The top-rated home insurance agent in Amarillo, Texas is Merritt R Vaughn - State Farm Insurance Agent, rated 5.0 stars across 1,346 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, D3 Insurance Group. This directory lists 22 home insurance agents serving Amarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Merritt R Vaughn - State Farm Insurance Agent | 8001 SW 34th Ave A | (806) 355-7451 |
| 2 | Acceptance Insurance | 1000 E Amarillo Blvd Ste B | (806) 329-3343 |
| 3 | Freeway Insurance | 2301 E Amarillo Blvd | (806) 855-7028 |
| 4 | D3 Insurance Group | 6011 SW 45th Ave | (806) 599-7475 |
| 5 | Jamie Smith - State Farm Insurance Agent | 2025 Coulter St | (806) 353-9515 |
| 6 | Cortez Insurance Agency | 3611 S Soncy Rd Bld 2A | (806) 576-1183 |
| 7 | Amarillo's Insurance Agency | 1305 S Grand St | (806) 331-4467 |
| 8 | Farmers Insurance - Jarred Holladay | 7105 SW 34th Ave Ste D | (806) 356-7006 |
| 9 | Chandler Insurance Agency - Farmers Insurance - Cody Chandler | 7659 Hillside Rd Suite 200 | (806) 359-5179 |
| 10 | Texas Preferred Insurance | 905 S Fillmore St Suite 703 | (806) 352-0534 |
Merritt R Vaughn - State Farm Insurance Agent in Amarillo, TX provides homeowners insurance coverage for a wide range of protection needs, including property damage and personal liability. The agency works with clients to customize basic policies and offers service by reviewing coverage options during policy renewals. It also assists with claims guidance to help property owners navigate their situations. The company services single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance in Amarillo, Texas assists homeowners with protecting their property from common regional risks like hail and wind damage. The agency also offers endorsements for valuable personal items and liability coverage adjustments. Policies are structured to cover dwelling structures, detached garages, and personal belongings against named perils. The agency can serve residential customers as well as commercial sectors needing coverage for offices, warehouses, and food service operations.
Freeway Insurance provides homeowners in Amarillo, Texas with residential policies designed to protect their property and belongings. Commercial coverage is also available for local business owners seeking liability and asset protection. The agency serves clients throughout the Amarillo area, offering guidance on coverage options tailored to individual needs. After an initial policy is in place, the agency can assist with periodic reviews to adjust coverage as circumstances change, ensuring consistent service between regular visits.
Homeowners in Amarillo, Texas, turn to D3 Insurance Group for their home insurance needs, securing coverage for their houses and personal property. The agency assists property managers in protecting rental investments and serves local businesses requiring commercial property policies as well. Services include comparing policies and deductibles to find suitable protection. Personalized consultations help clients understand standard perils like fire and hail. D3 Insurance Group also serves clients in the neighboring community of Canyon, Texas.
Serving Amarillo, Texas, and the surrounding communities of the Texas Panhandle, Jamie Smith - State Farm Insurance Agent handles residential property coverage. It works with homeowners to secure policies that guard against common regional risks such as hailstorms and high winds. Clients can expect assistance with policy comparisons and updates as their needs change. The agent’s approach for a typical job involves reviewing the property’s specific features and recommending a coverage plan tailored to those individual factors.
Cortez Insurance Agency specializes in tailoring coverage for local homeowners, ensuring policies address the specific risks of the Amarillo area. It provides comprehensive advice on dwelling protection, personal property coverage, and liability options to match individual needs. Typical services include reviewing policy details, assisting with claims navigation, and offering guidance on deductibles. This agency helps residents prepare for the spring storm season, advising on wind and hail damage coverage essential for protecting properties in the Texas Panhandle.
When choosing between one-time and recurring service options, homeowners can address immediate concerns or maintain ongoing protection. Amarillo's Insurance Agency provides home insurance coverage in Amarillo, TX, helping residents safeguard their property against local weather and liability risks. A standard policy can cover dwellings, personal belongings, and additional living expenses during a covered loss. The agency links clients with insurers offering various policy options, from basic to broadly protective. Services run on an as-needed basis, allowing homeowners to request quotes or policy adjustments whenever circumstances change.
With Amarillo’s harsh winter storms and occasional hailstorms threatening roofs and siding, Farmers Insurance - Jarred Holladay helps homeowners secure coverage tailored to the local climate risks. The agency focuses on matching policies to the precise replacement costs of homes in this area, factoring in regional building materials and labor rates. An initial consultation typically includes a walk-through assessment of the property, where potential vulnerabilities are noted before any coverage recommendations are made.
Chandler Insurance Agency - Farmers Insurance - Cody Chandler serves the Amarillo, Texas area with home insurance agent services. The agency offers policies that protect homeowners from common regional risks such as hail, wind, and wildfire damage. Clients work with a representative to assess coverage needs for structures and personal belongings. Policies are tailored to local property values and building costs. The agency handles claims assistance and policy adjustments for Amarillo residents, including coverage for detached structures and liability protection on residential properties.
What Does a a Home Insurance Agent in Amarillo Cost?
The average cost of home insurance in Texas is around 1800 to 2500 dollars per year for a standard policy. In Amarillo rates can be higher due to hail and wind risks with premiums often ranging from 2000 to 3500 dollars annually. Actual costs depend on your homes age location deductible and coverage limits. This is general information and not insurance advice.
About home insurance agents in Amarillo
Home insurance agents in Amarillo Texas help homeowners protect their property against risks like hail storms and tornadoes common to the Panhandle region. Texas law requires insurers to offer specific windstorm and hail coverage in certain areas. An agent can explain how Texas Department of Insurance rules affect your policy and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Amarillo do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like dwelling protection personal liability and loss of use. They also assist with filing claims and updating your policy as needed.
Do I need separate windstorm insurance in Amarillo?
Amarillo is in a high risk area for hail and wind damage. Texas law does not require separate windstorm insurance but many lenders require it. Your agent can tell you if your policy includes wind and hail coverage or if you need a separate endorsement.
How long do I have to file a home insurance claim in Texas?
Texas law does not set a specific deadline for filing a claim but most policies require prompt notice. You should report damage as soon as possible. The Texas Department of Insurance recommends filing within one year of the loss to avoid disputes.