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Compare home insurance agents in Waco. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 home insurance agents in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Dill - State Farm Insurance Agent
1221 Hewitt Dr Suite C, Waco, TX 76712
(254) 752-2022
mattdill.net
Mike McKenzie - State Farm Insurance Agent
2921 W Waco Dr, Waco, TX 76707
(254) 412-2327
insuringwaco.com
Freeway Insurance
800 N Valley Mills Dr, Waco, TX 76710
(254) 859-4019
locations.freeway.com
Pronto Insurance
1709 S Valley Mills Dr, Waco, TX 76711
(254) 752-7526
prontoinsurance.com
Freeway Insurance
2425 W Waco Dr, Waco, TX 76707
(254) 985-6076
locations.freeway.com
David Wilson: Allstate Insurance
8810 US-84 Ste 303, Waco, TX 76712
(254) 772-9900
agents.allstate.com
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727
bakerandcareyinsurance.com
Pronto Insurance
737 N Valley Mills Dr, Waco, TX 76710
(254) 772-6300
prontoinsurance.com
HighView Insurance Group
510 N Valley Mills Dr Ste 503, Waco, TX 76710
(254) 339-6606
highviewinsurance.com
Rosalinda's Insurance Agency
3221 Franklin Ave #201, Waco, TX 76710
(254) 644-4437
Traci Plemons - State Farm Insurance Agent
8809 Woodway Dr, Waco, TX 76712
(254) 776-0124
insurewithtraci.com
Farmers Insurance - Jason Kirk
1201 Lake Air Dr Ste C, Waco, TX 76710
(254) 227-6555
agents.farmers.com
Home State County Mutual Insurance
4315 Lake Shore Dr J, Waco, TX 76710
(254) 776-4521
Herman Bell Insurance Agency
2118 La Salle Ave, Waco, TX 76706
(254) 756-0691
hermanbellinsurance.com
Vista Insurance
2800 W Waco Dr, Waco, TX 76710
(254) 235-8000
vistainsuranceagency.com
Browder General Insurance Agency Inc
4800 Lakewood Dr #3, Waco, TX 76710
(254) 776-1582
browderinsurance.com
Shivers & Associate Insurance
8283 Bosque Blvd, Waco, TX 76712
(254) 751-1446
shiversagency.com
Standard Insurance Agency
4208 W Waco Dr, Waco, TX 76710
(254) 399-8882
standardinsurance.net
Greater Waco Insurance Solutions
7530 Bosque Blvd Suite #D, Waco, TX 76710
(254) 751-1254
gwinsurancesolutions.com
Elite Insurance Group
100 N 6th St #201, Waco, TX 76701
(254) 799-9616
insurewithelite.com
Home insurance agents in Waco Texas help homeowners find coverage for their property against risks like hail storms and fire. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and an agent can explain how this applies to your home. Working with a local agent ensures you understand the specific needs for homes in McLennan County.
What Does a Home Insurance Agent in Waco Cost?
The average cost of home insurance in Texas is around $2,500 per year for a standard policy, but rates in Waco may vary based on factors like home age and claims history. Typical premiums for a $250,000 home in Waco range from $1,800 to $3,200 annually. Costs depend on coverage limits, deductible choices, and local weather risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Waco do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details such as dwelling coverage, personal property limits, and liability protection. Agents also assist with claims and policy changes after you buy a policy.
Do I need flood insurance for my home in Waco?
Flood insurance is not required by Texas law for most homes, but mortgage lenders may require it if your home is in a flood zone. Waco is near the Brazos River, so some areas have higher flood risk. An agent can help you determine if flood insurance is a good choice for your property.
How does Texas law affect home insurance policies?
Texas law mandates that insurers offer coverage for windstorm and hail damage in designated catastrophe areas. The Texas Department of Insurance also requires insurers to provide a detailed policy outline and a 30 day notice before non renewal. An agent can explain these protections and how they apply to your Waco home.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.