The top-rated home insurance agent in Bountiful, Utah is Farmers Insurance - Mason Crapo, rated 5.0 stars across 675 reviews. Other highly rated options include Health Insurance Specialists, John Henry Smith Insurance, Chad Bangerter: Allstate Insurance. This directory lists 24 home insurance agents serving Bountiful.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mason Crapo | 106 W 500 S Suite 100 | (801) 683-3668 |
| 2 | Health Insurance Specialists | 533 W 2600 S #305 | (801) 718-0051 |
| 3 | John Henry Smith Insurance | 563 W 2600 S | (801) 683-3200 |
| 4 | Chad Bangerter: Allstate Insurance | 48 400 S | (801) 797-2799 |
| 5 | Matt Culligan - State Farm Insurance Agent | 535 W 500 S #5 | (801) 335-9016 |
| 6 | Curtis J. Vernon Insurance | 46 W 200 S | (801) 292-5529 |
| 7 | CLEAR Insurance Solutions | 110 N Main St | (801) 292-5327 |
| 8 | Axcess Insurance Group | 3263 US-89 #400 | (801) 295-0754 |
| 9 | Goosehead Insurance - Patrick Packer | 74 500 S # 110 | (801) 889-1395 |
| 10 | Matt Howard - State Farm Insurance Agent | 98 W 200 N | (801) 292-7291 |
Farmers Insurance - Mason Crapo serves Davis County and the Bountiful, Utah, area as a home insurance agent. This agency helps local homeowners and renters secure appropriate property coverage for their residences and personal belongings. It also provides guidance on liability protection against accidents or injuries occurring on the insured premises. Common policies arranged include dwelling protection and coverage for detached structures.
Health Insurance Specialists in Bountiful, UT, provides a full range of home insurance coverage options, including policies for dwelling protection, personal liability, and contents coverage. It offers tailored service plans to help clients assess their needs and adjust coverage as property values change over time. The company also assists with policy maintenance to ensure continuous protection and compliance with local requirements. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners in Bountiful, Utah, turn to John Henry Smith Insurance for comprehensive home insurance agent services, including policy reviews, coverage comparisons, and claims assistance. The company helps clients navigate standard protections like dwelling, personal property, and liability coverage to safeguard their investments. As a local resource, it also extends its expertise to residents in nearby North Salt Lake and surrounding areas within the broader Davis County metro.
Chad Bangerter: Allstate Insurance serves Bountiful, Utah, and the surrounding communities throughout Davis County. The agency handles home insurance policies for local homeowners, securing property and personal belongings against common perils. It works with clients to assess their coverage needs for dwelling protection, liability, and additional structures on the property. The agent approaches each job by first reviewing the home's specific risks and the owner's financial preferences, then tailoring coverage options from available policies.
Matt Culligan - State Farm Insurance Agent offers both one-time policy setups and, more commonly, ongoing coverage management for local homeowners. Policies protect a residence against damage from fire, severe storms, theft, and liability. An agent can explain typical coverage details for Bountiful, Utah properties, including personal property protection and dwelling coverage limits. Service for existing customers typically proceeds on an as-needed basis, such as when filing a claim, updating a policy, or discussing annual renewal options.
Curtis J. Vernon Insurance specializes in helping homeowners protect their residential property with tailored coverage options. The agency works with clients in Bountiful, UT, to ensure their policies reflect current property values and personal liability needs. General services include reviewing existing coverage, explaining deductibles, and assisting with claim navigation. When winter storms threaten the Wasatch Front, Curtis J. Vernon Insurance helps local clients assess their policies for potential damage from ice dams, heavy snow loads, or frozen pipes.
As winter storms roll through Bountiful, homeowners often worry about damage from snow and ice buildup on their roofs. CLEAR Insurance Solutions in Bountiful, UT, helps local property owners review their home insurance agent options to ensure sufficient coverage for these seasonal risks. They work with policies that address common local concerns such as wind, hail, and water damage. To begin this process, an agent will first schedule a thorough inspection of the home and its current protection levels.
Axcess Insurance Group, located in Bountiful, UT, provides residential home insurance services to local homeowners. The agency also extends coverage options to commercial properties within the surrounding region, helping businesses protect their assets. Their team works closely with clients to evaluate individual property needs, from dwelling protection to liability coverage, ensuring policies are tailored to the area’s unique risks. The focus on clear communication allows for efficient follow-up service as policy renewals approach or when coverage adjustments are needed between regular visits.
Goosehead Insurance - Patrick Packer is a home insurance agent based in Bountiful, UT, known for providing personalized coverage options to local homeowners. The agency works with multiple carriers to help clients find policies that fit their property and liability needs. Services include evaluating dwelling coverage, personal property protection, and liability limits tailored to the area’s weather risks. A specialty service it can add on is flood insurance, which many standard home policies do not automatically include.
What Does a a Home Insurance Agent in Bountiful Cost?
The average cost of home insurance in Utah is around $1,200 to $1,800 per year for a standard policy, though rates vary by home value, location, and coverage level. In Bountiful, factors like proximity to fire stations and construction materials affect premiums. Earthquake endorsement adds extra cost, typically $200 to $500 per year. This is general information, not insurance advice.
About home insurance agents in Bountiful
Home insurance agents in Bountiful, Utah help residents find coverage for their homes, personal property, and liability. Utah law requires insurers to offer earthquake coverage as an endorsement, so agents can explain this option. Working with a local agent ensures you understand policy details and Utah-specific regulations.
Frequently Asked Questions
What does a home insurance agent in Bountiful do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with claims. They know local risks like wildfire or snow load and can tailor a policy to your needs.
Is earthquake insurance required in Utah?
Utah law does not require earthquake insurance, but insurers must offer it as an optional endorsement. Your agent can explain the cost and coverage details for your Bountiful home.
How do I choose a home insurance agent in Bountiful?
Look for an agent licensed in Utah with experience in homeowner policies. Ask about their knowledge of local risks and the insurers they represent. You can check the Utah Insurance Department for agent license verification.
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