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Compare Home Insurance Agents in Gig Harbor, WA

Browse home insurance agents serving Gig Harbor, Washington. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Gig Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 20 home insurance agents in Gig Harbor, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Narrows Insurance
2601 Jahn Ave NW a1, Gig Harbor, WA 98335
(253) 851-8831 narrowsinsurance.com
Kent Cashman - State Farm Insurance Agent
7610 Pioneer Way UNIT 201, Gig Harbor, WA 98335
(253) 851-5116 kentcashman.com
Timothy Lopez American Family Insurance
7512 Stanich Ln # 2, Gig Harbor, WA 98335
(253) 858-7200 amfam.com
Michael J Clifford Insurance Services
11010 Harbor Hill Dr STE B, Gig Harbor, WA 98332
(253) 858-9879 mikecliffordinsurance.com
Patrick Kelly - State Farm Insurance Agent
3412 56th St #101, Gig Harbor, WA 98335
(253) 851-6171 callpatrickkelly.com
Sound Business Insurance
3312 Rosedale St NW Suite #103, Gig Harbor, WA 98335
(253) 858-9988 gigharboragency.com
Farmers Insurance - Lawrence Kalahiki
6625 Wagner Way NW Ste 260f, Gig Harbor, WA 98335
(253) 509-0837 agents.farmers.com
Tim Potter - State Farm Insurance Agent
5151 Borgen Blvd Ste 204, Gig Harbor, WA 98332
(253) 851-4400 timpotter.org
Farmers Insurance - Daniel Fraley
7116 Stinson Ave Ste B311, Gig Harbor, WA 98335
(253) 851-3266 agents.farmers.com
Farmers Insurance - Tyler Martindale
5209 Point Fosdick Dr #207, Gig Harbor, WA 98335
(253) 851-9578 agents.farmers.com
Great Insurance Washington
5122 Olympic Dr, Gig Harbor, WA 98335
(253) 387-6035
Larson Financial & Insurance: Allstate Insurance
5775 Soundview Dr # 101B, Gig Harbor, WA 98335
(253) 851-8866 agents.allstate.com
Ken Uddenberg - State Farm Insurance Agent
7201 Pioneer Way a102, Gig Harbor, WA 98335
(253) 851-8355 kenuddenberg.com
Olympic Crest Insurance, Inc.
3710 Grandview St, Gig Harbor, WA 98335
(253) 851-4408 olympiccrest.com
Stanford Insurance
3118 Judson St #189, Gig Harbor, WA 98335
(253) 874-9200 stanfordinsurance.com
Horace Mann Insurance Co
3206 50th St Ct #224, Gig Harbor, WA 98335
(360) 382-2671
Fournier
3111 Harborview Dr #200b, Gig Harbor, WA 98335
(253) 851-3323 fournierinsurance.com
Interference Insurance Services
10612 132nd St Ct NW, Gig Harbor, WA 98329
(253) 364-1027
Troy Johnson Insurance
3220 Uddenberg Ln #2, Gig Harbor, WA 98335
(253) 858-9004 troyjohnsoninsurance.com
Horace Mann Insurance Agency
5224 Olympic Dr # 107, Gig Harbor, WA 98335
(253) 242-0572 horacemann.com

A home insurance agent in Gig Harbor, Washington can help you find a policy that protects your property against risks like windstorms and earthquakes. Washington state law requires insurers to offer earthquake coverage as an endorsement, but it is not mandatory to purchase. Local agents understand the specific needs of homes near the Puget Sound and can guide you through policy options.

What Does a Home Insurance Agent in Gig Harbor Cost?

The average cost of home insurance in Washington is about $1,200 per year for a standard policy, but rates in Gig Harbor may be higher due to coastal exposure. A typical homeowners policy in the area ranges from $800 to $2,000 annually, depending on the homes value, age, and coverage limits. Adding earthquake insurance can increase the premium by $200 to $500 per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Gig Harbor do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms, help with claims, and advise on additional coverages like flood or earthquake insurance. Agents licensed in Washington must follow state regulations on policy disclosures and cancellation notices.
Do I need earthquake insurance for my Gig Harbor home?
Earthquake insurance is not required by law in Washington, but insurers must offer it as an optional endorsement. Given Gig Harbors location near the Cascadia subduction zone, many homeowners choose to add this coverage. An agent can explain the deductible and coverage limits for earthquake policies.
How do I choose a home insurance agent in Gig Harbor?
Look for an agent who is licensed in Washington and has experience with homes in coastal areas. Ask about their knowledge of local risks like windstorms, landslides, and flooding. You can verify an agents license through the Washington State Office of the Insurance Commissioner.