The top-rated home insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 206 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 8 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 9 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 10 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County and the surrounding Columbia Basin region, providing home insurance policies tailored to private residences. The agency helps local homeowners secure coverage that protects their dwellings against common regional risks such as wildfire, wind, and hail damage. Its agents guide clients through the process of selecting appropriate liability limits and personal property endorsements. Specific handling includes standard homeowners policies as well as specialized protection for vacation homes and seasonal properties in the Moses Lake area.
Basin Pacific Insurance & Benefits offers a range of home insurance options for property owners in the Moses Lake area. It provides standard coverage policies designed to protect dwellings and personal belongings against common perils, and its agents can assist with policy reviews and renewal paperwork. Clients can expect support with claims filing and adjustments to coverage limits over time. The agency services single-family homes, apartments, retail spaces, and restaurants.
Hunter Cruz - State Farm Insurance Agent in Moses Lake serves homeowners, renters, and property managers with home insurance policies that protect against common regional risks like wind, hail, and fire. The agency also offers advice on coverage limits and deductibles tailored to individual property needs. Counselors explain policy details thoroughly so customers understand their financial protection. Additionally, the agency provides service to clients in surrounding areas of Grant County, including the nearby community of Ephrata.
Ariel Garza - State Farm Insurance Agent serves Moses Lake, Washington, and the surrounding communities in Grant County. The company handles residential home insurance policies, protecting local homeowners against property damage and liability claims. It advises clients on coverage options suited to area-specific risks such as hailstorms and wildfires. For a typical job, the agent first reviews the home’s dwelling and personal property details, then proposes a customized policy that balances protection with the homeowner’s budget.
For homeowners, home insurance can be chosen as either a one-time policy or as a recurring service that renews annually. As a home insurance agent in Moses Lake, WA, Kim Baldini-Janke - State Farm Insurance Agent helps clients review coverage options for dwelling protection and personal property. These consultations ensure policies fit individual needs. Services are offered on a scheduled basis for policy reviews and on an as-needed basis for claims assistance, but they also run on an annual recurring cycle for policy renewal.
Greg Schlagel: Allstate Insurance provides specialty coverage options for standard homes, manufactured homes, and rental properties in Moses Lake, Washington. Its general services include policy reviews, claim filing assistance, and tailored protection plans for local homeowners. As a home insurance agent, it helps clients manage unique risks from the area’s seasonal weather patterns, such as high winds, hail storms, or winter freeze damage to pipes and roofs.
As winter storms over Moses Lake threaten roofs with ice dams and wind damage, Christopher Arnberg American Family Insurance helps homeowners review their existing policies to ensure adequate dwelling and personal property coverage. The agency also guides clients through adjusting deductibles or adding endorsements for faster claims service. After a policy consult, agents typically arrange a walkthrough of the property exterior and interior to document current conditions and identify any needed updates for accurate protection. An initial inspection or an informal phone assessment begins every new coverage review.
Morgan Insurance & Financial Services provides home insurance coverage to homeowners throughout the Moses Lake, WA area. Its policies may typically include options for dwelling protection, personal property coverage, and liability, as well as specialty add-ons such as sewer backup or ordinance or law coverage for older homes. For local property owners beyond standard residences, the company also offers commercial insurance solutions to protect offices, warehouses, and food service establishments.
Farmers Insurance - Mario Lopez Agency provides residential home insurance coverage for homeowners in Moses Lake, Washington, where property protection against local weather and liability risks is essential. The agency also offers commercial coverage for small business owners in the area seeking asset security. Service extends throughout Moses Lake and its surrounding communities. Clients benefit from guidance on policy options and claims assistance as needs arise. The office encourages follow-up inquiries between regular visits to adjust coverage or address changing circumstances.
What Does a a Home Insurance Agent in Moses Lake Cost?
The average cost of home insurance in Washington is about $1,200 per year for a standard policy. In Moses Lake, rates may be slightly lower due to lower population density. Costs depend on your homes age, construction type, and distance from fire stations. This is general information, not insurance advice.
About home insurance agents in Moses Lake
Home insurance agents in Moses Lake, Washington help you find coverage for your house and belongings. Washington state requires insurers to offer coverage for volcanic eruption and earthquake damage. Agents can explain local risks like wildfires and winter storms that affect Grant County homeowners.
Frequently Asked Questions
What does a home insurance agent in Moses Lake do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims after a loss.
Do I need flood insurance for my home in Moses Lake?
Standard home insurance policies in Washington do not cover flood damage. Moses Lake is near water bodies, so flood insurance may be needed. You can buy a separate flood policy through the National Flood Insurance Program.
How can I lower my home insurance premium in Washington?
You can raise your deductible, bundle home and auto policies, or install security systems. Some insurers offer discounts for newer roofs or updated electrical systems. Ask your agent about specific discounts available in Washington.
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