coverage for valuable personal items, identity theft protection, and water backup from drains or sump pump overflows. Services are available for commercial sectors such as offices, warehouses, and food service establishments needing tailored property and liability protection.
Farmers Insurance - Mark Weedin provides residential home insurance services to homeowners in Edmonds, Washington. Commercial coverage is available for local businesses, and the agency serves clients throughout the surrounding area. Each policy is customized to match individual property needs and risk factors specific to the region. The agent helps clients understand their coverage options and file claims when necessary. After a policy is issued, the agency follows up to address any changes or new questions, and remains available for ongoing service between regular policy reviews.
Protect Insurance Services LLC in Edmonds, WA is known for helping homeowners find coverage tailored to their individual needs. It offers a range of standard policies that protect against common perils like fire, theft, and weather damage. The company assists clients in comparing options to ensure adequate dwelling and liability protection. Customers can add on coverage for valuable personal property such as jewelry or fine art to enhance their policy.
What Does a a Home Insurance Agent in Edmonds Cost?
The average annual premium for home insurance in Washington is around 1,200 to 1,800 dollars for a standard policy, but costs vary by home value, location, and coverage limits. In Edmonds, factors like proximity to the Puget Sound and older construction can affect rates. An agent can provide quotes tailored to your specific property. This is general information and not insurance advice.
About home insurance agents in Edmonds
Home insurance agents in Edmonds Washington help homeowners find policies that protect against common risks like windstorms and fire. Washington state law requires insurers to offer coverage for earthquake damage as an endorsement. Agents can guide you through policy options and ensure you meet lender requirements for dwelling coverage.
Frequently Asked Questions
What does a home insurance agent in Edmonds do?
A home insurance agent helps you compare policies from different carriers to find the right coverage for your home. They explain deductibles, liability limits, and additional endorsements like sewer backup coverage. Agents also assist with claims and policy changes after you buy a policy.
Do I need earthquake insurance in Edmonds Washington?
Earthquake insurance is not required by law in Washington, but insurers must offer it as an optional endorsement. Edmonds is in a seismically active region, so many agents recommend considering this coverage. The cost depends on your homes age, construction type, and location.
How do I choose a home insurance agent in Edmonds?
Look for an agent who is licensed in Washington and has experience with homes in the Edmonds area. Ask about their carrier options and whether they offer personalized risk assessments. You can check an agents license status on the Washington State Office of the Insurance Commissioner website.
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