The top-rated home insurance agent in Sherman, Texas is Cory Hernandez - State Farm Insurance Agent, rated 5.0 stars across 765 reviews. Other highly rated options include Spencer Marks - State Farm Insurance Agent, Nat McClure - State Farm Insurance Agent, McCullough & Pierson Insurance. This directory lists 20 home insurance agents serving Sherman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cory Hernandez - State Farm Insurance Agent | 2114 Texoma Pkwy #700 | (903) 893-8400 |
| 2 | Spencer Marks - State Farm Insurance Agent | 226 E Houston St | (903) 487-0303 |
| 3 | Nat McClure - State Farm Insurance Agent | 2201 N Heritage Pkwy | (903) 893-9621 |
| 4 | McCullough & Pierson Insurance | 229 W Washington St | (903) 868-1200 |
| 5 | Ed Meacham - State Farm Insurance Agent | 1303 N Sam Rayburn Fwy #200 | (903) 892-3923 |
| 6 | Terry Jones Insurance Agency | 1711 N Heritage Pkwy #200 | (903) 893-7200 |
| 7 | David Vogel: Allstate Insurance | 5621 Texoma Pkwy | (903) 892-0380 |
| 8 | Garland Insurance & Financial Services | 600 N Walnut St | (903) 893-1633 |
| 9 | Goosehead Insurance - Blaine Brawley | 714 N Travis St Unit 2U | (903) 289-1487 |
| 10 | My Family Agency Insurance Services | 119 E Lamar St | (972) 468-0003 |
Cory Hernandez - State Farm Insurance Agent serves Sherman, Texas and the surrounding Grayson County area. This local agency provides home insurance policies designed to protect residents’ property and belongings from unexpected damage or theft. The agent helps homeowners assess their coverage needs, including dwelling protection and liability options. Guidance on bundled insurance packages that combine home and auto policies is also offered. The agency specifically handles claims assistance for wind and hail damage common in this region.
Spencer Marks - State Farm Insurance Agent in Sherman, TX, provides a full range of home insurance coverage options, including policies for dwelling protection, personal property, and liability. The agency assists clients in tailoring their plans to individual needs, helping to safeguard assets from local weather risks and unforeseen events. Service plans include annual policy reviews to adjust coverage as circumstances change. The company handles insurance for various property types, primarily servicing single-family homes, apartments, retail spaces, and restaurants.
Located in Sherman, Texas, Nat McClure - State Farm Insurance Agent provides home insurance coverage for local homeowners, property investors, and small businesses. The agency assists clients in tailoring policies that protect dwellings and personal belongings from common regional risks. Services include customized policy reviews and claims support to help navigate coverage details. This Sherman-based agency also serves the neighboring community of Denison and surrounding areas in Grayson County.
Serving Sherman, Texas, and the surrounding communities, McCullough & Pierson Insurance handles homeowners insurance needs for local properties. It coordinates coverage that addresses risks common to the region, including severe weather damage and liability concerns. The agency works with clients to review policy options and to explain how deductibles and replacement cost values apply. For a typical job, it compares quotes from multiple carriers on your behalf to find a policy that balances adequate protection with a manageable premium.
Ed Meacham - State Farm Insurance Agent in Sherman, TX provides home insurance coverage tailored to protect local property. The agent distinguishes between one-time policy setups and recurring service options that allow for ongoing adjustments as homeowner needs change. Coverage includes protection for the dwelling structure and personal belongings against common regional hazards. Clients can expect a focus on explaining policy details and helping to manage claims processes. This service runs on a one-time, scheduled, or as-needed basis depending on policy reviews and client requests.
Terry Jones Insurance Agency in Sherman, TX offers personalized home insurance policies protecting dwellings and personal belongings. The agency also works with clients to structure their liability coverage and select appropriate deductibles. It assists local homeowners in understanding how replacement cost differs from market value when assessing their property’s insured amount. Additionally, the agency helps residents address common regional concerns such as securing adequate wind and hail coverage ahead of North Texas spring storm seasons.
David Vogel: Allstate Insurance in Sherman, TX provides standard homeowners protection against common perils like fire, theft, and wind damage. Their local agency can also arrange specialty add-ons such as flood or earthquake coverage tailored to regional risks. For clients with higher value properties, policy customization helps ensure adequate rebuilding cost limits and personal liability safeguards. The office extends its services to commercial sectors including offices, warehouses, and food service operations.
As spring storms approach Sherman, many homeowners evaluate their coverage needs, and Garland Insurance & Financial Services provides tailored property insurance solutions for local residences. The agency assists clients in reviewing policies to address hail, wind, and seasonal weather risks common to the region. Before recommending a plan, an agent first inspects the home’s exterior condition, noting roof age, siding material, and any potential vulnerabilities that could affect coverage options.
Goosehead Insurance - Blaine Brawley offers home insurance services for residential properties in Sherman, Texas, and also provides commercial coverage for local businesses throughout the surrounding area. Policies are designed to protect homeowners from common risks like storm damage and liability. The agency is dedicated to providing clear guidance during initial consultations and remains available for follow-up questions or policy adjustments between regular renewal visits, ensuring ongoing support.
My Family Agency Insurance Services in Sherman, TX is known for helping homeowners find appropriate coverage for their properties. Its service range includes basic dwelling protection and liability policies to safeguard local residences. Agents work to explain common policy details, such as limits, deductibles, and exclusions relevant to the North Texas region. They also guide clients on how to bundle home insurance for potential premium savings. A specialty service this company can add on is flood insurance coverage for homes located in designated flood zones.
What Does a a Home Insurance Agent in Sherman Cost?
The average cost of home insurance in Texas is about $2,000 to $3,000 per year for a standard policy. In Sherman, rates may vary based on your homes age, location, and construction type. Factors like credit score and claims history also affect your premium. This is general information, not insurance advice.
About home insurance agents in Sherman
Home insurance agents in Sherman, Texas help you find coverage for your house and belongings. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and agents can explain these options. Agents also guide you through the Texas Homeowner Policy Forms, such as the HO-A, HO-B, and HO-C policies.
Frequently Asked Questions
What does a home insurance agent in Sherman do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection, personal property, and liability. They also help you file claims and update your policy when needed.
Do I need windstorm coverage in Sherman Texas?
Sherman is not in the Texas Windstorm Insurance Association designated catastrophe area. However, standard policies may exclude wind and hail damage. An agent can help you add this coverage if your mortgage lender requires it.
How long do I have to file a home insurance claim in Texas?
Texas law does not set a specific deadline for filing a claim, but most policies require you to notify the insurer promptly. You generally have up to two years from the date of loss to file a lawsuit if the claim is denied.