The top-rated home insurance agent in North Ogden, Utah is Farm Bureau Financial Services: Tate Secrist, rated 4.9 stars across 225 reviews. Other highly rated options include Dallace Demler - State Farm Insurance Agent, Horace Mann Insurance, Just Protect Insurance. This directory lists 10 home insurance agents serving North Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farm Bureau Financial Services: Tate Secrist | 2271 N Washington Blvd Ste 201 | (801) 896-0151 |
| 2 | Dallace Demler - State Farm Insurance Agent | 1638 N Washington Blvd Suite 101 | (385) 238-3039 |
| 3 | Horace Mann Insurance | 1638 North Washington Road, Boulevard #206 | (801) 782-7092 |
| 4 | Just Protect Insurance | 2120 N Washington Rd Blvd STE 104 | (385) 626-0085 |
| 5 | Peterson Insurance | 2120 N Washington Blvd Ste 103 | (801) 335-6550 |
| 6 | Dane Atkin American Family Insurance | 380 E 2000 N unit 223 | (801) 640-8240 |
| 7 | Myers Insurance Agency | 2650 N 300 E St #220 | (801) 953-9363 |
| 8 | Wayne Peart Insurance Agency | 1964 N 400 E St | (801) 779-2886 |
| 9 | Advance Insurance | 2751 N 400 E St | (801) 823-2550 |
| 10 | Mountain Star Insurance | 2120 N Washington Blvd Suite 103 | (801) 475-5765 |
What Does a a Home Insurance Agent in North Ogden Cost?
The average cost of home insurance in Utah is about $1,200 per year for a standard policy, but rates in North Ogden can range from $900 to $1,800 depending on your homes age, location, and coverage limits. Factors like proximity to fire stations and the homes construction materials also affect the price. This is general information and not insurance advice.
About home insurance agents in North Ogden
Home insurance agents in North Ogden Utah help you find coverage for your house and belongings. Utah law requires insurers to offer earthquake coverage as an endorsement on standard policies. A local agent can explain how Utahs high wildfire risk and winter storms affect your premiums and policy options.
Frequently Asked Questions
What does a home insurance agent in North Ogden do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy details like dwelling coverage, personal property limits, and liability protection. Agents also assist with claims and policy changes after you buy a policy.
Do I need earthquake insurance for my home in North Ogden?
Utah law does not require earthquake insurance, but insurers must offer it as an optional endorsement. North Ogden is near the Wasatch Fault, so earthquake coverage is worth considering. Your agent can show you the cost and what the policy covers.
How can I lower my home insurance premium in Utah?
You can lower your premium by bundling home and auto insurance with the same company. Installing smoke alarms, deadbolt locks, and a security system may also reduce costs. Ask your agent about discounts for newer roofs or claims-free history.
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