The top-rated home insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 11 home insurance agents serving Roy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deni Mooney American Family Insurance | 6022 S 1900 W | (801) 399-0523 |
| 2 | Mindy Olsen American Family Insurance | 6022 S 1900 W | (801) 825-1707 |
| 3 | Kimberly Stephens - State Farm Insurance Agent | 4893 S 1900 W | (801) 825-7169 |
| 4 | Morse Insurance Agency | 4695 S 1900 W #8 | (801) 776-1626 |
| 5 | Farmers Insurance - Kendra Nilsen | 1935 5200 S St | (801) 731-5254 |
| 6 | Farmers Insurance - Joshua Cottle | 2050 W 5700 S | (801) 775-0424 |
| 7 | Ponce de Leon Insurance (now Sierra Grande Insurance) | 4655 S 1900 W #3 | (801) 317-4943 |
| 8 | Freedom Insurance Utah | 5533 S 1900 W | (801) 773-1555 |
| 9 | Sierra Grande Insurance | 4655 S 1900 W | (801) 317-4943 |
| 10 | Farmers Insurance Andrew Miller Agency | 3588 W 4800 S B | (801) 406-6293 |
Deni Mooney American Family Insurance offers a range of home insurance options designed to protect local homeowners from unexpected losses and liabilities. The agency works with clients to establish coverage that aligns with individual needs, including the potential for periodic policy reviews and adjustments. Its service approach focuses on explaining available plans and assisting with claims support when necessary. The company serves a variety of property types in the Roy, UT area, covering single-family homes, apartments, retail locations, and restaurants.
Mindy Olsen American Family Insurance serves home insurance clients in Weber County and the Roy, Utah area. The agency provides standard homeowners coverage that can protect a dwelling and personal belongings from common perils such as fire, theft, or wind damage. Policies typically include liability protection in case someone is injured on the property. For local homeowners, the office also handles dedicated renters insurance policies tailored for tenants and landlord insurance solutions for property investors in northern Utah.
Kimberly Stephens - State Farm Insurance Agent in Roy, UT, serves local homeowners, businesses, and property managers with home insurance policies tailored to protect their structures and personal belongings. She assists clients in assessing their coverage needs, helping them understand policy options for dwelling protection, liability, and additional living expenses. The agency also offers guidance on bundling home and auto insurance for potential savings. Serving the Roy area, its team additionally covers neighboring communities in Weber County, including Ogden and the surrounding metro region.
Based in Roy, Utah, Morse Insurance Agency serves clients throughout Roy and the surrounding communities of Weber County. As a home insurance agent, the agency handles policies that cover a house’s structure, personal belongings, and personal liability protection for families in the area. It works with standard homeowners policies as well as coverage for condos, rentals, and vacant properties. To handle a typical job, it starts with a detailed consultation to review specific property risks and coverage gaps before presenting tailored policy options from multiple carriers.
Farmers Insurance - Kendra Nilsen in Roy, UT offers homeowners both one-time policy quotes and recurring annual coverage updates, tailoring protection for local properties. Their home insurance services cover dwelling, personal property, and liability, with options to add flood or earthquake endorsements depending on the area’s needs. Help is available as an ongoing relationship, with service running on an as-needed basis for claims, policy changes, or seasonal reviews.
Farmers Insurance - Joshua Cottle offers tailored home insurance policies covering structure, personal property, and liability protection. Serving Roy, UT, the agency works with homeowners to find appropriate coverage options that address local risks and individual needs. Regular consultations help ensure policies remain aligned with changing property values and circumstances. The agency also assists clients in preparing for seasonal weather events, such as severe winter storms that can cause roof damage or frozen pipe bursts common in northern Utah.
As winter storms approach Roy, protecting a home against wind and snow damage becomes a priority. Ponce de Leon Insurance, now operating as Sierra Grande Insurance, offers homeowners policies that address these common regional risks. The agency works to match coverage with property-specific needs, helping clients understand their deductibles and liability protections. Following a policy discussion, a thorough property inspection or initial risk assessment is typically scheduled to finalize the terms.
Serving homeowners in the Roy, Utah area, Freedom Insurance Utah assists clients in securing policies that protect residential property and personal belongings. Its agents help tailor coverage with specialty add-ons for natural disasters common to the region, ensuring policyholders feel prepared. The company also offers home insurance solutions for various commercial sectors it can serve, including offices, warehouses, and food service establishments requiring liability and property protection for their operations.
Sierra Grande Insurance provides residential home insurance services to homeowners in Roy, Utah, helping them protect their properties from common regional risks. The agency also offers commercial coverage for local businesses seeking policy management. Serving clients throughout northern Utah, they assist with policy evaluations and claims support. Their ongoing client relationships involve reviewing coverage needs during regular visits and following up with updated quotes when policies are up for renewal.
Farmers Insurance Andrew Miller Agency in Roy, UT, is known for tailoring home insurance policies to protect local residences against common regional risks. Its coverage options help homeowners safeguard their property, personal belongings, and liability from unexpected events. The agency also emphasizes guidance on deductibles and replacement cost coverage to meet individual needs. As a specialty add-on, it offers valuable protection for valuable personal items such as jewelry, fine art, or collectibles beyond standard policy limits.
What Does a a Home Insurance Agent in Roy Cost?
The average cost of home insurance in Utah is about 1,100 to 1,500 dollars per year for a standard policy. In Roy, rates may vary based on your homes age, size, and location. Factors like deductible amount and coverage limits also affect the premium. This is general information and not insurance advice.
About home insurance agents in Roy
A home insurance agent in Roy Utah can help you find a policy that meets your needs. Utah law requires homeowners to carry certain minimum coverages for liability and property damage. Agents in Roy understand local risks like snow load and wildfire zones.
Frequently Asked Questions
What does a home insurance agent in Roy do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also advise on Utah-specific endorsements for earthquakes or floods.
Do I need home insurance in Roy Utah?
Utah does not legally require home insurance, but mortgage lenders almost always require it. Without insurance, you risk paying out of pocket for damage or lawsuits. An agent can help you meet lender requirements.
How do I choose a home insurance agent in Roy?
Look for an agent licensed in Utah with experience in the Roy area. Ask about their knowledge of local risks like winter storms and hail. Check reviews and confirm they represent multiple insurance companies.
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