The top-rated home insurance agent in Liberty Lake, Washington is Ben Volk Insurance, rated 5.0 stars across 120 reviews. Other highly rated options include Ashlie Hultman - State Farm Insurance Agent, Emily Osborne - State Farm Insurance Agent, David Walker - COUNTRY Financial Representative. This directory lists 19 home insurance agents serving Liberty Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben Volk Insurance | 23403 E Mission Ave Ste 111C | (509) 714-2629 |
| 2 | Ashlie Hultman - State Farm Insurance Agent | 21950 E Country Vista Dr Suite 200 | (509) 483-5540 |
| 3 | Emily Osborne - State Farm Insurance Agent | 23403 E Mission Ave #117 | (509) 927-2886 |
| 4 | David Walker - COUNTRY Financial Representative | 695 N Legacy Ridge Dr Suite 204 | (509) 444-8818 |
| 5 | Anthony Weller at Comparion Insurance Agency | 24041 E Mission Ave | (509) 608-5322 |
| 6 | Legacy Insurance & Financial Services | 2310 N Molter Rd #204 | (509) 512-1503 |
| 7 | Shelton Hansen - COUNTRY Financial Representative | 695 N Legacy Ridge Dr Suite 204 | (509) 444-8822 |
| 8 | Joe Raymond at Comparion Insurance Agency | 24041 E Mission Ave | (509) 608-4804 |
| 9 | Colette Sherman at Comparion Insurance Agency | 24041 E Mission Ave | (509) 608-5325 |
| 10 | James Stenzel at Comparion Insurance Agency | 24041 E Mission Ave | (509) 608-5301 |
Ben Volk Insurance provides a range of home insurance options for property owners in Liberty Lake and the surrounding area. Coverage plans are designed to protect against common structural and liability risks, with policyholders able to review coverage details to ensure appropriate protection. An annual policy review is offered to help clients reassess coverage as their needs evolve. The agency serves clients with single-family homes, apartments, retail storefronts, and local restaurants.
Ashlie Hultman - State Farm Insurance Agent serves the Liberty Lake, Washington area and the greater Spokane County region. As a home insurance agent, this office provides standard homeowners policies that cover dwelling protection and personal property. Liability coverage and medical payments to others are also included in typical plans. Clients can discuss structural damage protection against fire, wind, or theft with the agency. The office handles renters insurance for tenants as well as landlord insurance for property owners in Liberty Lake.
Emily Osborne - State Farm Insurance Agent serves local homeowners, property managers, and small business owners seeking personal property coverage and liability protection. The agency provides standard home insurance policies, including options for dwelling, personal belongings, and additional living expenses. Residents in the Liberty Lake area rely on this agent for customized coverage assessments and policy adjustments. The office also serves clients across the broader Spokane Valley metro region.
David Walker - COUNTRY Financial Representative serves Liberty Lake, Washington, and the surrounding Spokane Valley communities by providing home insurance policies for local homeowners. The agency handles a range of residential coverage needs, including protection for the structure, personal belongings, liability, and additional living expenses after a covered loss. Each homeowner's situation is evaluated carefully to recommend an appropriate level of coverage while explaining policy options in straightforward terms. Claims are managed with a focus on guiding clients through the process step by step until the property is restored.
Anthony Weller at Comparion Insurance Agency in Liberty Lake, WA, offers tailored home insurance solutions that can be customized for either a one-time policy purchase or an ongoing service relationship with periodic coverage reviews. The agency helps local homeowners compare options to protect their property from regional weather risks and unforeseen damage. As a home insurance agent serving the Liberty Lake area, service is available on both an as-needed basis for individual policy changes and according to a scheduled annual review for existing clients.
As the region's weather shifts between dry summers and icy winters, Legacy Insurance & Financial Services helps homeowners in Liberty Lake protect their most important investment. This home insurance agent works to match each property's unique risks with appropriate coverage. After considering a home's age, construction, and local exposure to wind or snow, the firm typically recommends an on-site inspection to assess specific vulnerabilities before finalizing a policy.
As a home insurance agent in Liberty Lake, Washington, Shelton Hansen - COUNTRY Financial Representative specializes in tailoring homeowners policies to cover the specific regional risks of the Inland Northwest. The agency works to help local families protect their properties against common liabilities and financial losses from unexpected damages. For properties in Liberty Lake, the agency assists clients with securing coverage for the unique seasonal hazards of the area, such as freezing winter pipes or heavy snow load damage on roofs.
Joe Raymond at Comparion Insurance Agency provides residential home insurance services for properties in Liberty Lake, Washington. It also offers commercial coverage for local business structures. The agency serves homeowners throughout the surrounding Spokane County area. As with any home insurance agent, the company helps match coverage to individual property needs. Clients can follow up between regular annual policy reviews to update coverage after home renovations, additions, or significant personal property acquisitions.
Colette Sherman at Comparion Insurance Agency in Liberty Lake, WA, is known for offering tailored home insurance solutions that protect local homeowners from common regional risks. The agency helps clients assess their property coverage needs, from dwelling protection to liability coverage, ensuring policies match individual circumstances. Its service range includes guidance on deductibles and policy limits, adapting to changes in the Liberty Lake housing market. A specialty add-on available through the agency is coverage for valuable personal property items such as jewelry or fine art.
What Does a a Home Insurance Agent in Liberty Lake Cost?
The average annual home insurance premium in Washington is around 1,200 to 1,800 dollars for a standard policy, but Liberty Lake rates may vary based on your homes value, location, and coverage limits. Factors like proximity to fire stations, roof age, and credit history can also influence costs. This is general information and not insurance advice.
About home insurance agents in Liberty Lake
Liberty Lake, Washington homeowners can work with a local insurance agent to find coverage that protects their property against common risks like wind, hail, and fire. Washington state law requires insurers to offer a minimum of 10 percent dwelling coverage for additional living expenses, and agents can explain these details. An agent can also help you understand how Liberty Lake proximity to the Spokane River may affect flood insurance needs.
Frequently Asked Questions
What does a home insurance agent in Liberty Lake do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home, personal property, and liability. They can explain Washington-specific rules, such as the requirement for insurers to provide a written explanation if they deny coverage. Agents also assist with filing claims and adjusting coverage as your needs change.
Do I need flood insurance in Liberty Lake Washington?
Standard home insurance policies do not cover flood damage. Liberty Lake is near the Spokane River and some areas may be in a flood zone. Your agent can help you determine if a separate flood policy from the National Flood Insurance Program is recommended for your property.
How does Washington state law affect home insurance costs?
Washington state law allows insurers to consider factors like your homes age, construction type, and claims history when setting rates. The state also requires insurers to offer a minimum of 10 percent of dwelling coverage for additional living expenses if your home is uninhabitable. An agent can explain how these rules impact your premium.
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